PRODUCTIVITY: Open Source Textbook Library

Monday, October 15, 2012

http://dp.la/2012/10/03/california-establishes-open-source-textbook-library-for-students/

California Establishes Open Source Textbook Library for Students
Posted by Carly Boxer on October 3, 2012 in Blog, Featured.

*** begin quote ***

This past Thursday, September 27th, the California State Senate approved two bills aimed at increasing access to and decreasing the financial burden of textbooks for students at California state postsecondary institutions.

The first bill, SB 1052, mandates the creation of 50 digital open source textbooks. In order to do so, SB 1052 establishes the 9 member California Open Education Resources Council; this council is responsible for identifying the 50 lower-division courses at California state universities and community colleges for which low-cost, open source textbooks will be developed. The council, comprised of faculty representatives from University of California, California State University, and California Community Colleges, would also establish a “competitive request-for-proposal process in which faculty members, publishers, and other interested parties would apply for funds” in order to produce textbook content.

*** end quote ***

Excuse me, but aren’t all those faculty members on the public payroll already?

If the Gooferment Skrules are an “education factory”, should the “educators” produce their own textbooks.

Programmers write documentation.

Executives write reports.

Scientists publish papers.

Why the difference?

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FUN: Maxine’s bird feeder

Sunday, October 14, 2012

Now Luddite’s wife is spamming me with these inet memes. This one hit the mark. Pretty funny. (I have high standards for my blog. Has to have that “me facing life quality”. I chuckled and thought: “How many hearts and minds can I influence?”

“Bravo Zulu” to Luddite’s wife.

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 Leave it to Maxine to come up with a solution
For the mess that America is now in economically.



2012 10 13 maxine


I bought a bird feeder. I hung It on my back porch and filled
It with seed. What a beauty of A bird feeder it was, as I filled it,
Lovingly with seed. Within a week we had hundreds of birds
Taking advantage of the
Continuous flow of free and
Easily accessible food.

But then the birds started
Building nests in the boards
Of the patio, above the table,
And next to the barbecue.

Then came the poop. It was
Everywhere: on the patio tile,
The chairs, the table ..
Everywhere!

Then some of the birds
Turned mean. They would
Dive bomb me and try to
Peck me even though I had
Fed them out of my own
Pocket.

And others birds were
Boisterous and loud. They
Sat on the feeder and
Squawked and screamed at
All hours of the day and night
And demanded that I fill it
When it got low on food.

After a while, I couldn’t even
Sit on my own back porch
Anymore. So I took down the
Bird feeder and in three days
The birds were gone. I cleaned
Up their mess and took down
The many nests they had built
All over the patio.

Soon, the back yard was like
It used to be ….. Quiet, serene….
And no one demanding their
Rights to a free meal.

Now let’s see.
Our government gives out
Free food, subsidized housing,
Free medical care and free
Education, and allows anyone
Born here to be an automatic
Citizen.

Then the illegal’s came by the
Tens of thousands. Suddenly
Our taxes went up to pay for
Free services; small apartments
Are housing 5 families; you
Have to wait 6 hours to be seen
By an emergency room doctor;
Your child’s second grade class is
Behind other schools because
Over half the class doesn’t speak
English.

Corn Flakes now come in a
Bilingual box; I have to
‘press one ‘ to hear my bank
Talk to me in English, and
People waving flags other
Than ‘Old Glory’ are
Squawking and screaming
In the streets, demanding
More rights and free liberties.

Just my opinion, but maybe
it’s time for the government
To take down the bird feeder.

If you agree, pass it on; if not,
Just continue cleaning up the poop
and still paying for it all with no return benefits..

   




IN GOD WE TRUST

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Many a true word is said in a joke. I thought this was funny and “actionable”.

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You just unlocked the Far Far Away badge! Hooray!

Sunday, October 14, 2012
header.jpg
Congrats! Your recent check-in at Unicorn Tapestry Room just unlocked the Far Far Away badge!
farfaraway.png Welcome to the world above 59th Street!
To see all the badges you’ve unlocked so far, click here:
https://foursquare.com/jasperjottings/badge/507ad781e4b0347053ba4f73

Great work. Keep it up!
– Your friends @ foursquare

foursquare labs, Inc. 568 Broadway, New York, NY 10012

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POLITICAL: Politicians only show the “good”; never the “harm” they do

Sunday, October 14, 2012

http://cafehayek.com/2012/10/threadbare-economics.html

Threadbare Economics

by DON BOUDREAUX on OCTOBER 11, 2012

in POLITICS, SEEN AND UNSEEN, TRADE

*** begin quote ***

This administration policy will win votes for the President from some textile workers in the Carolinas. And Mr. Sanchez and his big boss can now bask self-righteously in their imagined humanity.

But will Mr. Sanchez pose for pictures with poor families whose living standards fall because clothing is now made more costly? Will the administration stage press events to highlight the jobs lost because American consumers, obliged to spend more on clothing, will have less to spend on restaurant meals, evenings at the movies, and other goods and services? Will the President post photos on his website of Americans whose jobs are destroyed because foreigners will now have fewer dollars to spend and invest in the U.S.? Will Mr. Obama boast that his re-election strategy includes a policy that, by dulling the creative forces of competition, diminishes America’s economic dynamism and, hence, reduces its economic growth?

*** end quote ***

It’s our old friend Bastiat and those unseen unintended consequences!

Nasty old “rule”.  “Every time a politician says or does something, look for what’s behind the curtain.”

It’s like when the increased minimum wage law induced AT&T to automate the elevator operators out of their jobs. Some were capable of other work, but many were just let go. My cousin never worked again in her life. True she wasn’t the sharpest blade in the draw, but she was the unseen side of that increase in the minimum wage law.

So don’t tell me that real people are not hurt when the politicians run amok!

–30–


FUN: Luddite submits a “gas” joke!

Saturday, October 13, 2012

Every once in a while, Luddite comes up with a good one!!!

LUDDITE GAS PRICES

 

Yeah, and there’s no inflation!

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INTERESTING: Titanic’s Biggest Question

Saturday, October 13, 2012

http://www.theblaze.com/stories/mythbusters-answers-titanics-biggest-question-could-jack-and-rose-both-have-survived-on-that-board/

Entertainment
MythBusters Answers Titanic’s Biggest Question: Could Jack and Rose Both Have Survived on That Board?

Posted on October 10, 2012 at 1:06pm by Liz Klimas

*** begin quote ***

It’s something every teenage girl at the end of the 1990s seeing Titanic for the fifth time was thinking: Leo DiCaprio so could have fit on that wooden board instead of freezing in the water and dying. Now the popular show MythBusters has finally taken the time to weigh in on the topic with its expert reenactment skills.

*** end quote ***

When I first saw the movie, I annoyed folks with that theory.

Maybe the board should have been smaller to quiet know it alls.

I think that shows like this just might induce people and children think.

One can only hope.

# – # – # – # – #  2012-Oct-10 @ 19:23  


HARDWARE: Cox Cable Yankee game on IPAD

Friday, October 12, 2012

Watching the Yankee game live on Cox Cable. I have the cox app on the IPAD3. Interesting that the IPAD feed is at least a full minute behind the TV.

Go figure?

Hmm, “past posting” comes to mind.

LOL!

–30–


FUN: Wonder how many authors there are? 4691!

Friday, October 12, 2012

 

Dear ferdinand j. reinke,

 

Today we have added a new feature, Amazon Author Rank,

the definitive list of best-selling authors on Amazon.com. This list makes it easy for readers to discover the best-selling authors on Amazon.com overall and within a selection of major genres.

Your Amazon Author Rank:

4691 in Science Fiction

Amazon Author Rank is your rank based on the sales of all of your books on Amazon.com. Just like Amazon Best Sellers, it is updated hourly. The top 100 authors overall and the top 100 in selected genres will be displayed on Amazon.com. You can see your Amazon Author Rank trended over time inAuthor Central.

You can find your Amazon Author Rank in Author Central under the Rank tab. Historical rank data is available from September 28, 2012.

We’re always interested in feedback, so please let us know what you think.

The Author Central Team

https://authorcentral.amazon.com

P.S. You may have friends who are authors; feel free to pass this email along to them.

Amazon Author Rank is a feature available to all authors registered in Author Central.

 

MONEY: Governments have always robbed their subjects by debasing the currency

Thursday, October 11, 2012

http://dailyreckoning.com/paper-money-despotism

Paper Money = Despotism
By Wendy McElroy | 10/08/12

*** begin quote ***

In his invaluable book What Has Government Done to Our Money? the Austrian economist Murray Rothbard addresses the strange reluctance to consider private currencies, “Many people, many economists, usually devoted to the free market, stop short at money. Money, they insist, is different; it must be supplied by government and regulated by government.” (Note: Technically, the currency is generated through a banking cartel with government support.)

History frowns upon that theory. Before the United States Mint issued its first coin in 1793, the 13 colonies were awash with an assortment of currencies that included both private and government-issued ones. Current fiscal reality also frowns on this. Privatizing zealot Martin Durkin calls the idea of government guaranteeing the quality of money “the sickest joke in economic history. Governments have always robbed their subjects by debasing the currency, but this abuse, in recent years, has burst all bounds of decency and sanity.”

*** end quote ***

Had a similar conversation this weekend with Luddite.

We were talking about “secession”.

Among the challenges that came up was “money”.

A State, that secedes, would want to abandon the “Federal Reserve Note”. If it was smart, it would use what ever the free market dictated and allow it all to float. 

Second best would be to demand gold and silver in what it collects and what it pays.

Luddite was stunned that folks might have to change money.

LOL!

Guess he’s never traveled internationally that much.

If the seceding State used gold or silver, I’d want some of that. Rather than the trash we have now.

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INSPIRATIONAL: Cells can be reprogrammed

Wednesday, October 10, 2012

News Alert
from The Wall Street Journal

British researcher John B. Gurdon and Shinya Yamanaka of Japan have won this year’s Nobel Prize in medicine or physiology.

The prize committee at Stockholm’s Karolinska Institute said the two researchers won the award for their discovery that mature, specialized cells can be reprogrammed to become immature cells capable of developing into all tissues of the body.

Their findings had revolutionized understanding of how cells and organisms develop, the Nobel committee said.

http://online.wsj.com/article/SB10000872396390444897304578043961363646792.html?mod=djemalertNEWS

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There is SO much we DON’T know versus what we DO know!

It’s stunning!

This could be a break thru for sick people worldwide.

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GOLD: Something has to break

Wednesday, October 10, 2012

Dollar Alternative Anyone?

Home » Economy, News, Politics
Dollar Alternative Anyone?
29 FEBRUARY 2012 87 COMMENTS
By Greg Hunter’s USAWatchdog.com

Countries around the world have been actively seeking ways to not do business in dollars for the past few years. The U.S. dollar is the so-called world reserve currency, but the big question is for how long? China and Japan are beginning to shun the dollar in trade between the two countries. Mind you, this is the 2nd biggest economy in the world doing business without dollars with the 3rd biggest economy in the world. Russia and China, also, have an agreement to not use the dollar, and even India recently announced it would trade gold for oil with Iran. Additionally, the International Monetary Fund (IMF) has been calling for an alternative to the buck. The big push is not because the U.S. dollar is held in the highest regard but because it is losing its luster on the world stage. After all, the debt debacle facing America is worse than what the Greeks are facing according to a new report from U.S. Senator Jeff Sessions. (Click here to see for yourself.) Senator Sessions says every man, woman and child in the country is saddled with $44,000 in debt.

# # # # #

So what is a poor retiree to do?

Your retirement savings get no interest. The stock market is dependent upon the inflation that the FED is pumping into it. And, that inflation has to come out somewhere — barf with the world rejecting the dollar as reserve currency or fart that inflation into the economy.

We have examples of hyperinflation in other countries. I lived through the Carter inflation of the 70’s.

Nickels, silver, and gold.

Seems obvious to me?

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–30–
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FUN: “Greasy Spoon” badge

Tuesday, October 9, 2012

LOL! Another meaningless inet thing.

Congrats! Your recent check-in at 29 Diner just unlocked the Greasy Spoon badge, Level 3!

Sticky vinyl booths, bottomless mugs of joe, apple pie fresh out of the display case… Does that waitress have syrup on her hairnet? Sounds like diner heaven to us. Now, treat yourself to onion rings. Or a milkshake. We suggest both.

You’ve been to 10 different diners! The next level is only 5 more new diners away! Milkshake city!

 

GUNS: Hold the 1911 properly; hit your target. Not the ground!

Tuesday, October 9, 2012

http://www.theblaze.com/stories/want-to-know-why-gangsters-hold-guns-sideways-this-marine-may-have-the-answer/

TECHNOLOGY

WANT TO KNOW WHY GANGSTERS HOLD GUNS SIDEWAYS? THIS MARINE MAY HAVE THE ANSWER

Posted on October 5, 2012 at 2:45pm by Liz Klimas Print »Email »

*** begin quote ***

In nearly all movies involving “gangsters” with guns, you’re bound to see the firearm cocked sideways.

*** and ***

The technique for proper shooting that Davis recommends is called “building a castle.“ He writes on the site that the castel is built by ”lining up the three ‘turrets’” –that is the turrets on the top of the gun — with the intended target, making sure they are level and evenly paced.

*** end quote ***

Because the uneducated and unpeacticed have no clue what they are doing. Some range time would quickly show them that the proper technique taught for a hundred years is correct.

If you want to hit your target, rather than “look kool”!

–30–


FUN: Met with Newt And Callista

Monday, October 8, 2012

Two very gracious people!

 

NewImage

NewImage


RANT: Too many “centurions”?

Monday, October 8, 2012

http://www.irishcentral.com/sport/Rory-McIlroys-mistake-as-Europe-steal-Ryder-Cup-after-tee-time-error-172069011.html

Rory McIlroy’s mistake as Europe steal Ryder Cup after tee-time error
Late scare for Ulsterman but Europeans pull off Miracle at Medinah
By PATRICK COUNIHAN, IrishCentral Staff Writer

*** begin quote ***

Rory McIlroy was brought to Medinah in a police car – as Europe stole the Ryder Cup from under American noses!

*** and ***

Television coverage listed his start time at 12:25pm but that referred to Eastern Standard Time (EST), which is 11:25am Central Time (CT).

He said: “I was just casually strolling out of my hotel room when I got a phone call saying you have 25 minutes.

“I have never been so worried driving to the course. Luckily there was a State Trooper outside who gave me the escort, if not I would not have made it on time.”

Officials confirmed that if McIlroy was two minutes late he would have forfeited the opening hole while five minutes late, he faced disqualification.

*** end quote ***

Now bear in mind, I give not a about “golf”, Riders Cup, or any holed up competition between Europe and the USA.

I will correlate the taxpayer’s sad state in Chicago with having “centurions” standing around to provide “escorts”.

Mach nix to me.

But maybe I am just enough of grump to ask why this was provided?

If I’m late to a business meeting does any of the privileged class of our masters give a …

Well you get the idea.

I think there should be an investigation into this. Obviously, the “Statie” fails to understand his duty.

Argh!

I sit here just shaking me head.

Argh!

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POLITICAL: A record of theft and killing

Sunday, October 7, 2012

http://cafehayek.com/2012/10/spare-us.html

Spare Us
by Don Boudreaux on October 3, 2012

*** begin quote ***

Where, for example, was Mr. Obama’s empathy and sense of fairness in 2009 for Chrysler’s senior creditors – people he bullied into accepting fewer cents on the dollar than they were entitled to receive under long-established tenets of bankruptcy law? Mr. Obama’s “empathy” for the UAW – junior creditors (and political supporters) who gained what was stripped from the senior creditors – hardly excuses his lack of empathy for the senior creditors (and, by the way, also U.S. taxpayers) victimized by his political opportunism.

Much worse: where is Mr. Obama’s “empathy” for the hundreds of innocent Pakistanis killed – and the thousands daily terrorized – by the drone strikes that he authorizes? As The Atlantic‘s Conor Friedersdorf now-famously explained, “Women cower in their homes. Children are kept out of school. The stress they endure gives them psychiatric disorders. Men are driven crazy by an inability to sleep as drones buzz overhead 24 hours a day, a deadly strike possible at any moment. At worst, this policy creates more terrorists than it kills; at best, America is ruining the lives of thousands of innocent people and killing hundreds of innocents for a small increase in safety from terrorists. It is a cowardly, immoral, and illegal policy, deliberately cloaked in opportunistic secrecy.”*

*** end quote ***

Obama “screwed” my wife. Yup, she had GM Bonds in her retirement portfolio. She got NOTHING for them. Was it everything she had? Of course not, she was too smart to put more than one egg in any basket. But, it hurt her. Reminded her of childhood poverty. Apolitical all her life, she was torqued.

For me, as I became more anti-war as I got older and wiser, the war and killing of innocents was most objectionable. Candidate Obama hammered Bush43 on water boarding. Seems like murder is worse to me.

Argh! 

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POLITICAL: Do “we” really understand the cost of war?

Saturday, October 6, 2012

http://lewrockwell.com/woods/woods201.html

I Was Fooled by the War-Makers

by Thomas E. Woods, Jr.

*** begin quote ***

Twenty years ago, as I was completing my freshman year in college, I was a full-blown neoconservative. Except I didn’t know it. Having concluded that I was not a leftist, I simply decided by process of elimination that I must be a Rush Limbaughian.

Like most people, I was unaware that any alternative to those two choices existed, or that in some ways they were two sides of a common statist coin. In particular, I embraced a neoconservative foreign policy with gusto. The way to show you weren’t a commie was by supporting the U.S. military as it doled out summary justice to bad guys all over the world. And frankly, it was exciting to watch it all unfold on TV.

I never gave the human cost of war a second thought and became impatient with anyone who did. War was like a video game I could enjoy from the comfort of my home. Devastation and human suffering were quite beside the point: the righteous U.S. government was dispensing justice to the wicked, and that was that. What are you, a liberal?

*** and ***

Mothers and fathers were crying themselves to exhaustion over children they had lost, or who, worse still, were dying agonizing deaths before their very eyes. There is no worse anguish for parents than to watch their children suffer and to be helpless to do anything about it.

Was it really right that we Americans should meanwhile be celebrating with a Bob Hope special, and – on cue – flattered by the ceaseless reminders that ours was the awesomest country ever?

*** end quote ***

How can anyone be for war?

How can anyone support BHO44’s “drone war”?

How do we explain the deaths of 2,000 American youths?

Sorry, but I too was once fooled by the welfare / warfare state!

This scale of killing was never envisioned by the Constitution. The political class doesn’t even follow these supposed limits. How was war in Libya declared? By Presidential fiat! 

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FUN: Swift gets the last laugh

Saturday, October 6, 2012

Horace Mann School for the Deaf in Allston gets a personal gift from Taylor Swift
Boston.com

The local public school made national news in August when internet trolls on 4chan and Reddit began nominating Horace Mann to win a Papa John’s and Chegg-sponsored contest that would send pop singer Taylor Swift to perform at the school with the …

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You have to admit that the inet trolls have a sense of humor!

That’s “my” girl. She’ to savvy. (Or her marketing team is?) To let this “challenge” go unanswered.

I’d still suggest that she do the concert. What better way to insure she’s “america’s sweetheart”.

I wouldn’t make a big deal of it. Maybe a “surprise one” like the one at Auburn.

And it’s is close to Conor?

LOL!

(What do you want from a fat old white guy injineer with no life?)

##### #####


FLASH: good news from florida

Friday, October 5, 2012

remember Pete;s grandson went to the hospital for blood coming out from where it wasn’t supposed to be coming out.

good news, it’s a virus from his parakeet. doing tests to confirm but he’s doing much better.

too bad for the bird. squab anyone?

don’t comment, the child’s parents are arranging a suitable adoption.

… for the bird; not the child.

I, of course, recommend a long list of politicians and bureaucrats to send the “typhoid bird” to.

Of course, there are always hungry gators who love “chicken”.

sigh, it’s good that it’s not serious. been that route too many times.

#####


POLITICAL: The O’Reilly Stewart debate; the 2012 Lincoln Douglas equivalent?

Friday, October 5, 2012

http://www.therumble2012.com/index.html

Bill O’Reilly. Jon Stewart. 2 podiums. 1 Air-Conditioned Auditorium. “O’Reilly v Stewart 2012: The Rumble in the Air-Conditioned Auditorium” will be streamed live, Saturday, October 6th at 8pm ET from Lisner Auditorium at The George Washington University. O’Reilly and Stewart will take an entertaining and comedic approach to today’s pressing political issues in an attempt to find the best direction for America. “The Rumble 2012” will surely be a must-see event! If you pre-order by October 1st, you can suggest a question that Jon and Bill may answer during the debate. Pre-Order Now to be a part of the action! 

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MY question:

How can we get the girls and boys home from AfPak and Iraq? Only Ron Paul gave us a choice to get them out. With him out and basically BHO43 and Mitt have the same non-policy. The “anti-war” movement has been shown to be astroturf for the democrats. But the Taft wing of the R’s was definitely an anti war tradition. Given the blood and treasure wasted, how do “we” get out? Viet Nam, Republic of taught “We, The Sheeple” nothing!

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FLASH: Missing Child found: Lizbeth Vasquez, 10, Female, Hispanic, 4’11”, 120-130lbs.. Last seen: 10/3 1530hrs. www.njsp.org for more info

Thursday, October 4, 2012

Praying for her safe return! This should be a region-wide priority!

#####

 

NIC #: M480980789
Last Name: Vasquez
First Name: Lizbeth
Age: 10
Gender: Female
Height: 4’1″
Weight: 120-130 Pounds
Eyes: Brown
Hair: Black
Complexion: Light
Race: Hispanic
Date of birth: 06/05/2002
Date of last contact: 10/03/2012 1530HRS
********Lizbeth was last seen on Wednesday, October 3, 2012 at 1530 HRS leaving the Anastasia
School at 95 Seventh Avenue in Long Branch, NJ (Monmouth County).*********
********She was last seen wearing a grey sweatshirt, a green polo shirt with a patch of the Anastasia
school logo, tan pants, and grey Jordan sneakers. She also has a black back pack in her
possession.**********
THE PHOTO ABOVE IS OVER 2 YEARS OLD BUT LIZBETH DOES CURRENTLY LOOK THE
SAME
ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT
#732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.
THIS CHILD CAN ALSO BE VIEWED ON THE STATE WEBSITE AT:
WWW.NJSP.ORG (under the MP icon).
LONG BRANCH PD #732-222-1000
NJSP MPU #800-709-7090

Instructions:

ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT #732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.

For full details, view this message on the web.

#####
–30–
#####

 

NIC #: M480980789
Last Name: Vasquez
First Name: Lizbeth
Age: 10
Gender: Female
Height: 4’1″
Weight: 120-130 Pounds
Eyes: Brown
Hair: Black
Complexion: Light
Race: Hispanic
Date of birth: 06/05/2002
Date of last contact: 10/03/2012 1530HRS
********Lizbeth was last seen on Wednesday, October 3, 2012 at 1530 HRS leaving the Anastasia
School at 95 Seventh Avenue in Long Branch, NJ (Monmouth County).*********
********She was last seen wearing a grey sweatshirt, a green polo shirt with a patch of the Anastasia
school logo, tan pants, and grey Jordan sneakers. She also has a black back pack in her
possession.**********
THE PHOTO ABOVE IS OVER 2 YEARS OLD BUT LIZBETH DOES CURRENTLY LOOK THE
SAME
ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT
#732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.
THIS CHILD CAN ALSO BE VIEWED ON THE STATE WEBSITE AT:
WWW.NJSP.ORG (under the MP icon).
LONG BRANCH PD #732-222-1000
NJSP MPU #800-709-7090

Instructions:

ANY FURTHER INFORMATION, PLEASE CONTACT LONG BRANCH POLICE DEPARTMENT AT #732-222-1000 OR NJSP MISSING PERSONS UNIT AT #800-709-7090.

For full details, view this message on the web.


GOVEROTRAGEOUS: Red-light camera; revenue raising scam

Thursday, October 4, 2012

http://www.nj.com/business/index.ssf/2012/10/bamboozled_red_light_camera_er.html

Bamboozled: Red-light camera error leads to road of exasperation in Edison
Published: Monday, October 01, 2012, 9:16 AM Updated: Monday, October 01, 2012, 9:43 AM
Karin Price Mueller/The Star-Ledger By Karin Price Mueller/The Star-Ledger

*** begin quote ***

In March 2010, Lauren Morosoff packed her stuff into her 2008 Scion TC and moved from Kendall Park to Colorado for a job opportunity.

Unsure of how long she’d stay in Colorado, the 27-year-old kept her New Jersey driver’s license and license plates.

*** end quote ***

But a few days later, the Morosoffs had a change of heart — not because they felt they were wrong — but because of pure economics.

The cost to file an appeal is $75, plus transcription fees, and they’d have added costs to send the documents “certified mail.”

“It seems like Lauren might have to appear in court and with the cost of airfare over $400 and the time she’d have to miss from work, it’s not financially feasible,” Morosoff said. “I suppose she could hire a lawyer to represent her, but I can’t imagine what his fees would be.”

Simply paying the fines would be far less costly, unless an attorney would take her case pro bono.

“This really eliminates any faith I had in our judicial system,” Terri Morosoff said.

“We cannot even trust our own state to do the right thing. I feel very sorry for all New Jersey and non-New Jersey drivers out there,” she said.

“Who knows how many others have received bogus tickets and were forced to pay them?”

*** end quote ***

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MONEY: CD rates are the answer to the wrong question

Thursday, October 4, 2012

BANKING
Is It Stupid to Save? 5 Alternatives
With low interest rates here to stay, we look at options that can beat putting money in the bank.
http://www.smartmoney.com/plan/banking/is-it-stupid-to-save-5-alternatives-1348525179055/?cid=djem_sm_WeekontheStreet_t

#####

I find it amusing when articles give financial advice without any context. No that I’m a financial guru. But at least I’d stratified my advice into some tiers:

dirt poor — you should be focusing on burn rate and “months of cushion”

poor — you should be focused on pyramid and how you establish a basis going forward

young family man — should be thinking insurance and home ownership

youngsters — save your nickels and develop 10 part time jobs

… … before you start worrying about savings rates!!!

#####


INSPIRATIONAL: California Legalizes Self Driving Cars

Wednesday, October 3, 2012

http://tech.slashdot.org/story/12/09/26/1621200/california-legalizes-self-driving-cars

California Legalizes Self Driving Cars
Posted by Unknown Lamer on Wednesday September 26, @12:36PM
from the third-place-leaders-of-the-free-world dept.

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Hugh Pickens writes writes “The Seattle PI reports that California has become the third state to explicitly legalize driverless vehicles, setting the stage for computers to take the wheel along the state’s highways and roads … ‘Today we’re looking at science fiction becoming tomorrow’s reality,’ said Gov. Brown. ‘This self-driving car is another step forward in this long, march of California pioneering the future and leading not just the country, but the whole world.’ The law immediately allows for testing of the vehicles on public roadways, so long as properly licensed drivers are seated at the wheel and able to take over. It also lays out a roadmap for manufacturers to seek permits from the DMV to build and sell driverless cars to consumers. Bryant Walker Smith, a fellow at Stanford’s Center for Automotive Research points to a statistical basis for safety that the DMV might consider as it begins to develop standards: ‘Google’s cars would need to drive themselves (by themselves) more than 725,000 representative miles without incident for us to say with 99 percent confidence that they crash less frequently than conventional cars. If we look only at fatal crashes, this minimum skyrockets to 300 million miles. To my knowledge, Google has yet to reach these milestones.'”

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I’d buy one of those if they are available for sale here!

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INTERESTING: Is there a “thumb on the scale”?

Tuesday, October 2, 2012

http://abcnews.go.com/Nightline/video/taylor-swift-love-life-17371914

http://abcnews.go.com/Nightline/video/taylor-swift-glamours-cover-girl-17371916

A fun experience was interrupted by the garish “commercials” pro-Obama anti-Romney 47%.

This brought an interesting thought: is ABC’s website providing propaganda support?

How is that accounted for to its stockholders?

Reported to the FEC?

Just seems odd to me. Revisited the site at random and got the same ad. Considering that the underlying story is “youth oriented” maybe this is an another “thumb on the scale” attempt. 

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GOLD: Western Economies Are Screwed

Tuesday, October 2, 2012

http://www.businessinsider.com/deutsche-bank-issues-a-terrible-warning-on-the-health-of-the-global-financial-system-2012-9#ixzz276ey6kNP

DEUTSCHE BANK: Western Economies Are Screwed, And Investors Face A ‘Disturbing Paradox’
Matthew Boesler | Sep. 20, 2012, 12:54 PM 

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In a new report entitled Gold: Adjusting For Zero, Deutsche Bank analysts Daniel Brebner and Xiao Fu paint an incredibly dark picture of the bind the global economy is in right now.

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Regardless of who wins the US elections, we are faced with a situation of Japan in the 80’s. It will take two generations to unwind the excesses of the past half decade.

  • A rotation out of the US dollar as the world’s reserve currency will effectively put the USA politician’s on a fiscal “diet”.
     
  • Gas prices are going to cripple the middle class.
  • The public pensions will cause a crisis as there are far more takers than makers.
  • The “free riders” and those on the dole, including Social Security, will make final discipline impossible.
  • The class warfare will end with the makers, like the Little Red Hen, just stop making; can’t take what isn’t made.

At some point in time, “We, The Sheeple” will recognize that they are being killed; not merely shorn.

That’s when the merry go round stops.

Gold, or nickels, is your best bet to survive.

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