FLASH: Missing Child found: Lizbeth Vasquez, 10, Female, Hispanic, 4’11”, 120-130lbs.. Last seen: 10/3 1530hrs. www.njsp.org for more info

Praying for her safe return! This should be a region-wide priority!

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NIC #: M480980789
Last Name: Vasquez
First Name: Lizbeth
Age: 10
Gender: Female
Height: 4’1″
Weight: 120-130 Pounds
Eyes: Brown
Hair: Black
Complexion: Light
Race: Hispanic
Date of birth: 06/05/2002
Date of last contact: 10/03/2012 1530HRS
********Lizbeth was last seen on Wednesday, October 3, 2012 at 1530 HRS leaving the Anastasia
School at 95 Seventh Avenue in Long Branch, NJ (Monmouth County).*********
********She was last seen wearing a grey sweatshirt, a green polo shirt with a patch of the Anastasia
school logo, tan pants, and grey Jordan sneakers. She also has a black back pack in her
possession.**********
THE PHOTO ABOVE IS OVER 2 YEARS OLD BUT LIZBETH DOES CURRENTLY LOOK THE
SAME
ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT
#732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.
THIS CHILD CAN ALSO BE VIEWED ON THE STATE WEBSITE AT:
WWW.NJSP.ORG (under the MP icon).
LONG BRANCH PD #732-222-1000
NJSP MPU #800-709-7090

Instructions:

ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT #732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.

For full details, view this message on the web.

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NIC #: M480980789
Last Name: Vasquez
First Name: Lizbeth
Age: 10
Gender: Female
Height: 4’1″
Weight: 120-130 Pounds
Eyes: Brown
Hair: Black
Complexion: Light
Race: Hispanic
Date of birth: 06/05/2002
Date of last contact: 10/03/2012 1530HRS
********Lizbeth was last seen on Wednesday, October 3, 2012 at 1530 HRS leaving the Anastasia
School at 95 Seventh Avenue in Long Branch, NJ (Monmouth County).*********
********She was last seen wearing a grey sweatshirt, a green polo shirt with a patch of the Anastasia
school logo, tan pants, and grey Jordan sneakers. She also has a black back pack in her
possession.**********
THE PHOTO ABOVE IS OVER 2 YEARS OLD BUT LIZBETH DOES CURRENTLY LOOK THE
SAME
ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT
#732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.
THIS CHILD CAN ALSO BE VIEWED ON THE STATE WEBSITE AT:
WWW.NJSP.ORG (under the MP icon).
LONG BRANCH PD #732-222-1000
NJSP MPU #800-709-7090

Instructions:

ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT #732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.

For full details, view this message on the web.

GOVEROTRAGEOUS: Red-light camera; revenue raising scam

http://www.nj.com/business/index.ssf/2012/10/bamboozled_red_light_camera_er.html

Bamboozled: Red-light camera error leads to road of exasperation in Edison
Published: Monday, October 01, 2012, 9:16 AM Updated: Monday, October 01, 2012, 9:43 AM
Karin Price Mueller/The Star-Ledger By Karin Price Mueller/The Star-Ledger

*** begin quote ***

In March 2010, Lauren Morosoff packed her stuff into her 2008 Scion TC and moved from Kendall Park to Colorado for a job opportunity.

Unsure of how long she’d stay in Colorado, the 27-year-old kept her New Jersey driver’s license and license plates.

*** end quote ***

But a few days later, the Morosoffs had a change of heart — not because they felt they were wrong — but because of pure economics.

The cost to file an appeal is $75, plus transcription fees, and they’d have added costs to send the documents “certified mail.”

“It seems like Lauren might have to appear in court and with the cost of airfare over $400 and the time she’d have to miss from work, it’s not financially feasible,” Morosoff said. “I suppose she could hire a lawyer to represent her, but I can’t imagine what his fees would be.”

Simply paying the fines would be far less costly, unless an attorney would take her case pro bono.

“This really eliminates any faith I had in our judicial system,” Terri Morosoff said.

“We cannot even trust our own state to do the right thing. I feel very sorry for all New Jersey and non-New Jersey drivers out there,” she said.

“Who knows how many others have received bogus tickets and were forced to pay them?”

*** end quote ***

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MONEY: CD rates are the answer to the wrong question

BANKING
Is It Stupid to Save? 5 Alternatives
With low interest rates here to stay, we look at options that can beat putting money in the bank.
http://www.smartmoney.com/plan/banking/is-it-stupid-to-save-5-alternatives-1348525179055/?cid=djem_sm_WeekontheStreet_t

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I find it amusing when articles give financial advice without any context. No that I’m a financial guru. But at least I’d stratified my advice into some tiers:

dirt poor — you should be focusing on burn rate and “months of cushion”

poor — you should be focused on pyramid and how you establish a basis going forward

young family man — should be thinking insurance and home ownership

youngsters — save your nickels and develop 10 part time jobs

… … before you start worrying about savings rates!!!

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