GOVERNACIDE: “Federal cyanide trap”?

Monday, March 20, 2017

Federal cyanide trap injures eastern Idaho boy, kills dog
Published March 17, 2017  Associated Press

*** begin quote ***

POCATELLO, Idaho –  An eastern Idaho sheriff says he’s investigating after a cyanide trap placed by federal authorities to kill coyotes injured a 14-year-old boy and killed his dog.

*** end quote ***

While there are a lot of questions still outstanding:

  • was it an accident
  • was the boy tresspassing on private land
  • was it posted
  • were there warning signs

The point remains!

Where in the Constitution does the Federal Gooferment have any authorization to kill anything outside of a declared war?

At best, coyotes are a state level problem. At worst, this is the Federal over-reach and even maybe </tin foil hat> an ‘experiment’ (Yeah, like you never heard of  the Tuskegee Study of Untreated Syphilis in the Negro Male<tin foil hat/>.

# – # – # – # – # 

TECHNOLOGY: Small developers get “Sherlocked”; that’s one word for it.

Sunday, March 19, 2017

What Does It Mean When Apple “Sherlocks” an App?

*** begin quote ***

Perhaps you’ve read that F.lux, which reduces eye strain and helps you sleep, is being “Sherlocked” later this month. What does that mean? In short, “Sherlocked” means that macOS will soon offer features that make installing the popular third-party tool F.lux unnecessary. When macOS 10.11.4—the latest update for Sierra—comes out, the “Displays” panel in System Preferences will offer the Night Shift feature that debuted on iPhones last year. For lifelong Apple fans, this term barely needs explanation, but recent converts might feel confused. So, let’s take a look at where the term “Sherlocked” comes from.

*** and ***

In a blog post, Wood said Steve Jobs told him Apple can and will do this to developers on the platform. Here’s Wood paraphrasing a phone call from Jobs himself:

“You know those handcars, the little machines that people stand on and pump to move along on the train tracks? That’s Karelia. Apple is the steam train that owns the tracks.”

*** end quote ***

Well, it’s better to be quick and nimble than slow and stiff.

That’s Apple “slow and swift”. Independent developers aren’t the only one getting <synonym for the past tense of the procreation act.> by Apple. Look at their planned obsolesce strategy and no thought of the Customer when pulling products. (I was particularly “frosted” when they pulled iWeb!)

So be warned and don’t trust anyone (i.e., MicroSloth; RottenApple; even Google) long term.

# – # – # – # – # 

WEBSITE: NCAA “bracket challenge” looks like it has a bug to me

Saturday, March 18, 2017

No, I had ark. I was looking a frenchy’s bracket. 
But the brackets say I’m 25\160 and he’s 23\96. The summary has him leading 33 to 26?
Looks like a bug to me.
And, it’s really annoying me.
# – # – # – # – #  2017-Mar-18 @ 13:43  

TECHNOLOGY: Why don’t all devices “phone home” or … …

Saturday, March 18, 2017

Why don’t all devices “phone home” or … …

… … record somewhere in the cloud their last know location. 

It would save me a lot of prayers to Saint Anthony!


# – # – # – # – # 

FINANCIAL: What is the defined-benefit pension plan alternative?

Friday, March 17, 2017


*** begin quote ***

Jerome Schmid of South Carolina commented: “Sad to see defined-benefit plans slip away into history. But employers no longer care about employee welfare (despite volumes of acclamations in various mission statements), as once-paternalistic corporations have been reduced to financial schemes, manipulated like exotic derivative securities. It is probably a very good idea to turn over the plans to insurance companies who are staffed with people who are (thought to be) competent risk managers, and who are far more likely be around 10 years from now.”

*** end quote ***

Well, I’m no Ric Edelman, but here’s my suggestion.

Remember the history of defined-benefit plans and take action accordingly.

Remember “benefits” — that is employer supplied and paid for “entitlements” — is a vestige of the World War II wage and price controls. Prior to that, the employer just paid you what you had earned. What you did with it was up to you. To get around the WW2 wage and price control, employers offered “benefits” which were found to not be wages — probably due to Crony Capitalist bribing the politicians. Of course, as an expense to the company they were tax deductible. Unfortunately, if the employee bought the very same “benefits”, then they paid with “after tax dollars”. (That’s how the whole “pre existing conditions” and “health insurance tied to the job” disaster got started! Thanks to the Gooferment.)

So, the defined-benefit pension plan is a fiction. Some companies like AT&T were rigorous in their financial planning for it. To the extent of setting up a completely separate corporate entity, with its own Board of Directors, to manage the funds. (And, to insist that all liabilities be 100% funded.) Other, like Enron forced their pension and 401k plans to hold only Enron stock in the plans. (We all know how that worked out.) Also, look at Dallas where the city my have to file for bankruptcy because of the unfunded liabilitiesOther horror stories exist. Like CalPers underfunded by many trillions of dollars. Like some Union pension funds underfunded by 75%. And other pension making risky investments, like Puerto Rican junk bonds, to try and catch up.

My suggestion?

Easy. Take responsibility for yourself and your own future. The Gooferment is NOT your friend. Your employer is NOT your friend. Your insurance agent, your broker, and your banker are NOT your friends. So you have to treat them and their promises like a used car salesman’s as you driving off the lot. (At least, the salesman is “honestly” lying to you.)

You have to hire a “team” — lawyer, accountant, and registered financial advisor — that you WILL pay for out of your own pocket — to help you. Then, you figure out how much you will need in retirement to NOT be eating dog food and choosing between medicine or heat. How much you “discount” the promises of Social Security, Pensions, and Retirement savings is an important calculation. And, finally, you build your own “defined-benefit pension plan” with a well diversified investment portfolio that you save into. 

Hard, not really. Essential, absolutely.

# – # – # – # – # 

This is entertainment; not investment advice. Call Ric for help. 1-800-call-ric anytime.

Remember the sources of my education! I’m just a fat old white guy retired injineer who’d now a poor old senior citizen on a fixed income with:
* Law “degree” from watching Judge Judy;
* Medical “degree” from watching Doctor Phil;
* Building “degree” from watching “Holmes on Homes”;
* Investing “degree” from reading about Bernie Made-off;
* Finance “degree”from listening to Ric Edelman;
* sensitively managing Human Resources from watching Chef Ramsey; and
* creating loving / caring human relationships from studying the movie roles of Gunny Ronald Lee Ermey

# – # – # – # – # 


INTERESTING: The Ingenious Design of the Aluminum Beverage Can

Thursday, March 16, 2017

The Ingenious Design of the Aluminum Beverage Can

Add to



Published on Apr 14, 2015

Bill details the engineering choices underlying the design of a beverage can He explains why it is cylindrical, outlines the manufacturing steps needed to created the can, notes why the can narrows near it lid, show close ups of the double-seam that hold the lid on, and details the complex operation of the tab that opens the can. 
☛ Links to additional videos:
How It’s Made:…


# – # – # – # – #

Absolutely stunning to this fat old white guy injineer.

(I knew a lot of this but never saw it so well explained. 

Reminds me of the great economics text “I, pencil” and the various adaptions of it.

How much we stand on the shoulders of our predecessors and their intellectual discoveries and capital investments.

# – # – # – # – # 


Wednesday, March 15, 2017

A menagerie of fallacies

 — via my feedly newsfeed

# – # – # – # – # 

Pretty funny stuff.
I have seen a lot of “hippos” in my career and completely agree about the coin flip risk — although in my case it’d be 10k$ to 10k$+100 before I’d puke. (I wouldn’t take such a risk unless it was for “life changing money” aka LC$). Hence my play of the lotto when it’s over 400M$. Then, I wouldn’t mind the 50% tax bite.
Less than that, shrug! It’s not LC$. Remember 85% of winners of more than 1M$ go bankrupt in 3 years.
1M$ at 5% is 50k$ per year forever.
Hmmm, maybe I need to lower my definition of LC$? I think I’ll move the selctor dial down to 8M$ — half for taxes, and that 200k$ per year. Have to check with Dan the Finance Man, but that would make different life.
Maybe I could afford another additional gal pal, better car, or even a plane.
Yup, that’s how folks go broke. Laugh!
# – # – # – # – # 

%d bloggers like this: