MONEY: Stay at home spouse should think outside the box

OCT 22, 2012, 2:03 PM

Should Stay-at-Home Spouses Get Their Own Credit Cards?

By AnnaMaria Andriotis

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An effort to loosen credit-card standards for stay-at-home spouses would seem to benefit millions of consumers, but critics say the change could actually push some families deeper into debt and derail their finances.

Last week, the Consumer Financial Protection Bureau proposed loosening regulations to make it easier for the nation’s more than 16 million stay-at-home spouses to qualify for credit cards, largely undoing more stringent requirements put into place in October 2011. Prior to then, consumers could sign up for a credit card by stating their household income, even if all of that income came from their spouse. But the Credit Card Accountability Responsibility and Disclosure Act required the Federal Reserve to amend several lending provisions for credit card issuers, including a new rule that issuers had to ask for individual income on a credit card application, and could no longer rely on household income.

If enacted, the CFPB’s proposal would allow credit card issuers to ask card applicants 21 and over for income to which they have a “reasonable expectation of access,” which could include a spouse’s salary. The bureau says it’s aware of several issuers that have denied card applications from otherwise creditworthy individuals based on the applicant’s stated income.


Not everyone agrees that this problem would outweigh the benefits. Some say the old rules were more fair for consumers. “Stay-at-home parents shouldn’t be penalized because they don’t personally bring in income,” says Scott Bilker, founder of

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Having had a spouse pass, maybe I am a little sensitive to this issue.

I see this area fraught with issues over and above the very real and present danger that the couple may get into credit card debt.

The value of a two income family is that, if properly diversified by company (i.e., both spouses don’t work for the same big company) as well as by locale (i.e., dad works on Wall Street and mom works on Broad Street in a different sector), then that provides a lot of safety. As long as they “live” on one income, then they are relatively insulated when one of them loses their employment. (Notice I said “when”; not “if”!)

There is a HUGE danger when the two checks are not “independent”. Or, if they need both to “live”.

(Either of those cases are a much bigger problem than the risk being explored here!)

The stay at home spouse, for whatever reason, was deemed the “lesser of two evils”. Maybe, most likely, they earned less and the loss of income is substantively made up for by the lack of day care costs. Net of taxes, commuting, lunches, and “wear ‘n’ tear”, the couple decides to forgo some income, which when net of costs is considered, isn’t so bad.

From my pov, this has several risks to this approach.

Number One is that the stay at home spouse’s skills will “age” badly. For all intents and purposes, I’d guesstimate the spouse’s renetry rate at just the minimum burger flipper wage. “Everyone” can go to MickeyD’s?

Life insurance is a hidden expense in this equation. Having had a dependent spouse, much of my fiscal planning was around if I got hit with the proverbial Mack Truck, what does she do?

One, that I’ve seen but not experienced, is what happens if the stay at home spouse — male or female — gets divorced. The TV prototypical example is Doc X who gets married in med school; typically to a nurse. Becomes a big doc and has an affair with the sexy secretary. Stay at home spouse is <crude vernacular for the act of procreation>. The stay at home spouse is muchly at the mercy of the working spouse.

I’m not sure how you handle these things.

I’m sure the working spouse would be insulted at any suggestion that the stay at how spouse would be eft high and dry.


Sorry, but it has to be considered.

Stay at home spouse BEFORE they agree to become the “wife” (boy or girl):

(1) Need life insurance that names them as the beneficiary and lock it in stone;

(2) Need a legal document that outline any promises or expectations (written by a pre-divorce lawyer); and

(3) Funds on deposit in the “stay at home” person’s name that can’t be touched. (Think Titanic’s lifeboat).

Too many people — gay or straight — married or living together — traditional or non-traditional — don’t think outside the box.

I write this not for the adults, but for the children who always seem to get the short end of the straw.


GUNS: Ms. Tori should have had an “equalizer”

Young woman ‘randomly beaten to death by jobless teenager who had rowed with girlfriend’
By Heidi Blake
Published: 8:49AM BST 09 Aug 2010

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A young woman was allegedly beaten to death in a random attack by an unemployed teenager who had recently rowed with his girlfriend.

Toni Rudman, 24, was dragged off the street in broad daylight and beaten to death in a nearby builders’ yard in Plumstead, south London.

*** end quote ***

This is a perfect blog fodder.

In the land of “no guns” and “no self-defense”, the strong criminal prevails. What about this woman’s “rights”. Supposedly protected by the Gooferment. ANd, taken away by a 19 year old rogue.

While technically correct, “teenager” is a misnomer. He’s a thug. Perhaps, you could call him a “young adult”, but “teenager” isn’t appropriate. He’s a criminal.

Now, I can’t be sure that a gun would have made a difference, BUT I would certainly like to see Ms. Toni Rudman given a fighting chance. Sam Colt is correctly applauded, “God made man, but Samuel Colt made them equal,” originated as advertising slogan for Colt Manufacturing. It should have been: “God made men and women, but Samuel Colt made them equal”! I can’t say for certain that a nice little 380 in Ms. Tori’s hand would have saved her life. But, I, for one, think that she should have had a chance to defend herself.

That’s what Sheeple on both sides of the pond would like to forget. The world is a dangerous place. And, as if the four legged varmints were not enough of a threat, “We, The People” have allowed a whole subspecies of two legged ones to thrive. While I am a right to lifer where babies are concerned, I’m a little L libertarian who thinks that Ms. Tori had the “unalienable right to life”. As does the “teenager”, up to the point where he initiated force on Ms. Tori. At that point, he made a choice. And, he suffers the consequences of that choice. Ms. Tori SHOULD have had the option to defend her life.

As an interesting thought experiment, if Ms. Tori had been “packing heat”, and if she dropped the “teenager” with a magazine load, then would she have been charged? Probably, because he was just “misunderstood” and she would have “over reacted”.

Another interesting thought experiment, if “open carry” was legal, and if she had on her stylish holster, do you think the “teenager” would have attacked her? Remember Robert A. Heinlein admonishment. “An armed society is a polite society. Manners are good when one may have to back up his acts with his life.” He wrote a whole book about an armed society. Juvenile science fiction? I think not.

We are living in a time when the Sheeple are convinced by their politicians and bureaucrats that the timeless laws are suspended. The old ones no longer apply. Just yesterday, I heard Mayor Bloomberg pontificating about “keeping firearms out of the hands of criminals”. The only way that is going to happen is if he cuts off their hands. Criminals don’t obey laws. It may be a bumper sticker, but it’s still true: “When guns are outlawed, only outlaws will have guns”. (I call Bloomberg a pontificator, because he has tax-payer supplied 24/7 armed security. And, even before he was mayor he had bodyguards. (I know I met him twice and saw him several times on Wall Street. He was a real SOB then. I doubt he’s changed. Thought he was right then; no doubt still does.) Unless you think the hulking guy, with the strategic bulge who was always with him, was really his “aide”.

Bottom line: I grieve for Ms. Tori. She was killed by the Gooferment. Just as surely as if they had beaten her to death themselves. England is the land of fools. They think that a Gooferment diktat can repeal the laws of nature. Those twits have made it back into the Jungle. Survival of the fittest. The strong can kill all those weaker than themselves. With just the barest of inconvenience. Watch the results. This “teenager” will be portrayed as: a poor helpless waif; totally misunderstood; who was failed by society which should have given him a job; and was a romantic rejected by his life’s love. Get out the violins and flowers. You will think he’s saint who stumbled.

Instead, he’s evil. A criminal who preys on the weak. To satisfy his blood lust. He deserves to be removed from the gene pool. Just as he did Ms. Tori.

I’d suggest a “must carry” law. And, mandatory gun training and swimming lessons for everyone. Especially girls. Since they seem to get the shit end of the stick.

Gandhi said “Among the many misdeeds of the British rule in India, history will look upon the act depriving a whole nation of arms as the blackest.” Perhaps, he was wrong. Their self-delusion that they could legislate away the inalienable right to life and propagating that idea around the world will be the blackest. What they did to India was just a subset of that misdeed.

To arms, to arms, the British are coming. Even worse, their misguided idea have seeped into “liberal” minds here.

We need to revise that to the foolish idiots are coming to impose their will on us. Who care what costume they wear? All though lets hope they are nice and bright so were can aim at an easy target.

Sorry, Ms. Tori, you should have had a fighting chance. You should have been able to defend yourself with a true “equalizer”.

More importantly, we need to make Vermont-style carry the law of the land here. Nothing like “Ms Tori” should happen here. Arm all the women and girls. I trust them to make good decisions.

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RANT: Recall the Ambassador to Kenya now

Obama Ambassador to Kenya Openly Endorses Proposed Pro-Abortion Constitution
from Pro-Life Headlines by (Steven Ertelt)

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Washington, DC ( — After initially saying the Obama administration is not technically supporting the proposed pro-abortion constitution in Kenya and insisting it is merely supporting the voting process itself, United States Ambassador to Kenya Michael Ranneberger is now openly supporting it.

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Excuse me!

Why are “we” taking any position in what any foreign country puts in their “constitution”?

Especially when the issue of abortion is involved.

How dare they use tax money, wealth stolen from taxpayers who find the issue morally abhorrent, to push that abomination in their name!

This ambassador should be recalled immediately and replaced.

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GOVEROTRAGEOUS: Adoption should be done by the Churches

‘I’m a Saboteur’
by Daniel H. Pink

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How do you unlock that inborn genius?

When the mind is tested against something unfamiliar, it grows in front of your eyes. Adopted children have a horrible track record in adult life, and yet they often measure on IQ tests about 20 points higher than their equals in their biological family. For years, the medical community tried to figure out what could account for this. Just to transfer from your natural parent increases your intelligence? Well, sure. You’re in this desperate situation; you don’t even have enough language to find your way out. You’re looking around a lot more than you would if it was all Mother Goose.

*** end quote ***

I never knew this but it makes sense. Survival demands adaption. The question becomes how do we get children adopted earlier and seamlessly. The current system, run by our old “friend” the Gooferment, needs to be replaced. By Churches?

Now how do we make the Gooferment give up power?

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RANT: It’s always about the “something else”

Health law risks turning away sick
By Julian Pecquet – 07/01/10 07:13 PM ET

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The Obama administration has not ruled out turning sick people away from an insurance program created by the new healthcare law to provide coverage for the uninsured.

Critics of the $5 billion high-risk pool program insist it will run out of money before Jan. 1, 2014. That’s when the program sunsets and health plans can no longer discriminate against people with pre-existing conditions.

*** and ***

“Along with that, we can work with the states to adjust their benefit structure, the deductibles, the co-pays, the overall plan structure to address some of those cost drivers, again to help the plan make it to 2014, when it will no longer be needed.”

In addition, Popper said, many people won’t be able to afford to participate in the program since premiums will range between about $140 and $900 a month, depending on applicants’ age and where they live. HHS estimates that at least 200,000 people will be in the program at any one time. To be eligible, applicants have to be citizens or nationals of the United States or be lawfully present; have a pre-existing medical condition; and have been uninsured for at least six months before applying for the high-risk pool plan.

*** and ***

If it looks like too many people are signing up — states will get monthly updates on how many people they can cover with the money they have left — there’s always the option of turning people down.

The bill “does give the secretary authority to limit enrollment in the plan … nationally or on a state-by-state basis,” Popper said. “So that is present, but at this point, we’re starting with no one in the plan as of today … so we don’t see that happening anytime soon.”

*** end quote ***

One giant criticism of BHO44 and his Obamacare is that it had muddled objectives. Was it about “health”, “health care”, “health care insurance”, or something else. Us, tin foil hats, believe it’s the “something else”.

By not being specific about their objectives, they don’t have to be specific about their results. We, The People have allowed our elected representatives to get away with this muddled thinking. And, as such, we once again find ourselves faced with a confused mess. Argh!

I believe this is all about “control”. By centralizing one seventh of the economy, the politicians and bureaucrats are in control of our lives. By controlling “health care” and “health care insurance”, they control us.

Remember the three “laws” of political motivation: (1) reward your friends; (2) punish your enemies; and (3) feather your own nest. Clearly, this wins on all three fronts.

By controlling “health care” and “health care insurance”, they create a voting block. Look what Social Security and Medicare has done to create a “senior citizen” voting block for the Democratic Party. Look at Florida. Created by Social Security. That’s the power to reward yor friends — the incumbent politicians. Never mind the endless opportunities for graft, corruption and outright theft for the .

By controlling “health care” and “health care insurance”, they have won a war with the Catholic Church and Right To Life groups over abortion. The “sacrament” of the modern liberal feminist, enshrined by Roe v Wade, will now be fully funded to the abhorrence of Right To Life taxpaying advocates. That’s punishing your enemy — the Religious Right.

By controlling “health care” and “health care insurance”, they have created endless bureaucratic positions. Of course, to be filled by “them”, their friends ‘n’ family, and their supporters. And, created countless opportunities for lobbyists to fill their pockets as they create loopholes, exceptions, and prohibitions. That’s feathering, with some pretty comfortable feathers.

Silly Taxpayer, you didn’t think this was about anything as trivial as helping sick people now did you?

By pulling the Sheeple’s own wool over the Sheeple’s eyes, they are able to sheer the Sheeple some more.

See if the objective was “health”, “health care”, or “health care insurance”, then it would be relatively easy and cheap to address the issue. For “health”, address the root cause of poor health — we have to make it a national priority to find out what that was. (I’d say “gooferment skrules”, but that’s another story.) If it was “health care”, then perhaps better records, uniform forms, or — shocked hush — eliminating medical licensing. If it is was “health care insurance” slash cost, then we could change the tax law to make everyone their own subchapter S copr and make cost of earning a living deductible to all. If it is was “health care insurance” slash cost, then the gooferment could just buy poor people health insurance as part of the federal health insurance system. (Whoopi Goldberg had it right: “What the hell! I just want what you <Congressmen> got. <for health insurance>. Way to nail the issue, Whoopster!)

See it’s always about something else!

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POLITICAL: OBH44 has chuptzah about Kenyan Constitution

Barack Obama Praises Kenya’s Draft Constitution Allowing Unlimited Abortions
by Steven Ertelt Editor
June 3, 2010

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Nairobi, Kenya ( — President Barack Obama has come under fire from pro-life members of Congress for his administration potentially illegally spending as much as $10 million promoting the new pro-abortion constitution in Kenya. Now, in a new interview, Obama himself carefully urged Kenya residents to support it.

Obama officials were thought to have spent $2 million but Rep. Chris Smith says that figure could exceed $10 million.

A new interview conducted Tuesday with the Kenya Broadcasting Corporation (KBC) has Obama actively promoting the constitution, which would have the effect of overturning the nation’s pro-life laws that prohibit most abortions.

*** end quote ***

Are you kidding me? This is a joke. Right!

Two or ten matters not. Why is Taxpayers’ Money being spent on this?

As a Pro-life Pro-choice fat old white guy injineer, I don’t want to pay for this immoral activity. Abortion is a horrible event. To have the Gooferment involved in it is abhorrent. It’s a terrible choice that a woman has to make. In a perfect world, we’d have lots of resources to make it unnecessary. (That’s the pro-life part of me!) In that perfect world, the Gooferment would have an interest in preserving the life of a future citizen. But we are far from perfect. The Gooferment should butt out because it can’t even find it’s own ass in dark closet! Best leave it to the woman and those she chooses to involve. (That’s the pro-choice part of me!)

Us, little L libertarians, are pro-choice on everything.

(1) Doesn’t OBH44 have enough to do here in this country?

(2) Why are we meddling in Kenya’s affairs?

(3) If he wants to run Kenya, he should grab his birth certificate and run for office there!

(4) As a pro-life, I object to using my tax dollars on something so morally offensive.

(5) As a pro-choicer, we in the USA should MYOB!


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POLITICAL: Where does OBH44 get off using tax money for propaganda

Obama Administration to Spend $125M to Defend Pro-Abortion Health Care Law
by Steven Ertelt Editor
June 7, 2010

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Washington, DC ( — The Obama administration is unveiling a new $125 million publicity campaign over the next five years to promote the pro-abortion health care law. Obama officials are relying on a pro-abortion former senator and a former official of a top pro-abortion group to make the case for the law.

*** end quote ***


Where does the gooferment get off using tax money to propagandize the electorate to convince them they are wrong!

It’s immoral.

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GOVERNACIDE: Kent State murders

*** begin quote ***

Forty years ago today, Ohio National Guardsmen murdered four unarmed students at Kent State and wounded nine others, permanently paralysing one.

*** end quote ***

So soon we forget.

From whence does the State, any state, get the right to execute its citizens?

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POLITICAL: Political Assassination a bad idea when applied to us?

Schneier on Security
A blog covering security and security technology.

April 20, 2010
The Effectiveness of Political Assassinations

*** begin quote ***

This is an excellent read:

I wouldn’t have believed you if you’d told me 20 years ago that America would someday be routinely firing missiles into countries it’s not at war with. For that matter, I wouldn’t have believed you if you’d told me a few months ago that America would soon be plotting the assassination of an American citizen who lives abroad.

*** end quote ***

Interesting is the “good for the goose; good for the gander” argument. If terrorists start targeting American political leaders, then I can imagine the moral indignation.

Also, interesting is that “letters of marque and reprisal” WAS acceptable to the dead old white guys and provided for in the Constitution. (Not that they’d do it; they’d just give whoever did do it a “get out of jail free” card.) We don’t follow the Constitution about declaring war, the Constitution’s implied isolationism, or the dead old white guys’ often expressed policy of MYOB.

How’s that supposed Chinese curse go? “May you live in interesting times.”

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As a little L libertarian who is pro-life anti-death penalty, fighting an undeclared war, killing civilians, and the indiscriminate assassination of supposed enemies is unacceptable and immoral.

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POLITICAL: Add “Honest Politician” to the pantheon of imaginary things

Can pro-lifers ever support Democrats again?
Posted: March 24, 2010
Jill Stanek … …
… … fought to stop “live-birth abortion” after witnessing one as a registered nurse at Christ Hospital in Oak Lawn, Ill. In 2002, President Bush asked Jill to attend his signing of the Born Alive Infants Protection Act. In January 2003, World Magazine named Jill one of the 30 most prominent pro-life leaders of the past 30 years.

*** begin quote ***

We all now know Nelson blinked fairly quickly, and Stupak blinked five months into it. There were others, but these were the front men. Both men betrayed the pro-life and Christian groups they had been working with. Nelson disallowed both Nebraska Right to Life and the National Right to Life Committee from viewing his 11th-hour compromise health-care language, and Stupak turned away from those whom he had just said he sought advice, the United States Council of Catholic Bishops, the NRLC and the Family Research Council. All three, as well as every other pro-life/pro-family group, urged him to reject the compromise pitched to him, a worthless executive order by the infanticide president.

*** end quote ***

This makes it obvious: (1) there’s no such thing as a “Democratic” pro-lifer; (2) there’s no such thing as a “Democratic” who is fiscally responsible; and (3) there is ALMOST never a politician who can tell the truth.

Forewarned is forearmed.

… … like jumbo shrimp, the Easter Bunny, and let’s add to the pantheon of imaginary things: the pro-life Democrat, the fiscally responsible Democrat, and an “Honest Politician”.

“Honest Politician” added with apologies to Ron Paul, and a few historical figures.



Seems wryly humorous and poetic to write about pro-life democrats on the Feast of the Annunciation!

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GOVERNACIDE: Governement, even gooferments, even “ours”, kill people. Fact of Life!

Follow the rules, comrades … or else
Published: Wednesday, February 24, 2010 at 1:00 a.m.
Last Modified: Tuesday, February 23, 2010 at 7:50 p.m.

*** begin quote ***

Most students followed protocol and said they learned more than in a regular classroom assignment. Ninth-grader Joe Polarr was arrested several times for walking on the grass, wearing a hat and not pulling back his long hair — basically just being Joe Polarr on a normal school day.

*** end quote ***

Left out the killing. Socialists, Communists, and Fascists kill people. So “old” Joe would be dead for not following the rules. The gooferment skool left out that little lesson. But, we, The People, can’t ever forget that gooferments, for all their usual ineptitude, are really good at mass murder! Look at the body counts. All gooferments, even ours, kills innocent people at home and abroad. Aren’t we ashamed of that? Aren’t we afraid of that? Aren’t we personally at risk?

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POLITICAL: Right to Life

“The human being is to be respected and treated as a person from the moment of conception; and therefore from the same moment his or her rights as a person must be recognised, among which in the first place is the inviolable right of every innocent being to life.”

Dignitas Personae

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*** begin quote ***

The Instruction Dignitas Personae on Certain Bioethical Questions was released by the Congregation for the Doctrine of the Faith in December 2008. This new Vatican document about in vitro fertilisation (IVF) and embryo experimentation is an update of a document written twenty years ago, Donum Vitae (1987), and seeks to address the questions raised by recent developments in biomedical research.

*** and ***

This is a document from the Congregation for the Doctrine of the Faith (CDF). The CDF exists to support the Pope in providing clear teaching on Church doctrine. The Pope has explicitly approved the document and therefore it shares his ordinary teaching authority. This kind of instruction does not have quite the same status as a Papal encyclical or a Church council, but it carries great weight. It is possible to criticise the way in which the CDF might express itself, or the wisdom of speaking on a particular issue at a particular time, but very strong reason is needed to dissent from the teaching itself. Dignitas Personae gives the most up-to-date official Catholic view on bioethical questions.

*** end quote ***

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Regardless of whether one is “Catholic” or not, Saint or Sinner, “believer” or atheist, it is hard not to consider the opinions of learned religious leaders.

As pro-life or pro-choice, it’s easy to forget that we are dealing with the essence of our humanity. To forget that is to risk sliding down the road to eugenics and breeding men like cattle.

There are various opinions about when “rights” imbue to men. When they can fight for them. When they can take them. When they can survive on their own. When they are born. When they are conceived.

“All men are created equal. And, endowed by their Creator with certain inalienable rights. Among these … “

Seems to answer the “when” question.

So to, this “instruction” seems to answer “what’s a person” question.

While everyone debates, one thing that is per se obvious, this issue is badly served by putting the government in charge. On its BEST day, it can’t handle easy problems. Giving it complex social and personal issue isn’t fair. It’s not designed to handle these. It can’t handle them without “breakage”. Leave it to the people directly involved in. Support them with laws that make it their free choice. Government’s sole role is to protect the people. Even the one’s that are “unpopular”.

My greatest fear is that we will kill “the Golden Child”. In Will Crowther’s Colossal Cave Adventure game, if you killed the bird in Cave #7, you never could proceed past the snake in Cave #11. (Although it was funny to see smart engineers trying “stuff” when it was impossible to proceed.) What if the potential person that’s killed is the next Salk who will cure cancer, the next Hawkings who will explain the Universe, or the next Mother Teresa who will comfort untold number of sufferers?

“The cemetery of the victims of human cruelty in our century is extended to include yet another vast cemetery, that of the unborn.” Pope John Paul II

The Holocaust pales in comparison to the self-inflicted genocide of abortion.

We are fools, messing with what we don’t understand at our own peril.

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INTERESTING: Saudi girl, 13, sentenced to 90 lashes

Saudi girl, 13, sentenced to 90 lashes after she took a mobile phone to school
By Mail Foreign Service
Last updated at 12:45 AM on 21st January 2010

*** begin quote ***

A 13-year-old Saudi schoolgirl is to be given 90 lashes in front of her classmates after she was caught with a mobile camera phone.

The girl, who has not been named, was also sentenced to two months in jail by a court in the eastern city of Jubail.

She had assaulted her headmistress after being caught with the gadget which is banned in girl schools, said Al-Watan, a Saudi newspaper. The kingdom’s use of such punishments has been widely condemned by human rights organisations. (snip) The punishment is harsher than tha (sic that) dished out to some robbers and looters. Saudi Arabia is the world’s leading country in the use of torture-by-flogging, public beheadings and publicly crucifying condemned prisoners.

*** end quote ***

This is shocking. It offends my sensibilities. And, I’m an ijineer!

Now I have run into children that I’d have liked to give lashes too, but never 90. Never even one. It’s just a brief idle daydream. Maybe for cell phone abuse.

No one has the right to inflict pain on anyone. Any child, no matter how annoying, no matter bad the transgression, no matter how … … how frustrating deserves to be treated this way.

Where are the women’s libers? Where are the politicians?

Gooferment only has ONE purpose: to protect its citizens and residents from aggression. In a primitive society, one step away from extinction, one can expect brutality to ensure compliance necessary for group survival. In an advanced civilization, brutality is inefficient and ineffective.

We, The People, need to instruct our Gooferment that (a) that’s unacceptable; and (b) they need to exert some moral pressure to help the bozos see the error of their ways. Perhaps, PNGing (Persona Non Grata) male Saudi Ambassadors until they send us a woman as an ambassador might get our point across.

No man can be free until all men are free?

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INSPIRATIONAL: A lot of opinions with no tuckus in the problem

Focus On This!
January 31, 2010 · 3 Comments

*** begin quote ***

Sometimes, you know, my mind takes me to another place. That ever happen to you? Take this, for instance…

*** and ***

I’m talking about the one where this fellow Tebow says he’s happy his Mom let him get born.

Thirty seconds the ad is supposed to take. Thirty seconds squeezed in between all the beer ads with pretty girls and the car ads with pretty girls and the insurance ads and all the other ads with pretty girls, and the half time lollapalooza with pretty girls and ancient guitar players singing about how great it is to be us. Thirty seconds that cost the group that made the ad, Focus on the Family, about two and a half million bucks.

Now, Focus on the Family is one of those groups that says kids should be allowed to be born. I happen to think this is a good idea. They say some other stuff, too, that I happen to agree is a good idea. They say and do some stuff that I don’t happen to agree is so good an idea at all. But, that’s not what I’m on about, here.

*** end quote ***

Well said, good sir, well said. But then, I’m just an injineer who had a low index. Seems obvious that: (1) potential human beings are getting killed; (2) a lot of people, without their tuckus on the line, have a lot of opinions about how others should live; and (3) getting the gooferment involved in a tough moral, ethical, and economic problem is like bringing that proverbial bull to help select china. Nice writing to bring light, not heat, to a tough subject. Glad I’m a man and will never have to make such a tough decision. I pray for all those that do. They’re better folks than I. Who knows what I’d do? Math is easier.

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UNCATEGORIZED: Unfathomable accident

January 19, 2010 8:30 AM
Snowboarder who died had proposed

*** begin quote ***

Helitrax Guide Hilaree O’Neill was skiing right behind her, and tried to take off King’s helmet, but her hands went numb in the frigid water, she told the Telluride Daily Planet.

Only King’s head was trapped underwater in the shallow creek. Her snowboard and legs lay on the bank. The creek was 12 to 16 inches deep, Helitrax officials said. It took “considerable” force to pull her free, Helitrax director Aaron Rodriguez said.

Rodriguez, who was downhill with a second group, was helicoptered up to the accident to help. The rescuers tried to dam the water from running over King’s face, but by the time she was pulled from the water, 10 minutes had passed. King had no pulse and was not breathing; she was pronounced dead at the scene about noon.

San Miguel County Sheriff Bill Masters called the death “one of those freak things.” Coroner officials said she died of drowning.

*** end quote ***

A sad tragic accident! Stunning. I bet a lot of people will be kicking themselves for a long time about this one.

But, we know not the day; nor the hour!

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POLITICS: A disgusting reality

The View Hosts Fail to Grasp the Real Immorality of Planned Parenthood, Abortion
by Colleen Raezler
November 4, 2009

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ABC’s “View” host Barbara Walters brought up Johnson’s story, calling it “controversial” and Behar quickly denounced Planned Parenthood for making money off abortions. She called it “gross” and “obnoxious” before she stated, “I don’t see abortions as a profit-making industry. I think that is the real immorality of it.”

*** end quote ***

Well, sometimes a stopped clock is right.

I find Joy’s unquestioning “liberalism” (as well as Elizabeth’s Republican Kool Aid), “unintelligible”.

Woopi usually is spot on most times.

In this case, everyone seems to look askance at profiting from killing whatever; they would debate what exactly was being killed. But we all in our hearts know what it is … a baby!

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RANT: Demographic bomb explodes

On Sep 17, 2009, at 8:04 AM, Khürt Williams wrote:

Why does the author think that “civilization” needs to be maintained and which civilization was her referring too? The contraceptives for Africa is not to stop people having babies but to stop the spread of AIDS and although I don’t agree with Pelosi’s politics, it does make sense that we do not want poor women having too many kids which then puts a burden on government (the people). Perhaps we need to start legally euthanizing the elderly instead of abortions.

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I’d like the gooferment to stop messing around with human beings. We need all the people we can create. Don’t kid yourself about the “purpose” of contraceptives. And, imho Africa’s problem is corrupt gooferments aided and abet by OUR corrupt gooferment. Imagine what would happen if the world said to the ruling elite of a poor African country, “No, you can leave your squalid little part of the Earth until you clean it up. You most certainly can not bank your stolen treasure here. You can’t enjoy our society while you are robbing and killing your own countrymen.” Argh, like that’s ever going to happen. Ever wonder why the world’s leaders eschew assassination? Not for the benefit of their citizens! Euthanasia, genetic selection, sterilization, and abortion is the complete undervaluing a human life. It’s the path TO the death camps. “Too many kids” from “poor women” is code for we have a gooferment that is out of control. Again, imho.

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GOVEROTRAGEOUS: Remember Barbara Wagner; that could be our fate!

Obamacare will be 1 big ‘death panel’
Just as in U.K., government system will lead to early demise of seniors
Posted: August 20, 2009
By Richard Poe

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Barbara Wagner of Springfield, Ore., was diagnosed with lung cancer in 2005. Chemotherapy and radiation put her cancer into remission. But the cancer returned in May 2008.

Wagner’s doctor prescribed Tarceva, a pill which slows cancer growth. There was a good chance it might extend her life by a few weeks or even months.

At age 64, Wagner had two sons, three daughters, 15 grandchildren and seven great-grandchildren. Every moment she could spend with her loved ones was precious.

But Oregon’s health commissars nixed the plan. Her Tarceva treatment would cost $4,000 per month. Wagner was going to die anyway, so why waste the money?

Wagner received a letter stating that the Oregon Health Plan would not approve any treatment for her “that is meant to prolong life, or change the course of the disease …” However, if Wagner opted for physician-assisted suicide, Oregon would be happy to pick up the tab, said the letter.

Physician-assisted suicide is legal in Oregon and costs only about $50.

“It was horrible,” Wagner told reporters. “To say to someone, we’ll pay for you to die, but not pay for you to live, it’s cruel. Who do they think they are?”

Wagner finally got her Tarceva when the manufacturer Genentech offered to supply it free of charge. She died in October 2008.

A humble, retired schoolbus driver, Wagner touched more people in death than she had in life. Local and national press picked up her story, alerting many Americans to the danger of medical rationing.

*** end quote ***

There has to be a special place in hell for those who have defrauded the public into thinking this is “medical care”.

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RANT: Restraining orders don’t

Man at center of murder-suicide had years of money problems
By Matthew McGrath • TOMS RIVER BUREAU • August 14, 2009

*** begin quote ***

TOMS RIVER — The muscle-bound man accused of throttling his ex-fiancee before hanging himself Thursday had a several-year history of money problems.

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*** begin quote ***

Her apparent killer, Frank Frisco Jr., 36, was found dead shortly after, hanging in a detached garage of her Lafayette Avenue home that was in foreclosure. She had been staying elsewhere with friends since obtaining a restraining order against Frisco, and was scared to death of him, friends said.

*** and ***

Although someone posted bail for the theft, bad checks and restraining order charges, the court ordered him held on outstanding child support of $25,870.36, officials said. The court then released him Wednesday without the payment. On Wednesday at 5:10 p.m., Zindell learned he was being released, authorities said.

*** end quote ***

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I happen to know some one who knows this girl and the guy.

That just makes it more upsetting.

What judge let the fellow out without the 25K?

Restraining orders don’t restrain squat! GIve the girl a gun and warn the guy if he gets shot no charges will be filed.


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GUNS: “just a group of kids” that can kill you

Akron police investigate teen mob attack on family
By Phil Trexler
Beacon Journal staff writer
POSTED: 07:44 p.m. EDT, Jul 07, 2009

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Akron police say they aren’t ready to call it a hate crime or a gang initiation.

But to Marty Marshall, his wife and two kids, it seems pretty clear.

It came after a family night of celebrating America and freedom with a fireworks show at Firestone Stadium. Marshall, his family and two friends were gathered outside a friend’s home in South Akron.

Out of nowhere, the six were attacked by dozens of teenage boys, who shouted ”This is our world” and ”This is a black world” as they confronted Marshall and his family.

The Marshalls, who are white, say the crowd of teens who attacked them and two friends June 27 on Girard Street numbered close to 50. The teens were all black.

”This was almost like being a terrorist act,” Marshall said. ”And we allow this to go on in our neighborhoods?”

They said it started when one teen, without any words or warning, blindsided and assaulted Marshall’s friend as he stood outside with the others.

When Marshall, 39, jumped in, he found himself being attacked by the growing group of teens.

His daughter, Rachel, 15, who weighs about 90 pounds, tried to come to his rescue. The teens pushed her to the ground.

His wife, Yvonne, pushed their son, Donald, 14, into bushes to keep him protected.

”My thing is,” Marshall said, ”I didn’t want this, but I was in fear for my wife, my kids and my friends. I felt I had to stay out there to protect them, because those guys were just jumping, swinging fists and everything.

”I’m lucky. They didn’t break my ribs or bruise my ribs. I thank God, they concentrated on my thick head because I do have one. They were trying to take my head off my spine, basically.”

After several minutes of punches and kicks, the attack ended and the group ran off. The Marshalls’ two adult male friends were not seriously hurt.

”I don’t think I thought at that moment when I tried to jump in,” Rachel Marshall said. ”But when I was laying on the ground, I was just scared.”

Marshall was the most seriously injured. He suffered a concussion and multiple bruises to his head and eye. He said he spent five nights in the critical care unit at Akron General Medical Center.

The construction worker said he now fears for his family’s safety, and the thousands of dollars in medical bills he faces without insurance.

”I knew I was going to get beat, but not as bad as I did,” Marshall said. ”But I did it to protect my family. I didn’t have a choice. There was no need for this. We should be all getting along. But to me, it seems to be racist.”

Akron police are investigating. Right now, the case is not being classified as a racial hate crime. There were no other reports of victims assaulted by the group that night.

The department’s gang unit is involved in the investigation, police said.

”We don’t know if it’s a known gang, or just a group of kids,” police Lt. Rick Edwards said.

The Marshalls say they fear retaliation at home or when they go outside. They are considering arming themselves, but they’re concerned about the possible problems that come with guns.

For now, they are hoping police can bring them suspects. They believe they can identify several of the attackers.

”This makes you think about your freedom,” Marshall said. ”In all reality, where is your freedom when you have this going on?”

Akron police say they aren’t ready to call it a hate crime or a gang initiation.

But to Marty Marshall, his wife and two kids, it seems pretty clear.

It came after a family night of celebrating America and freedom with a fireworks show at Firestone Stadium. Marshall, his family and two friends were gathered outside a friend’s home in South Akron.

Out of nowhere, the six were attacked by dozens of teenage boys, who shouted ”This is our world” and ”This is a black world” as they confronted Marshall and his family.

The Marshalls, who are white, say the crowd of teens who attacked them and two friends June 27 on Girard Street numbered close to 50. The teens were all black.

*** end quote ***

Instead of being unarmed victims, guns would have ended the attack in seconds. It’s no doubt that the attackers were using deadly force. If every adult and responsible teenager had a weapon, they could have defended themselves.

Then, I’m sure we would have seen Al Sharpton protesting that these were just innocent students out celebrating Obama’s election.

I find this very depressing. It’s the beginning of race riots.

The Second Amendment says these people have a RIGHT to keep and bear arms. To protect themselves.

What if they had killed the breadwinner. Now he’s stuck for medical bills as a crime victim. Society didn’t do a good job of protecting him for his allegiance. And liberal politicians take away our gun rights every change they get!

Argh, sheeple.

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GUNS: Who is responsible for personal safety?

Exodus From Reality
by Wayne Grantham
Attribute to The Libertarian Enterprise

*** begin quote ***

Remember, when seconds count, the police are only minutes away.

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Why do people feel they don’t need to defend themselves?

A gun is the “great equalizer”.

Maybe if we armed women, maybe if we taught “guns 101” in school, maybe if we forced people to take responsibility for their own safety … then just maybe crime would be miniscule.

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GUNS: Don’t put your loved ones in harm’s way; arm yourself now while you still can!

Dumb, Dumber And Dumbest by Charley Reese

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If you believe in the right to life, then you must believe in the right to have the means to defend that life. Unless you wish to spend years learning the bow and arrow and the broadsword, I’d suggest you join 4 million others and me in the National Rifle Association, lest a bunch of dumb urban politicians put you and your family at the mercy of any wandering criminal.

November 11, 2003

*** end quote ***

True then; even truer now.

Although I’d suggest the Gun Owners of America as opposed to the NRA. The NRA accepts the concept of “reasonable gun regulation”. There is no “reasonable regulation” of ANY right! Either it is an “inalienable right” or it’s something subject to the whim of the Gooferment.

And, about Right to Life, or any “right”, you only have the “rights” that you are willing to fight for and exercise.

(The interesting point about the RKBA is that with concealed carry, you don’t have to carry to get a benefit. See the criminals have to guess who packing and who isn’t. Like sprinkling sheepdogs with big teeth in the flock of sheep. Quite a surprise for the wolves when they guess wrong. See “gun free zones” merely tell criminals that they have nothing to fear. We let the school janitor carry tools; the gun is nothing more than a tool.)

Like that Churchill quote! “…if you will not fight for the right when you can easily win without bloodshed; if you will not fight when your victory will be sure and not too costly; you may come to the moment when you will have to fight with all the odds against you and only a precarious chance of survival. There may even be a worse case. You may have to fight when there is no hope of victory, because it is better to perish than to live as slaves.” -Churchill, The Second World War, vol. 1, The Gathering Storm (London: Cassell, 1948, 272, on the British guarantee to Poland in Spring 1939.

When do the sheep fight? When on the way to the slaughter?

From my cold dead hand … …

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RANT: The goofment punishes taxpayers?

Louisiana Nurse Wins State Supreme Court Battle in Plan B Conscience Case
by Steven Ertelt Editor
May 20, 2009

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Baton Rouge, LA ( — A Louisiana nurse won her battle at the state Supreme Court last Friday when it refused to hear a hospital’s appeal of a lower court decision siding with her. The nurse, Toni Lemly, sued St. Tammany Parish Hospital in 2005 after it refused to grant a reasonable accommodation for her religious beliefs.

*** end quote ***

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See this is where it gets confusing to me.

The hospital is the gooferment for all intents and purposes.

The Constitution says we have religious freedom.

So now we taxpayers have to pay for when the gooferment doesn’t follow its own rules.

And, exactly how does this punish anyone but the taxpayer?

Can I get off this delusional merry go round? It’s making me sick.

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POLITICAL: Notre Dame accomplished labeling Obama as an abortionist

2 points of truth among Obama’s ‘wild word fraud’
Posted: May 20, 2009
Jill Stanek fought to stop “live-birth abortion” after witnessing one as a registered nurse at Christ Hospital in Oak Lawn, Ill.

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But one thing is for sure: Obama has now been branded as radically pro-abortion. What pro-lifers have unsuccessfully attempted since 2004 when Obama ran for U.S. Senate, he and Notre Dame accomplished in a month.

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I guess we outed two abortion supporters — Notre Dame and Obama.

It was terrible price to pay. The loss of a once great Catholic university.

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INTERESTING: Obama says one thing and does another

Obama Seeks Abortion Conscience Rights at Notre Dame, But He’s Repealing Law

from Pro-Life Headlines by (Steven Ertelt)

South Bend, IN ( — President Barack Obama used his commencement speech at the University of Notre Dame on Sunday to call for conscience rights for physicians on abortion. However, his administration has already proposed overturning a measure President Bush put in place to uphold three conscience laws.

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Don’t expect politicians to do what they say. Watch what they do and ignore all that they say!

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RANT: The gooferment is a gang; some people are just thugs

New Jersey Church Replaces Pro-Life Signs Defaced in Pro-Abortion Vandalism
by Steven Ertelt Editor
May 5, 2009

*** begin quote ***

Milltown, NJ ( — A New Jersey Catholic church has replaced the large pro-life signs that adorn a grassy area in front of the church building. The pro-life sign in a lot across from Our Lady of Lourdes Catholic Church in the central part of the state was defaced by pro-abortion vandals in December.

*** end quote ***

I know that sign. A simple statement of fact.

Hard to imagine that vandal appreciates the First Amendment.

And, for the “free choice” that was sprayed on it, how is it “free” when I am force to pay for the gooferment’s pro-abortion policies?

It ain’t free. I’m forced to pay for it.

So explain to me, how did I incur this obligation?

I know I have to pay protection money to the various gangs in DC, Trenton, and elsewhere. But how is it “moral”?

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