MONEY: The Gooferment’s Long Term Care Insurance in Obamacare

Friday, July 23, 2010

http://www.ricedelman.com/cs/pressroom/pressroom_detail?pressrelease.id=1432

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Comparing CLASS to private sector LTC coverage. We’re pleased that the government is attempting to offer long-term care insurance, but CLASS doesn’t eliminate the need for you to buy a policy from private health insurers. First, CLASS’s daily benefit of $50 or $75 is woefully insufficient, considering that the average daily cost of a nursing home is $206, according to the 2010 Genworth Cost of Care survey, and that licensed in-home health aides today cost an average of $19/hour. Making these figures even worse is the fact that they are projected to be $268 and $21, respectively, when CLASS benefits become available in 2016. And unlike long-term care insurance you purchase, the government’s program is not a contract; benefits and costs can change.

*** and ***

In the meantime, do not let the notion of the CLASS program cause you to delay getting your own LTC insurance if your planner has recommended it for you. It’s unlikely that CLASS will meet all your LTC insurance needs, but even if it does, you should buy LTC insurance today to get the protection you need; you can always cancel the policy later, after you sign up for CLASS.

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IMHO, getting old sucks. Pattie wiped out her little bit of lifetime savings in under a year. My Mom was forking out 10k$/month for “help” as she struggled to stay in her apartment. Anyone listening should have sufficient appropriate insurance.

It’s a funny peculiar calculation. If you have nothing, you need nothing; you get Medicaid. If you have 10M$, you need nothing; you’ll self-insure. Anything in the middle, you HAVE to have insurance. Where the middle starts and ends is arts not science. Argh!  

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TINFOILHAT: A reason why JFK was killed

Friday, July 23, 2010

http://original.antiwar.com/pfaff/2010/05/27/mac-bundy-said-he-was-all-wrong/

Mac Bundy Said He Was ‘All Wrong’
by William Pfaff, May 28, 2010

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Goldstein quotes tapes made of Kennedy’s meetings with Bundy, McNamara, and his military adviser, Maxwell Taylor, on October 2, 1963. McNamara and Taylor were just back from Vietnam. They recommended that 1,000 of the 16,000 US military advisers be withdrawn in the following two months, with most of the rest removed by the end of 1965. Bundy asks why. McNamara says, “We need a way to get out of Vietnam. This is a way of doing it.” Bundy disagrees. Kennedy agrees and gives the orders.

Forty-seven days later Lyndon Johnson was president. In July 1964 the South Vietnamese began clandestine operations against the North. These led the following month to the Gulf of Tonkin incident. Lyndon Johnson authorized bombing North Vietnam. The US had entered the war. Bundy had prevailed.

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TFH! Here’s another reason why the CIA had to do away with him.

We are led by ordinary men exerting tremendous force upon others. And, that’s the fatal flaw in all Gooferment action. It’s rooted in the idea that some one can actually FORCE you to do something. Ever seen a kid being “forced” to eat a plate of unpleasant vegetables? Creative excuses, dawdling, “accidents”, rearranging, and finally even outright insubordination. Now if a little kid can do that, then imagine what an adult can come up with. Sugaring gas tanks, deliberate sabotage, and deliberate delays are the overt acts. Poor attendance, inattention, and attitude are the not so overt. Demoralized workers turned to alcohol in the old Soviet Union.

We can’t make progress until we get back to a “force free” civil society!

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GOVERNACIDE: 1 US Soldier Killed

Friday, July 23, 2010

http://original.antiwar.com/updates/2010/07/21/wednesday-16-iraqis-killed-32-wounded/?utm_source=feedburner&utm_medium=feed&utm_campaign=Feed%3A+antiwar-original+%28Antiwar.com+Original+Articles%29

Wednesday: 40 Iraqis, 1 US Soldier Killed; 64 Iraqis Wounded
by Margaret Griffis, July 21, 2010
Updated at 8:24 p.m. EDT, July 21, 2010

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At least 40 Iraqis were killed 64 more were wounded in various attacks across the country. The worst violence collapsed a building in Diyala province, which has suffered several attacks in the last few days. A U.S. soldier was also killed in Diyala when a roadside bomb blated his vehicle.

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Pisses me off that this doesn’t get more publicity!

Wake up, Sheeple, we need these boys and girls home. Now!

Ron Paul WAS the only true anti-war candidate with a plan (i.e., cut and run). We’ve made a very bad mistake. Let’s recognize it and staunch the bleeding. Sorry to our friends and allies. Apologies to our enemies. Time to retreat. Discretion is the best form of valor.

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POLITICAL: Take only “Local” campaign conributions and publish them

Friday, July 23, 2010

http://news.yahoo.com/s/ap/20100715/ap_on_bi_ge/us_investment_banker_fraud_1

Ex-Clinton fundraiser gets 12 years in prison
Thu Jul 15, 11:04 am ET

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NEW YORK – A wealthy Manhattan investment banker who was once a top fundraiser for Hillary Rodham Clinton and other big-name Democrats has been sentenced to 12 years in prison for bank fraud.

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So why isn’t there any penalty for the political beneficiary of this “crime”?

There has to be a better way.

I haven’t heard anything better than restricting candidates from accepting money from outside the district that they seek to represent and “publishing” all sources of any funds or in kind services. That way we’d at least know who’s buying what politician and how much influence they are likely to exert on some politician. Simple, effective and efficient. No diktats or bureaucrats required. Call it the “Honest Politician” pledge. And, it up to the politician to demonstrate compliance. Maybe we can setup the “Honest Politician Society™” to preserve the standard and sue politicians who make the claim but don’t follow the principles.

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QUOTES: “our guy” versus “their guy”

Friday, July 23, 2010

“The Constitution is intended to shield us from the government, and if we lower that shield because “our guy” is in the White House, you’ll be left without protection when “their guy” gets the White House the next time around.”

— The Pacific Legal Foundation’s Tim Sandefur

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GOVEROTRAGEOUS: “Sex offender” isn’t what you think it is

Thursday, July 22, 2010

http://www.causes.com/causes/425080?m=9e4cc0c7&recruiter_id=20524961

Don’t Allow Registered Sex Offenders on Facebook!!!

*** begin quote ***

The cause now has 3,848,276 members.

Their mission: Get Facebook to block registered sex offenders from joining Facebook

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I know a “good guy” who’s a “registered sex offender” for drunkenly urinating on a tree. As usual for the Gooferment, they can’t find their butt with both hands. That diktat needs some tuning. Besides if RSOs are so dangerous, why don’t we keep them locked up? End the drug war, pardon all the non-violent drug offenders, and there will be pleanty of room for the RSOs.

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JOBSEARCH: Adjusting expectations

Thursday, July 22, 2010

http://www.sovereignman.com/expat/case-study-the-maltese-expat/

Case Study: The Maltese Expat
by Simon Black
July 15, 2010
Bath, England

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Here’s what’s most intriguing about her, though… she’s always worked. Even as a 70-year old widow in Malta, she still has a job. In her own words Emma says, “I’m a war baby. My generation doesn’t think that anyone owes us anything, doesn’t think that it’s other people’s responsibility to take care of us.”

*** end quote ***

That’s a generational difference: the past generation (No one owes us anything), the current generation (We expect the good life with little effort.), and the future generation (We’re entitled to the good life.)

Argh

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FUN: Cheap Ford meets Homicide Bomber

Thursday, July 22, 2010

FROM LUDDITE

http://www.youtube.com/watch?v=Q51hVC0Lgwg

Very funny.

Some inventor somewhere should be working on a force field that would protect the innocent from a homicide bomber.

One has to wonder how a whole religion, let alone one single individual, can be distorted into killing.

But the video was stunning in its honesty.

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PLINKY: The Worst Teacher I Ever Had

Thursday, July 22, 2010

Ahh, to be back in that much simpler time, with no worries, no demands, and the parties.

Has to be Doctor Zia. Not only was his spoken “Engrish” so bad, bordering on unintelligible, but his marking strategy was insane. His exams were one question — right or wrong — no partial credit — no credit for showing the correct method — just 100% or a Big Fat Goose Egg. No one ever took him twice voluntarily. And his slogan “U Ingineer, wrong sign, bridge fall down, no partial credit.” is immortalized in Jasper legend. Anyone who was on the receiving end of that aphorism ever forgets it. I certainly won’t.

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GOVEROTRAGEOUS: What opportunities are forever lost

Thursday, July 22, 2010

http://abcnews.go.com/Politics/signs-stimulus/story?id=11163180

Signs of the Stimulus
Some Call it Transparency, Others Another Example of Government Waste
By JONATHAN KARL and GREGORY SIMMONS
July 14, 2010

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As the midterm election season approaches, new road signs are popping up everywhere – millions of dollars worth of signs touting “The American Reinvestment and Recovery Act” and reminding passers-by that the program is “Putting America Back to Work.”

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So why are we surprised that the politicians and bureaucrats waste our money?

Every time I see one of those signs, I think: “Now where is the broken window?” What worthwhile project has been crowded out by this boondoggle. It could have been the cure for cancer or as something as a toy that gives joy to a child or as nice as some taxpayer taking his family to the beach today or as trivial as buying oneself and extra slice of pizza.

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The parable of the broken window was created by Frédéric Bastiat in his 1850 essay Ce qu’on voit et ce qu’on ne voit pas (That Which Is Seen and That Which Is Unseen) to illuminate the notion of hidden costs associated with destroying property of others.

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