Apple Card – How It Works – Apple

Buy things in stores, on websites, and in apps. Or make a payment on your Apple Card. Or pay back a friend in Messages. Or send it straight to your bank account and watch it add up. The money on your Apple Cash card can be spent using your iPhone, iPad, Apple Watch, and Mac.

Source: Apple Card – How It Works – Apple

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If there’s no number on the physical card, how do you type it in if you buy something on website?

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Also named for a type of clothing: Pocketing. It’s when your significant other has built a wall between you and their family. It’s a huge red flag— it means they don’t see a future with you, so they’re not going to bother introducing you to the important people in their life.

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Who knew that there was a taxonomy of these ways to dump communication.

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What many diabetics don’t know: you can buy inexpensive, over-the-counter insulin in U.S. | Sharyl Attkisson

Medscape notes Walmart sells its own brand of over the counter insulin, ReliOn (made by Novo Nordisk) for approximately $25 for a 10 mL vial.

Source: What many diabetics don’t know: you can buy inexpensive, over-the-counter insulin in U.S. | Sharyl Attkisson

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Who knew?

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FINANCIAL: Why youngsters will always be broke!


All, and I mean ALL, the youngsters I know, and I know at least a dozen, will always be broke because they are financially illiterate. Thanks to financially illiterate Gooferment Skrules, parents, and relatives.

Despite having suggested it often — to the point of making myself bored — not one of them, NOT one, has set up any kind of a sinking fund bank account.

Case in point, a certain young lady was give a car.  I strongly suggested that she take the cost of the car ~18k$ and divide it by an estimated life of 70k miles which would translate to ~26¢ per mile.  Then, she should deposit each week an amount equivalent to number of miles driven times 25 cents.  (Even the Gooferment Skrules mathematically challenge can divide by four for the number of dollars to be “saved”.)

Guess what?

Never did it and guess who’s car just clocked 70k miles?  And, now guess who’s in a quandary as repair bills start to come in (i.e., tires, brakes, belts, etc. etc. etc.).

And she is not alone.  EVERY one is in the same boat.

Financially illiteratacy “costs” lives, happiness, and relationships.

Nie mój cyrk, nie moje małpy . . . literally, “not my circus, not my monkey;” figuratively, “not my problem.” — Polish saying

And I am the grumpy old cynic!

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Where Do We Go From Here?*, by L. Neil Smith

Novelist Victor Koman was dead right, when he said (in his great work, Kings of the High Frontier) that the actual mission of the National Aeronautics and Space Administration—its not-so-hidden agenda, having nothing to do with the development of space travel and exploration—is to keep scum like you and me from ever getting into space.

Source: Where Do We Go From Here?*, by L. Neil Smith

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Sadly I agree.

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Donald Trump Taunts Nancy Pelosi and ‘Failing’ San Francisco

“Speaking of failing badly, has anyone seen what is happening to Nancy Pelosi’s district in San Francisco.” Trump wrote on Twitter. “It is not even recognizable lately. Something must be done before it is too late.”

Source: Donald Trump Taunts Nancy Pelosi and ‘Failing’ San Francisco

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I agree with his calling out “shitholes”, wether they be foreign countries or American cities.

It’s especially embarrassing when they are American Cities.  I notice that they all have D’s mayors and representatives.

Wonder when “We, The Sheeple” in those cities will wake up?


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Whistling Past The $70 Trillion Debt Graveyard

Authored by Lance Roberts via, Market Review & Update Last week, we discussed the setup for a near-term mean reversion because of the massive extension above the long-term mean. To wit: “There is also just the simple issue that markets are very extended above their long-term trends, as shown in the chart below.

Source: Whistling Past The $70 Trillion Debt Graveyard

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When this self-induced tragedy hits, “We, The Sheeple” will have no one to blame but their voting to blame.  Get rid on incumbents!  It doesn’t matter who you vote for, just not the incumbent.  Can they possible be worse?  What can they do it two years that can not be fixed by voting them out too.


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GOVEROTRAGEOUS: 235 MPG diesel didn’t fit the “green” electric car narrative, so it was killed!


The Car That Almost Was
By eric – July 24, 20194345

*** begin quote ***

In the department of What Might Have Been, we find a car almost no one who isn’t a car industry insider has ever heard of – but which very nearly was.

You haven’t heard of it for good reason.

Well, good reason . . . from the point of view of other insiders. The ones inside the government.

It is a car VW briefly brought out to show what could be done – and just as quickly withdrew. Probably because it showed what could be done.

This car was powered by a 1 liter diesel engine and achieved a verified 170 miles-per-gallon. With its hybrid drive engaged, the mileage rose to an incredible 235 MPG. Put another way, on about two gallons of diesel, this VW could go almost 500 miles before it needed more diesel. And it would only need two more gallons to travel another almost 500 miles.

*** end quote ***

Eric Peters goes into detail about the 22k$ “commuter car” and how it would have disrupted the “then-nascent electrification putsch”!

Clearly, anyone, of any age, remembers that Detroit, aka Big Three Auto, back in the 50’s and 60’s was accused of buying up inventions that would make higher mileage engines. That might have been an “urban legend” or a “Conspiracy Theory”, but it is another WMHB (“What Might Have Been”).  I know my long passed uncles believed it.  

And, I guess the automakers have found a cheaper way to eliminate competition, like good Crony Capitalists, they encourage more Gooferment regulation! Argh!

Now Nissan has allegedly gone broke on building “electric cars” and I see more “electric pumping stations” being built.  I wonder who is subsidizing them with tax dollars.

Last time, I looked at buying a electric car, the price was joke — even with the Gooferment subsidy —  and the range and recharge time was even more laughable.

I’ve also read that the calculation of total emissions around an electric car completely ignores the solution from mining and building one.  And, that it barely beats current gas engine cars.  That’s why the Gooferment want to consider CO2 as an “emission”.

Bottom line: Once again, “We, The Sheeple” are being screwed again by, those people Tom Woods sarcastically calla “Our Wise Overlords”, politicians and bureaucrats!


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Trump Kills the Tea Party – LewRockwell

The Tea Party wave of 2009 and 2010, a Republican movement born in reaction to the budget blowouts of the Obama Presidency, is now officially dead. It’s ironic that as Trump hammered the final nail into the Tea Party’s coffin, no one seemed happier than the corpse itself! There was hardly a word of discomfort from all the Republican Senators and Congressmen who had so loudly railed against debt when the other party occupied the White House. There is simply no legitimate way that Republicans will ever be able to argue again that they are the party of fiscal discipline. They may try, but only the most partisan and credulous voters will buy it.

Source: Trump Kills the Tea Party – LewRockwell

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Can’t trust any politicians or bureaucrats!

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Citroën Sabotaged Wartime Nazi Truck Production in a Simple and Brilliant Way

John Reynold’s book Citroën 2CV describes Boulanger’s sabotage efforts. Of course, he instructed workers to set a nice, leisurely pace when building trucks (likely Citroën T45 trucks) for the Wermacht, but that’s fairly obvious. What was brilliant was Boulanger’s idea to move the little notch on the trucks’ oil dipsticks that indicated the proper level of oil down just a bit lower.By moving the notch down, the trucks would not have enough oil, but German mechanics would have no idea, because, hey, the little notch on the dipstick says its just fine. Then, after the truck has been used for a while and is out deployed somewhere crucial, whammo, the engine seizes up, and you’ve got a lot of angry, stranded, vulnerable Nazis, balling up their little fists and redly barking curses in German.

Source: Citroën Sabotaged Wartime Nazi Truck Production in a Simple and Brilliant Way

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TINFOILHAT: Dave Collum reignited my cynical viewpoint on ALL the various Conspiracy Theories


Quoth the Raven #131 – Dave Collum: The Conspiracy Theory Episode
July 19, 2019

*** begin quote ***

Dave talks nearly 3 hours of conspiracy theories: we go deep on the Las Vegas shooting and 9/11, we also talk the Fed and big pharma. Collum also weighs in with his stance on JFK, the Moon landings, HAARP, chemtrails and how the Jeffrey Epstein fiasco could turn the world on its fucking head.

David B. Collum is an economic commentator, chemist, Betty R. Miller Professor of Chemistry and Chemical Biology at Cornell University. He holds a PhD, Columbia University, MS, Columbia University, MA, Columbia University and BS, Cornell University.

*** end quote ***

Sadly, I agree with his suspicions on 9/11 and JFK.  How stupid are “We, The Sheeple”?

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Google Punishes Whistleblowing Engineer with Administrative Leave

If Coppola is let go, he will be the third public victim of Google’s inherent bias toward conservative engineers. Coppola openly admitted in his interview with O’Keefe that he “liked Trump and liked his policies.” He stated that the search engine relies too much on biased news outlets to feed its users negative news on Trump.

Source: Google Punishes Whistleblowing Engineer with Administrative Leave

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Is it time to seriously boycott Google?

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Presidential candidates Gabbard and Harris spar after Gabbard claims Harris is ‘not qualified to serve as President

On Tuesday, Rep. Tulsi Gabbard (D-Hawaii), a 2020 Democratic presidential candidate, attacked Sen. Kamala Harris (D-Calif.) as “not qualified” to serve as president. She claimed that “personal perspective as a soldier” is essential for presidents and she singled out Harris as lacking the necessary “temperament” to lead the country. “I think one of the things I’m most concerned with is, Kamala Harris is not qualified to serve as commander in chief, and I can say this from a personal perspective as a soldier,” Gabbard told Clay Travis on the podcast “Outkick the Coverage.” Gabbard argued that Harris has “got no background or experience in foreign policy, and she lacks the temperament that is necessary for a commander in chief.

Source: Presidential candidates Gabbard and Harris spar after Gabbard claims Harris is ‘not qualified to serve as President

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I agree.

Once upon a time, before “BJ” Clinton, you couldn’t be elected President without having served in the military.  For better or worse, they at least understand what is at stake.

Perhaps, “We, The Sheeple” should resurrect that rule.

“A soldier accepts personal responsibility for the safety of the body politic of which he is a member, defending it, if need be, with his life. The civilian does not.” — Lt. Col. Jean V. Dubois (Ret.) and student, p. 26 Starship Troopers (1959) by Robert A. Heinlein

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Policy expansion to allow ICE to use ‘expedited deportation’ anywhere in the US

The Trump administration has finalized a plan that will allow Immigration and Customs Enforcement (ICE) to rapidly deport illegal aliens by bypassing immigration courts in situations where an illegal alien is unable to prove that they have been present in the United States continuously for at least two years. “The Department of Homeland Security will publish a notice in the Federal Register Tuesday that aims to use the department’s full statutory authority to employ ‘expedited removal’ to a wider range of undocumented immigrants who cross the border illegally,” Politico reported.

Source: Policy expansion to allow ICE to use ‘expedited deportation’ anywhere in the US

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So end “welfare” and there would be nothing to argue about!

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Rats infest LA, other CA cities as state restricts poison | The Sacramento Bee

The rats were winning.

There were so many earlier this summer outside the CalEPA building in downtown Sacramento officials had to close its outdoor playground out of fear state employees’ kids would catch rodent-borne diseases.

To fight back, building officials set out a controversial type of rat poison whose use may soon be banned statewide by the California Legislature. The poison didn’t stay out very long once word got out the state’s top environmental regulators were using a poison widely condemned by California’s powerful environmental groups.

Source: Rats infest LA, other CA cities as state restricts poison | The Sacramento Bee

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I think that the Pepuls Republik of Kaliforkneeah has completely lost their minds.

Will they be hosting the next “Black Death” plague?

At some point, will sanity return to the “Golden State”?

I’m not so sure.

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A Bank With $49 Trillion in Exposure to Derivatives – LewRockwell

We know that Deutsche Bank’s derivative tentacles extend into most of the major Wall Street banks. According to a 2016 reportfrom the International Monetary Fund (IMF), Deutsche Bank is heavily interconnected financially to JPMorgan Chase, Citigroup, Goldman Sachs, Morgan Stanley and Bank of America as well as other mega banks in Europe. The IMF concluded that Deutsche Bank posed a greater threat to global financial stability than any other bank as a result of these interconnections – and that was when its market capitalization was tens of billions of dollars larger than it is today.

Source: A Bank With $49 Trillion in Exposure to Derivatives – LewRockwell

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As I said after the last “crisis”, isn’t “too big to fail” really “too big to exist”?

Seems like the corporate tax code could be used effectively to mitigate this risk.  For example, a balance sheet that is bigger than the Federal budget is subject to a 5% excess tax.  And, no one can get a W2 for more than the President gets. How about that executives get 20 year non-transferable non-optionable corporate bonds for their compensation more than the President?  (Guess they’d have to be sure the Firm survives long enough for their bonds to pay off!)

Corporations are creations of the Gooferment and can be treated badly like this.

Oh, and yes, no “campaign contributions”!

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NBC News — or NBC propaganda?

Alternatively, NBC could provide time to policy experts from the conservative think tanks or from journals of opinion like The New Criterion, National Review, First Things or City Journal. To be fair, the network should allow each advocate similar amounts of air time and in the same format.

Source: NBC News — or NBC propaganda?

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It’s propaganda!

How about getting Joe the Plumber to do the interview?

Of course, they may have to bleep the “Are you @#$%^& kidding me?” that I’d expect from him.

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Posting a negative review online can get you sued – CBS News

“A SLAPP filer doesn’t go to court to seek justice; they are just trying to silence or harass or intimidate a critic of theirs,” Mascagni said.Some states have laws against SLAPP lawsuits, but there is no federal anti-SLAPP statute.Earlier this year, the Federal Trade Commission began cracking down on businesses that put gag clauses in their consumer contracts in violation of the Consumer Review Fairness Act.

Source: Posting a negative review online can get you sued – CBS News

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I was glad to read that the fellow stuck to his guns and made the veterinarians hurt.

That’s all the consumer can do is the internet version of tell 100 friends.

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Letters to the Editor

They came after the progressives and I said nothing because I am not a progressive, then they came for the conservatives and I said nothing, for I am not conservative, then they came for etc. and so on and I blah, blah, blah.Finally they came after me and there was no one left to speak up for me. And I was good with that, until I ran out of ammo.

Source: Letters to the Editor

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Not funny!

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Seaside Heights Officials Decry ‘Disgraceful’ $100 Private Parking Lot Fees | Lavallette-Seaside Shorebeat

Seaside Heights council members didn’t hold back at their first meeting since the July 4 holiday, when both officials and visitors began seeing private parking lots in town charging up to $100 for one day’s worth of parking.”To charge this kind of money and chase people away is a crime,” said Co

Source: Seaside Heights Officials Decry ‘Disgraceful’ $100 Private Parking Lot Fees | Lavallette-Seaside Shorebeat

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​Here we go again with politicians and bureaucrats determining what’s good for us all.  If a lot owner wants to charge 100$, let them.  I doubt that they’ll succeed with that ​business model.  Especially when there’s free parking at the bay.  Just let the invisible hand of the free market supply discipline.  It can do it faster, cheaper, and better than any Gooferment Diktat.  Argh!
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Matt Drudge’s ‘Future’ Is Now Realized, And That Has Legacy Media Enraged.

But, the rulers of legacy media think that they have a monopoly on truth. They believe they should decide who is a journalist and who is not. Citizen journalists are disdained by the legacy media from places like CNN, NBC, and MSNBC. Thus, the legacy media’s response to the summit has been one of smears and ugly insults, even potentially dangerous doxxing. This is because the legacy media now understands that their influence over the American people is all but dead thanks to the internet.  President Donald J. Trump’s election,  to colloquially put it, whacked the mainstream media upside the head. Now, they are taking vengeance on anybody who supports him.

Source: Matt Drudge’s ‘Future’ Is Now Realized, And That Has Legacy Media Enraged.

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Sorry but he’s correct.  The legacy media is akin to the “walking dead”.  Every time, another member of “We, The Sheeple” turns to the inet for “news”, they take another “cut” as in “death of a thousand cuts”.

If I was the boring old WSJ, I’d figure out how to take “micropayments”; rather than insisting on overpriced long subscription.  Another thing the old new papers are doing is “99¢” teaser rates.

Instead of the WSJ paywall, I’d have WSJ “story vending machine”.  When a non-subscriber comes up to read an article of interest, give them the first paragraph free and offer the rest for a fraction of cent. (That’s why micropayments are critical!) 1¢ = 0.0000010 of a bitcoin. (₿ * (10 ** – 6))

Think of it like a coin-operated newspaper kiosk.

I know I’d use such a technology.

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Ex- Obama Officials Admit NYT’s Tubman $20 Hit Piece Was Fake News

Last month, Breitbart News debunked the New York Times’ attempted hit piece, which framed Mnuchin as deliberately delaying the release of the Tubman $20 in order to avoid an embarrassing conflict with President Trump. The Times based its report on a conversation with an anonymous employee of the bureau, who claimed to have seen a digital image of the redesigned bill.

Source: Ex- Obama Officials Admit NYT’s Tubman $20 Hit Piece Was Fake News

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So the NYT is as untrustworthy as a source of “news”!

“I’m shocked, shocked to find that gambling is going on in here!” Captain Renault in Casablanca

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AR-15 Not For Home Defense? Tell This Florida Man That

AP Photo/Charles Krupa, File Usually, when the headline contains the word “Florida Man,” you expect to see something ridiculous. The adventures of Florida Man have reached legendary status and are the stuff of mockery, though Floridians would rather their fellow residents show some restraint.

Source: AR-15 Not For Home Defense? Tell This Florida Man That

*** begin quote ***

A 61-year-old man found himself up against four armed attackers, all younger than him, and the anti-gunners don’t think that’s the time to use an AR-15? He was disadvantaged in every other way possible. His best course of action was to at least have them outgunned as best he could. Even so, he was still wounded.

*** end quote ***

AR15’s are the PERFECT weapon for home defense.  ANY weapon is the PERFECT weapon as long as you have one.  And, it’s not in an inaccessible gun safe or the ammo stored far away.  Sigh!

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Two killed and four injured on Oklahoma highway | Daily Mail Online

He received a one-year suspended prison sentence and a $500 fine, and he was placed on unsupervised probation.

Source: Two killed and four injured on Oklahoma highway | Daily Mail Online

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Who was the judge and the prosecutor who gave this “deal”?

Time for them to seek other work!


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Beware, the IRS is eyeing your inherited money – MarketWatch

Now for the bad news. If it becomes law, the SECURE Act would require most non-spouse IRA and retirement plan beneficiaries to drain inherited accounts within 10 years after the account owner’s death. This is an anti-taxpayer change for beneficiaries who would like to keep inherited accounts open for as long as possible to reap the tax advantages.

Source: Beware, the IRS is eyeing your inherited money – MarketWatch

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I knew that when I heard the lopsided vote that “We, The Sheeple” were getting screwed!

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Well that didn’t take long before my prediction that there was bad news when both “parties” agree to something to be confirmed!

“We, The Sheeple” are such lamb being led to the slaughter.

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Today is a great day to buy a Chromebook — save as much as 45 percent

f you’re in the market for a Chromebook, we have great news. Amazon has a lot of awesome deals on offer as part of its Prime Day sale. You can save as much as 45 percent on various Chromebooks from companies including Samsung, Lenovo, and HP — check out all the deals below.Samsung Chromebook Plus V2 — Get it for $379 (31 percent off)Samsung Chromebook 3 — Get it for $180 (36 percent off)Lenovo Chromebook S330 — Get it for $145 (45 percent off)HP Chromebook 14-inch — Get it for $180 (40 percent off)Asus Chromebook C523NA-DH02 — Get it for $200 (26 percent off)Asus Chromebook C423NA-DH02 — Get it for $179 (33 percent off)Asus Chromebook C223NA-DH02 — Get it for $170 (26 percent off)Acer Chromebook Spin 13 – Get if for $600 (27 percent off)Asus C302CA-DHM4 Chromebook Flip — Get it for $400 (20 percent off)Asus C223NA-DH02-RD Chromebook — Get it for $170 (26 percent off)Acer Chromebook R 11 Convertible — Get it for $200 (33 percent off)Acer Chromebook 15 — Get it for $299 (25 percent off)

Source: Today is a great day to buy a Chromebook — save as much as 45 percent

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Anyone looking for a simple tool for email and surfing can’t miss with these prices.  (Don’t bother with “insurance”.  If it breaks, but a new one.)

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