The Truth Regarding Health Care
By Keith R. Jackson, M.D.
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There already exist many programs for the poor and uninsured. These could be streamlined and sensibly expanded. What would classify as a necessary addition to the equation would be possible assistance with deductibles and expansion of catastrophic insurance policies for the rest of us. Improving the portability of Health Savings Accounts, making them easier to understand and obtain, would address the former. A creative solution merging government assistance with HSAs and catastrophic insurance policies could go a long way toward appeasing both sides, even though they would scream that this “solution” is wrong. One avenue for saving is the cost of administration of the health care dollar. Private insurers’ administrative costs are surprisingly much higher than the government’s. There must be a “happy medium” there, with less bureaucracy in the former and more effective administration in the latter.
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I think you can look at ANY Gooferment program and see a disaster.
As a first step, the current deductibility problem (i.e., healthcare expense is deductible to employers but not employees) has to be SOLVED.
Then let that work itself out by removing the Gooferment from the “health care system”.