YAHOO ANSWER: Payoff Credit Card

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Payoff Credit Card

QUESTION

Asked by “Jessica B”

How do I pay off my credit card? I work full time and just cant get ahead..?

I need to pay off my credit card and I have tried not using them.. paying on time.. etc. etc. I dont want to take out a loan to pay them off bc Im trying to save up for a car. I work full time, and go to school. Should I get another job. It just feels like I can never get ahead.. Any help would be loved! Thanks.

ANSWER

Dear “Jessica B”:

Well the credit cards don’t want you to get “ahead”. They’d like you to keep paying the 18 to 30% interest for the next 30 years. Credit cards are the quicksand of the financial world. If you struggle, you’ve drowned. If you relax and go with the flow, you can swim out of it.

Just so I understand, you have one or more credit cards and you feel like you can never catch up. Well, I’m no Suzzie Orman or Dave Ramsey, but fell into the same trap when I was young a long time ago. So, I got out of it and you can too.

Here’s a suggestion and some thoughts.

Suggestion: Find a credit union. Then drop by and chat. They are very nice people who have a different mission from a bank. They want members; not interest charges.

If you think that you can’t escape, you can’t. The credit card company minimum payments will get you free and clear in forty years.

You need to know EXACTLY what you are spending every penny on. Get a little book at Staples for a few bucks. They have a cheap brown stitched one with a column for figures. AND, record every expense. (You can also transcribe it to a check book program like Ace Money Lite http://www.mechcad.net/products/acemoney/index_lite.shtml (It’s free!) to manage your budget.

Then for every expenditure, ask do I really really really need it? Then, try a do without it. The daily expenditures for coffee and paper add up.

Take a look at the sites in my sources for further thoughts.

You can do it. I have confidence in you. Hope this helps. I’m interested how it works out for you. Drop me a note sometime. My blog has other helpful “stuff”.

Ferdinand J. Reinke
Kendall Park, NJ 08824

SOURCE

http://www.creditunion.coop/
http://www.suzeorman.com/
http://www.daveramsey.com/
http://www.ftc.gov/
https://reinkefaceslife.com/2007/05/16/yahoo-answer-credit-unions-good-for-car-loans-not-good-great/
https://reinkefaceslife.com/2007/06/19/yahoo-answer-car-loan-to-credit-card/

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Update: Chosen best by one vote among 12 answers. Missed the email?

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YahooAnswers: Status: “BEST” awarded

http://tinyurl.com/387dc7

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YAHOO ANSWER: Explain Futures Trading

QUESTION

Asked by “Bedford”

Can somebody explain Futures Trading to me in the most simple terms?

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Just received word that this was selected “best by voters”.

1 vote among 6 answers.

Ten meaningless points brings me to 681.

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INTERESTING: Move from the free site?

FROM LinkedIn Bloggers forum

***Begin Quote***

>Re: WordPress account has been suspended!
>Posted by: “Kathie M. Thomas”
>Fri Jun 15, 2007 5:29 am (PST)
>It wasn’t me it happened to Martin
>If you use WordPress.com you can’t do adverts.

*** end quote ***

I’m a hobby blogger, a mono logger, whiner, free rider, or whatever you want to call it. The free, and unequaled, wordpressdotcom was a great start. And, I’m not ungrateful. Only a few times did the restrictions chaff.

But, now the unexplained and silent account suspension has made me concerned.

I never wanted the hassles of being off on my own. BUT, if it could happen to her, it could happen to any of us.

I’ve been getting “smarter” so I have my own domain and can move. I have my old posts backed up in various forms.

Argh!

Hate the thought of all the work.

So, I think, and I’m asking for opinions, it might be smart to pick a service provider that others use. Has anyone moved from free to hosted?

(Is there a service provider that will do the migration? That’s worth paying for!)

Anyone published a check list?

If not, maybe we can use my experience as a “guinea pig” and develop one.

Open for suggestions, as I am looking at what appears to be a very big and very dirty stable. :-(

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