QUESTION:
Five frogs were sitting on a log. Four decided to jump off. How many were left?
ANSWER:
Five.
Why?
Because there’s a difference between deciding and doing.
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ALUMNI: JasperJottings-Daily now has it’s own domain
Monday, June 11, 2007ALUMNI: JasperJottings-Daily now has it’s own domain
JasperJottings-Daily now has it’s own domain; like JasperJottings-Sports.
http://jasperjottings-daily.com/ JasperJottings Dash Daily Dot Com
It’s easier to remember and hard to confuse with the weekly news site
Your source for Jasper Alumni stories that doesn’t come from the College.
(Weekly) Jasper Jottings Dot Com
http://www.jasperjottings.com
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ALUMNI | 
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Posted by reinkefj
YAHOO ANSWER: pay a couple of bills with my new credit card
Monday, June 11, 2007Question
Interest rates and definitions as a payee, can you give me some basic info ?
PLEASE DO NOT ANSWER THIS UNLESS YOU WORK WITH IT AND KNOW IT WELL, I DON’T WANT SITES TO GO TO, NOR UNEDUCATED GUESSES, jokes are always ok as I love humor but i am looking for some basic info. I am 56, a numbers person & used to B more on top of this, but life has changed so much since I’ve been sick 4 10 years & rather out of it. I want 2 pay a couple of bills w- my new credit card, like some of the house taxes I owe,& first i want 2 determine which 1 actually charges me the true highest interest when compared in like terms (apples to apples ) I used 2 use APr questions, but now I see EAR or such ?? & on ebay I am being charged 1.5% 4 any unpaid monthly fee charges, but what does this 1.5% mean ?? I need a standardized term & also I used 2 know about car loans & how horrribly that interest is calculated & fixed home loans but now that I’m going2 refi my house in the next couple of years, I want to locate the best way and be able to compare interest apples to apples
Answer
Dear Mr. or Ms. “Wendy B”:
To quote Canadian Prime Minister Lester Pearson “we’ll cross that bridge when we fall off it”. (That’s my attempt at humor.)
I think you are perfectly right to be confused. Credit Card companies, like their compatriots in the car finance industry, are pulling the wool over us all the time.
I’d suggest that you might want to spend a few bucks to get a good answer. Hire a CPA. Mine for example does work for me, (actually I think his “girls” do the work and he just signs off), at a very reasonable rate. I bet that if you had say the three competing credit offers in hand, it would take a CPA less than 15 minutes to “find where the bodies are buried” to use a Soprano metaphor and another 15 minutes explain to you what they meant. My cpa charges less than 150$/hour. $75 might save you lots more. It even might be cheaper for you. I was surprised at how cheap it was. Some of my bone headed decisions not to use a pro cost me a lot more than I would have spent on the advice to avoid “falling off the bridge”.
I understand that you want to work on more serious problems like your health and your life. But, your money is important to. That’s why getting good advice, not Yahoo Answers, is critical.
Assuming that you have some need for financing to smooth out the rough spots, I like to send people to credit unions. I have never heard of them screwing anyone. Even with their credit cards. So, I’d give you the same advice.
BTW you have legal rights under Federal Law, so if you are getting confusing notices, you might want to consult a lawyer as well as an accountant.
Hope this helps,
Let me know how you make out.
Ferdinand J. Reinke
Kendall Park, NJ 08824
Source(s)
http://www.creditunionsonline.com/…
http://www.aicpa.org/
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Update 2007Jun17
Just notified that it was “best by voters”. One vote (not mine) for only one answer. (Somebody getting 2 points for the obvious?)
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Posted by reinkefj
LIBERTY: Ron Paul has a chance to win this election
Monday, June 11, 2007http://www.lewrockwell.com/decoster/decoster122.html
Ron Paul’s American Education
by Karen De Coster
*** begin quote ***
I do believe that Ron Paul has a chance to win this election. Is that too optimistic?
***End Quote***
Well, if the anti-war democrats really want to end the war and if the anti-war wing of the republicans really are anti-war, he’s a lock.
If the Americans, who could could vote, are 100%. Then there is an estimated 20% anti-war d’s and 20% anti-war r’s, that’s 40%. Hard to imagine that at least some of the 60% who never vote wouldn’t come out to say “no war”.
So I can see how he might swamp McRomeialnni or Hila-bama.
It’s a long time until the election. I hope the heat doesn’t melt him like it did Perot.
I’m voting for him. As if that mattered.
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JOBSEARCH:METHODOLOGY your resume may allow id theft
Monday, June 11, 2007METHODOLOGY your resume may allow id theft
STRATEGY ***
TACTICS ***
TECHNOLOGY ***
=======================
http://www.fortune.com/fortune/careers/articles/0,15114,1096761,00.html
CAREERS
Job Offer or Identity-Theft Scam?
By Anne Fisher
It seemed a terrific opportunity. Laid off from a senior marketing job, Tom (not his real name), an MBA with 22 years’ experience, spent several months look-ing for a new position. Then he got a phone call from someone who said he was the human resources director of a large, well-known insurance company. The HR guy said he was impressed with the résumé Tom had posted on a popular Internet job site and was eager to meet as soon as possible, since Tom was the ideal candidate for a new marketing job the company was creating.
Just one tiny detail: “He told me that since they were anxious to fill the position quickly, they wanted to save some time by starting a routine background check right away,” Tom says.
“He e-mailed me a very detailed form to complete and return.” Tom complied, filling in the blanks for Social Security number, date of birth, mother’s maiden name, even a bank account number. After a few days of vainly trying to get back in touch with the HR director, Tom began to feel uneasy. Then he tried to use one of his credit cards and discovered that not only was the account maxed out, but several new accounts had been opened in his name and squeezed dry. His identity had been stolen, and it has taken him almost a year to straighten out the mess—all the while kicking himself for having fallen for the scam.
{Extraneous Deleted}
###
Seekers beware. Not everyone seeking to scam you is from Nigeria!
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Posted by reinkefj
PRODUCTIVITY: Maturity
Monday, June 11, 2007The New ‘Age’ of Leadership: The Power and Practices of Maturity
By Harriet Rubin
What do Warren Buffett and Rupert Murdock have in common with Titian and Bach? Just as artistic skill is honed over years of hard work and many a masterpiece was created late in an artist’s life, these Late-Style leaders are rejuvenating leadership instead of handing off their power.
http://changethis.com/35.02.NewAge
http://changethis.com/pdf/35.02.NewAge.pdf
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Posted by reinkefj
JOBSEARCH: METHODOLOGY taxonomy
Sunday, June 10, 2007METHODOLOGY taxonomy
Dear fellow turkey,
Perhaps, we need to impose on the powers that be to open up another subgroup for the discussion of the “soft” stuff — Methods, Procedures, Processes, Strategies, Tactics, Data, and Tools.
For example, I had one “deer in the headlight” fellow wander into me, who had just been “nuked”, and was totally unprepared (Is there any other kind on un-prepar-ed-ness?). So I pointed out that he didn’t have to start spending lots of money that he didn’t have. The township library had a computer and high speed internet access.
When people have their own computer, there’s a lot of Open Source (Free!) Software and “stuff” available. No need to buy Microsoft Office like your last employer did for 300$ when there is OpenOffice that is very close. Outlook versus Thunderbird.
And, all those internet services like Plaxo, Linkedin, Cardscan, and such.
Then when they need direction there are a lot of templates and advisors that can help them. I’m a fan of Lucht’s workbook.
FWIW, your mileage may vary, all free advice is just that,
Fjohn
yet another fellow turkey
just bigger and dumber
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Posted by reinkefj
FUN: Teaching Math
Sunday, June 10, 2007http://www.nj1015.com/personalities/jim-gearhart/bits/teaching_math.htm
Teaching Math
* Teaching Math in 1950: A logger sells a truckload of lumber for $100. His cost of production is 4/5 of the price. What is his profit?
* Teaching Math in 1960: A logger sells a truckload of lumber for $100. His cost of production is 4/5 of the price, or $80.What is his profit?
* Teaching Math in 1970: A logger exchanges a set “L” of lumber for a set “M” of money. The cardinality of set “M” is 100. Each element is worth one dollar. Make 100 dots representing the elements of the set “M.” The set “C”, the cost of production contains 20 fewer points than set “M.” Represent the set “C” as a subset of set “M” and answer the following question: What is the cardinality of the set “P” of profits?
* Teaching Math in 1980: A logger sells a truckload of lumber for $100. His cost of production is $80 and his profit is $20. Your assignment:Underline the number 20.
* Teaching Math in 1990: By cutting down beautiful forest trees, the logger makes $20. What do you think of this way of making a living? Topic for class participation after answering the question: How did the forest birds and squirrels feel as the logger cut down the trees? There are no wrong answers.
* Teaching Math in 2000: A logger sells a truckload of lumber for $100. His cost of production is $120. How does Arthur Andersen determine that his profit margin is $60?
* Teaching Math in 2010: El hachero vende un camion carga por $100.La cuesta de production es………….
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Posted by reinkefj
MONEY: Gold, and the Safe Store of Value
Sunday, June 10, 2007http://www.survivalblog.com/2007/06/
letter_re_greenspan_gold_and_t_1.html
Letter Re: Greenspan, Gold, and the Safe Store of Value
***Begin Quote***
Dear Mr. Rawles,
Regarding the use of gold as a store of value, it’s important to realize that gold often functions as a fiat currency. It does have intrinsic value for jewelry, electronics, rust-proofing, and some chemistry applications but the vast majority of its value comes from the shared expectation that people will accept it as being valuable in the future. The only difference from fiat dollars is that it’s harder – but not impossible – to increase or decrease the gold monetary supply, and that supply isn’t controlled by any government.
{Extraneous Deleted}
JWR Replies: I agree that gold will have only marginal utility for barter during an economic collapse. It will only come into its own in the recovery phase. Gold can act as a “time machine”, preserving your buying power from now until the far side of a currency collapse.
{Extraneous Deleted}
***End Quote***
Interesting comment and response.
Greenspan in his younger days WAS a gold bug before he want Darth Vader on the American People. Like Freedman, the economists seem to “see the light” and turned to the dark side to earn a handsome living.
Gold has imho a function today. JWR alludes to it as a time machine. It IS the only “safe store of value”. Just as in the “non-modern times”! You can’t use, for example, grain as a store of value because it spoils or the rats get at it.
Money is a token that everyone will accept in exchange for the things they have to sell. The essential functions of money are: medium of exchange; unit of account; standard of deferred payment; and store of value. Effective money has to be: divisible; fungible; measurable; and countable.
Leaving aside the TEOTWAWKI scenario, gold is valuable today imho because:
(1) It avoids the “inflation tax”. In 1970, I had a dollar. That same dollar today can only purchase five cents what it could back then. Where did the “other” ninety five cents of purchasing power go? Yup, stolen by the Federal Reserve! When the FRB produces inflation by printing more greenbacks, it acts as a tax on savings. Anything dollar denominated is taxed. You really didn’t thing that your house was “worth” that much more. Did you? No, it’s the “dollar” is worth less.
(2) It avoids the “estate tax”. There’s a rumor that when Trump’s casinos were in trouble his dad went into one of them and bought a few million in chips. An untaxed gift? An off the books loan? Something else? Envision you have save some gold coins, you die, your executor just passes them to your heirs, like furniture, books, or your clean undies. No estate tax on those.
Bear in mind, the Smithsonian exhibit reports that a “fine men’s garment” has cost two ounces of gold in the days of the Romans, before the French Revolution, during the Victorian Era, and for most of American history. Having bought a “less than fine” American suit recently, I can assure you that standard is alive and well today!
So gold is an “interesting investment”. It doesn’t pay interest. May be lost or stolen. But, not by the gooferment. And, can’t be taxed. Interesting!?
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Posted by reinkefj
YAHOO ANSWER: What job should I study to do for the future?
Sunday, June 10, 2007http://answers.yahoo.com/question/index?qid=20070610031511AA1YprT
Question
What job should I study to do for the future?
I am in high school and need to now choose an area to study for the future.
I don’t know what I want!!
My interests:
cooking, nutrition, house decorating (interior decorating), music, sing, fashion, show biz, working with famous or being a famous person, being on the net, posting things i like on the net (like recipes and advice). etc.
PLEASE HELP.
Answer
Dear Ms. “Celebrity Soup”:
Ahhh to be young again and have such problems. Any way, some thoughts come leaping to mind:
(1) Doesn’t high school have guidance counselors to help?They have tests to tell you what you’re good at. I’m supposed to be a forest ranger, Texas ranger, or Ranger Rick … something like that. It’s a start. But remember it’s your life not theirs. Remember the Knight in the “Holy Grail” movie … “choose wisely”!
(2) Your local community college in the USA is always a great resource to chat with (i.e., nice people, good ideas, and not trying to sell you anything).
(3) Get a good general education. Unless you want to be a doctor, lawyer, or indian chief there’s no need to specialize too soon. Keep you options and eyes open.
(4) Avoid smoking, drinking, drugs, and debt. ALL of them are killers in one form or another. In high school and college my best friend was a promising injineer like me. He got involved in drugs and ran his motor cycle into a ditch while high. Killed himself. End of a promising injineer. Makes me sad to think of it. Don’t let it happen to you.
(5) Look about for opportunities to volunteer or intern. Remember you are not doing it for experience, fun, money, or kudos. You’re doing it to learn what you want to be when you grow up.
(6) Make decision based on “your boat’s waterline”. If a decision is “above the waterline”, make it quick. “Below” make it right!
(7) Don’t talk to strangers on the internet. And be careful who you take advice from. Free Advice Is Worth What You Pay For it. Remember the Storm Phillips TV shows? Even a knowledgeable internet citizen like myself is finding denizens on the net.
Let me know how you make out.
:-)
(if you ignore #7, then converse with some one who’s safe. Honest. I am. Trust me.) <<at this point, put both hands on your wallet, or purse, and run the other way>>
Good luck,
Ferdinand J. Reinke
Source
http://www.bls.gov/oco/ocos067.htm…
https://reinkefaceslife.com/2007/05/17/pr…
https://reinkefaceslife.com/2007/06/02/li…
UPDATE
Just received word that this was selected “best by voters. One vote among three answers.
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Posted by reinkefj
Reinke Faces Life 
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