MONEY: Another reason that Lincoln was the worst!

On the New Bank Notes
By Brion McClanahan
April 22, 2016 

*** begin quote ***

He is in good company with Lincoln, the man who ignored the Constitution for four years while “best subduing the enemy,” and who favored the re-establishing of a central banking system.  Lincoln also followed Jackson’s blueprint for military coercion of a State and ordered the largest mass execution in American history when thirty-eight members of the Dakota tribe were simultaneously hung in 1862.

*** end quote ***

Sorry but nothing redeems him imho.

I don’t understand the national brainwashing.


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MONEY: TDBANK launches an expensive and slow PayPal competitor

*** begin quote ***

With Person-to-Person Payments, you can send money to anyone in the U.S., directly from your TD Bank account. 

Pay rent, split a dinner bill, or send a gift with ease with Online Banking.

See how easy it is to make a payment.
Send money now
Explore the benefits
Access Person-to-Person Payments by logging in to Online Banking – an easy, secure way to:
Send money. Pay anyone with just an email address or mobile phone number.
Request payments by text or email.
Include an e-card or personal message!

*** end quote ***


Paypal is instantaneous in its P2P service and free.

So why would you come to market with a competitive service that is slow and costly? (1 day xfer for $7 and 3 day for $1)

Makes NO economic sense.

And how is that TRULY putting your Customer FIRST?

TD would have been better striking an affinity deal with PayPal.

If you want to try it, you can send me money … free!

Reminds me of when Soupy Sales

*** begin quote ***

On January 1, 1965, miffed at having to work on the holiday, Sales ended his live broadcast by encouraging his young viewers to tiptoe into their still-sleeping parents’ bedrooms and remove those “funny green pieces of paper with pictures of U.S. Presidents” from their pants and pocketbooks. “Put them in an envelope and mail them to me”, Soupy instructed the children. “And I’ll send you a postcard from Puerto Rico!” [20] Several days later, a chagrined Soupy announced that money (mostly Monopoly money[21]) was unexpectedly being received in the mail. He explained that he had been joking and announced that the contributions would be donated to charity. As parents’ complaints increased, WNEW’s management felt compelled to suspend Sales for two weeks. Young viewers picketed Channel 5. The uproar surrounding Sales’ suspension increased his popularity. Sales described the incident in his 2001 autobiography Soupy Sez! My Life and Zany Times.

*** end quote ***


My line would be “I’ll send you a post card from Aruba!”

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MONEY: Sovereign Debt Threat

Sovereign Debt Threatens New Global Depression
By Jason Stapleton –  Apr 13, 2016

*** begin quote ***

Today we’re going to have a critical discussion about something you won’t hear about in the news. I’ve been tracking several issues that will likely have a direct impact on your life over the coming months and years. We start in Japan.

*** end quote ***

Review your history lessons about the Weimar Republic! 

And just think about the the current 18T+ national debt and the guesstimated 200T+ in unfunded liabilities that our posterity will have to deal with!


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MONEY: Trump Dollar?

LDN Announces the Trump Dollar
March 30. 2016

Dear Liberty Dollar Supporters:

As you may recall, in 2008 the issued the Ron Paul Dollar that was wildly successful and ruled non-counterfeit in my criminal counterfeit case. This gave rise to a group of highly spirited Americans who have created the Trump Dollar to honor Donald J. Trump, the first private citizen to campaign for the US Presidency in over 100 years!

I am pleased to announce that forces way beyond my humble control has created the Trump Dollar. A masterpiece in many ways, the Trump Dollar is the work of many of the finest craftsmen in the country including Wayne Takazono, Hawaii portrait artist; Luigi Badia, national merit sculptor and William LaMere, mintmaster at the North American Mint. I am deeply indebted to them and many more people who have made the Trump Dollar a reality. 

I invite you to “Trump the Government”TM with free political speech that is actually worth something! And get a Trump Dollar today!

Fed up with the political class? Fed up with money that loses its value? Show how you feel with the “2016 Trump Dollar” – a silver-dollar size commemorative coin made of one ounce of .999 fine silver!

The “2016 Trump Dollar” expresses the anger of the American people who distrust politicians and the badly broken U.S. political process. A portrait of Donald Trump and the words TRUMP THE GOVERNMENT are featured on the obverse and reinforced with VOTE NON POLITICIAN on the reverse of the commemorative political coin.

Those sentiments are echoed by Forbes magazine editor-in-chief Steve Forbes, himself a two-time presidential candidate, about the current political environment: “What it demonstrates is the intense, deep voter dissatisfaction with where the country is, and fears about the future… so people are looking for an outsider for a fresh perspective.” 

The “2016 Trump Dollar” – to commemorate Donald Trump’s presidential campaign and give voice to the voters dissatisfaction who are fed up with the political class – is available by pre-order. Shipment of all orders will commence – in the order received – after the First Day of Issue reception on April 27 at the Trump Tower in New York City. 

The “2016 Trump Dollar” – a clear call for freedom of political speech and expression of distrust of the entrenched political class – was designed by Bernard von NotHaus, the monetary architect of the Liberty Dollar, to recognize Mr. Trump’s heroic presidential candidacy and popularize it with collectors and sound-money supporters.

The commemorative coin with one full ounce of pure 999 fine silver in Brilliant Uncirculated (BU) condition is available at the MSRP of $25 featured on the reverse. The one-ounce copper BU Trump Dollar is $5. Single Proofs of the Copper and Silver Trump Dollars are also available in addition to a special three coin Gold Proof Dougle Split Piedfort Set – with a $2000 MSRP proof gold, $25 silver and $5 copper – is available for $2450 in an engraved wood presentation case with a numbered Certificate of Authenticity. Additional info and orders may be placed at TrumpDollar.US or call 888.542.3655

The special “First Day of Issue” of the Trump Dollar – with a hand stamped hallmark on a Brilliant Uncirculated Silver Trump Dollar is available for only $35 by pre-order or at the First Day of Issue Reception at the Trump Tower in New York City on April 27. Please RSVP for $29 at TrumpDollar.US. 

5% of all net sales will be donated to the Special Operations Warrior Foundation, which provides assistance to severely wounded and hospitalized special operations personnel. 

Please join me to “Trump the Government” with a non-politician. 

Many thanks for your assistance and support of the Liberty Dollar!

Bernard von NotHaus
Monetary Architect

— 30 —

MONEY: Negative real rate of return for the LAST FORTY YEARS!

German Response to Negative Interest Rates: Safe Deposit Boxes
By Paul-Martin Foss 
Carl Menger Center
March 19, 2016

*** begin quote ***

The Japanese response to negative interest rates was to buy personal safes. The German response is to pull money out of bank accounts and stick it in safe deposit boxes. Both are perfectly understandable reactions to the prospect of having to pay interest to a bank for holding deposits.

It is particularly interesting in Germany, where the Bundesbank a few years ago admitted that the average real rate of return on savings deposits has been negative for nearly the past 40 years.

Now that nominal rates have turned negative too, the facade of savings accounts as a safe place to park money to earn a little bit of income has finally been ripped away.

*** end quote ***

Wow, I stumbled across this when I was reading. What an admission!

I “know” that the FED (The Federal Reserve Bank is a misnomer. IT ain’t “federal”. It reserves nothing. And, it ain’t a “bank”. It is a private cartel of the elite banks run for their benefit and that of the entrenched politicians.) runs the printing press and adds electronic digits as it “needs” to. That continually robs “We, The Sheeple” of their purchasing power.

Now with “nominal interest rates” near zero, I would think that people would be waking up to the scam.

This statement really rubs everyone’s nose in it. And, like <synonym for excrement>, it’s a very unpleasant experience.

So what is Joe Sixpack to do?

Clearly “savings” are being silently, quietly, and invisibly taxed aka stolen away.

You can’t even calculate how much of Joe Sixpack’s earnings are being stolen.

The sadder part is that Joe doesn’t even realize that he’s been robbed.


Even most sad about the whole thing is that all the Joe Sixpacks are suffering from the same lack of realization.


Buy assets, bullion, or even bullets. Anything to preserve value.

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MONEY: “Honesty” in banking — really?

Monopoly money is no more in the new Ultimate Banking edition
How will older siblings ever cheat you out of your real estate fortune now?
Andrew Tarantola 

*** begin quote ***

Hasbro has released a new edition of Monopoly called Ultimate Banking, that should help keep familial infighting to a minimum. Instead of paper money, which can easily be laundered or stolen when you aren’t looking, this new edition uses debit cards. It also does away with the easily-corrupted Banker position, replacing the human with an electronic card reader (aka an ATM).

*** end quote ***

Hey, finally some “honesty” in banking.

Can we replace Wall Street.

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MONEY: Stealing what’s left of your wealth

So The Seizure Begins: Bloomberg Op-Ed Calls For An End Of Cash
by ZeroHedge • February 1, 2016

*** begin quote ***

In a moment of curious serendipity, a little over 90 minutes after we showed what a dystopian, centrally-planned, cashless society unleashed in a negative interest rate world would look like (“by forcing people and companies to convert their paper money into bank deposits, the hope is that they can be persuaded (coerced?) to spend that money rather than save it because those deposits will carry considerable costs”), and briefly after we laid out the countless recent warnings from “very serious people” that cash is evil and should be banned:

*** end quote ***

This is all about stealing what little wealth the people have left.

The “powers that be” keep figuring out ways to force people to support the fat cat businesses.


# – # – # – # – #  2016-Feb-02 @ 15:39  

MONEY: Manipulating “We, The Sheeple” by pretending that the value of money is a constant

Inflation And Banknotes: The War on Money
By Paul-Martin Foss 
Carl Menger Center
January 28, 2016

*** begin quote ***

In practice, however, the Treasury has not printed notes above $100 since 1945, and the Federal Reserve has not issued notes above $100 since 1969. The ostensible discontinuation of those notes was due to lack of use. However, now that inflation has eroded the value of Federal Reserve notes it makes more sense than ever to issue larger denomination notes. The $20 Federal Reserve Notes that we receive at ATMs today buys the equivalent of what $3 would have purchased in 1969. And the $100 bill in 1969 would buy the equivalent of $646 today. It would make a lot of sense to begin printing $500 and $1000 bills again.

But due to the war on drugs and the war on cash, US authorities don’t want to issue bills larger than $100, as they claim it would only facilitate money laundering. By maintaining its policy of not printing notes larger than $100 and by increasing the reporting requirements on cash transactions, the Treasury has pushed more and more financial transactions into the electronic arena, where they are easier to monitor and control. The desire for control is ultimately driving factor behind the war on cash in the United States and in Europe. That’s why it’s so refreshing to see Argentina’s new government immediately enacting policies that respond to consumer demands for cash. Let’s hope that President Macri is able to bring the central bank under control so that Argentina won’t need to issue any larger banknotes in the future.

*** end quote ***

Note the effect of inflation on your wealth.

You can’t “save” in cash!

See if you use your “card”, then everything you do can be tracked.

And, it’s not just the porn buyers who have to worry. Make a contribution to the “wrong” candidate or cause and your name is on a list somewhere.

When do “they” come to load you on the train to the “reeducation camp”?

Hell, you send your children to the Gooferment Skrules everyday which is nothing more than a “reeducation camp”!

Oh yeah, it can’t happen here. Tell that to the American Citizens of Japanese Ancestry!

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MONEY: Should be called the non-jobs report

JOBS REPORT: 94,446,000 Americans Not Working…

…56,295,000 American Women Not in Labor Force…

# – # – # – # – # 


This is a DISASTER.

Lost productivity. Stuff not created. Retirements not saved for.

This too will end badly.

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MONEY: RIC EDELMAN made a shocking (to me) point about identity theft targeting children

This is a about a 4 minute audio clip. The steps to detect it and correct it are rather easy. But do parents do them on an annual basis? Obviously not, if that 1/10 stat is reliable.

Here’s the link:

Identity Thieves’ Newest Target: How to Protect Your Kids

*** begin quote ***

A recent study from Carnegie Mellon found that one in 10 kids under the age of 10 has had their Social Security number compromised.

Have you checked the financial records of your young children or grandchildren? Most people don’t even consider checking their kid’s financial records because … they’re kids. But that’s exactly why thieves target them.

They know children won’t use their Social Security number for years – usually until they’re old enough to go to college or get a credit card. By then the thief has successfully opened accounts, borrowed money and made purchases without anyone noticing.

“It’s a complicated world these days, and we need to be ever vigilant and diligent to protect ourselves,” Ric Edelman said.

Listen to the full clip above to learn the steps you can take to protect your child’s identity.

*** end quote ***

I know what I’d do every year on their birthday? Check. But then I don’t have any so it’s easy for me to say.


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MONEY: A good used car is as good as gold?

Buy Gold? Buy A Used Car Instead!
by eric • August 13, 2015

*** begin quote ***

Gold may not have the high rate of return that the casino called Wall Street offers … to insiders. But it is a really good way to store value – and that accounts for its popularity among people who may not get rich quick but tend to avoid becoming poor.

Used cars are another great way to transmute depreciating paper money into a durable asset that – like gold – is portable and fungible (i.e., easily converted into other things of value).

The government has inadvertently created a bull market for them, too. 

*** end quote ***

Unfortunately, I didn’t pay attention when my grandfather would fix what ever particular “$50″ wreck I was driving that week.

In the past, my strategy was to buy new on a three year loan and keep “paying” myself until it died. Eventually, I could pay cash for cars. Seemed to work for me.

Last car, with “zero down and zero interest”, my financial advisor convinced me to take the free money and leave the cash in my portfolio. I’ll drive it until the wheels fall off which means it should last about 9 years.

What I’ll do then I have no idea. What the economic climate will be I have no idea. But I’ll adapt since it’s obvious that the “only constant is change”.

For anyone who’s got some mechanical ability, old cars / trucks that you can still work on seems to be a profitabe niche.

When I drive to and from the Jersey shore, I see veritable series of “one car used car lot” (i.e., each house  along the way with one, or maybe two, used cars for sale). As the season progresses, more “projects” roll out for sale. The peak is around “back to school season” when the sports cars seem to dominate the “lots”.

The USA has become the throw away consumer economy at its own peril. Perhaps this is the renaissance?

I think this is more a reflection on the value of Federal Reserve Notes and the bad behavior that it has “trained” the shepple to engage in.


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MONEY: CAT retail sales indicates global depression

Forget Recession: According To Caterpillar There Is A Full-Blown Global Depression
By Tyler Durden
Zero Hedge
July 23, 2015

*** begin quote ***

And the cherry on top: there has now been an unprecedented 31 consecutive months of CAT retail sales declines. This compares to “only” 19 during the near systemic collapse in 2008.

*** end quote ***

SO why is the stock market not going down?

The FED and its Zero Interest Rate.

The politicians and bureaucrats continue to borrow and spend to expand the welfare / warfare state.

Like the old war movie — i forget which — “get small in your hole”.

Bad times are coming.

Sooner or later, some very ugly chickens will come home to roost.

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MONEY: Pension in your future — maybe, maybe not!

Day of Reckoning for American Pensions Is Fast Approaching
Joshua Krause
The Daily Sheeple
July 18th, 2015

*** begin quote ***

For decades, local and state governments in the United States have made promises to their employees that they cannot keep. They guaranteed a certain level of income to retirees at a time when America was its most prosperous, and when most people didn’t live as long as they do now. Those lucrative pensions they promised are starting to catch up to them in a big way.

Earlier this week, Moody’s cut Chicago’s credit rating to “junk,” largely due to their $20 billion pension shortfall, and they put the City of Houston on notice. Many of the major pension funds use the stock market to bolster their savings, but despite record profits on Wall Street, it doesn’t seem like any of them reached their revenue goals. California’s Public Employees Retirement System only reached a third of the annual revenue they projected, and the state’s teacher fund failed to reach their goal. Overall, Moody’s found that the 25 largest public pension funds in the US have a $2 trillion budget shortfall.

*** end quote ***

So what will happen?

I’d look at Greece and, closer to home, the Delta Pilot’s pensions.

The Federal “Pension Benefit Guaranty Corporation” does not insure plans offered by federal, state, or local governments.

So, I’d expect a severe “haircut”. Pensions, if we use the PBGC limits, would be reduced to about 57K per year.

I can imagine the riots when it happens, but happen it will. 

If I was planning on a pension for my golden years, then I meet with a fee-based register financial adviser to revise your plans. 


Hard times ahead.

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MONEY: Unfunded and underfunded liabilities

The Coming Era of Pension Poverty
Assuming “growth” will fund all promised pensions and entitlements is magical thinking.

*** begin quote ***

Promises made in flush times cannot be kept in lean times. Common sense suggests that public employee pension benefits should be tied to the revenues required to pay them and the rate of low-risk returns on pension funds. If common-sense is “union bashing,” then we not only have a pension-funding problem, we have a propaganda problem.

Regardless of what was promised, what can’t be paid won’t be paid. The federal government can print money, but state and local governments cannot print money to pay soaring pension and healthcare costs. Push taxes and junk fees up enough and you will spark a taxpayer rebellion. If you doubt this, check out the origins of Prop 13 limits on property taxes in California.

*** end quote ***

Unfunded and underfunded liabilities about in the Zero Interest Rate Environment set up by the FED.

The estimates are staggering.

And yet the corruption continues. Politicians give Gooferment Unions big ‘benefits’ and Gooferment Unions give politicians big ‘campaign contributions’. And the taxpayer is on the hook.


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MONEY: Save the penny; it’s educational

If You Want People To Keep Using Cash, Support Killing The Penny
By Justin Pot on 15th May, 2015 

*** begin quote ***

There’s quote you might have heard.“A penny saved is a penny earned” -Ben Franklin

First: Franklin never said that. Second: adjusting for inflation, an early 1800’s penny is worth about 25 cents today. With these points in mind, I propose the following update: “A quarter saved is a quarter earned” -Unknown

My point is simple: when the penny was worth more, no one saw the need for a piece of currency valued at 1/25th of a penny. Creating something like that would have been stupid, because you couldn’t have bought anything with it.penny-bucketToday, it’s nearly impossible to find anything that costs one cent. Anywhere.Seriously: try to find anything that costs a penny. You’ll have to resort to a single nail at the hardware store, but when you try to pay for it with your penny the clerk will probably tell you not to bother – saying to just take the nail and leave. 

*** end quote ***

I disagree. The penny is an in your face constant reminder that the Gooferment, specifically the FED (i.e., Ferderal Reserve Bank) … …

— The Federal Reserve Bank is a misnomer. IT ain’t “federal”. It reserves nothing. And, it ain’t a “bank”. It is a private cartel of the elite banks run for their benefit and that of the entrenched politicians. —

… … stolen the wealth of the world by inflation. I insist on ranting every time some wants to get rid of the penny, by pointing to Ron Paul and the evils of fiat currency. 

Without the Fed’s fiat currency, WW1 and WW2 could not have been fought and the current welfare / warfare state would be impossible. 

The penny is the “canary in cage” for the national debt, the deficit, the unfunded liabilities, and the out of control spending.

Keep the penny and let’s not forget WHY it’s worthless!

If you doubt any of this rant, listen to the Tom Woods podcast and how the FED enables war.

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MONEY: Investing short term earnings and long term as well?

I am a single mother who is looking to invest my money. What suggestions do you have for something that will be good for short term earnings and long term as well?

# – # – # – # – # 

I’m a big fan of Ric Edelman, the Financial Advisor, who does a weekly radio show for decades. He says that his objective to help people become rich.

(Disclaimer: I’m a Client for several years and get nothing for giving this recommendation.)

He offers — and several of my coworkers have taken them up on it — to spend some time with ANYONE regardless of possible account size and help identify your goals and suggestions how to reach them.

One specific coworker had a job, a mortgaged house, and nothing else. One of their Financial Advisors has spent four hours with her over the last three months coaching her financially. So I’d recommend that you talk to one of these guys rather than trying to go it alone.

There is NO obligation to do business with them.

They are registered financial advisers which means they work in your best interest (i.e., the fiduciary standard).

They have an account minimum of 5k$ if you want to have them handle your investments. So, I’d say 1-800-call-ric or ricedelman dot com.

I worked on Wall Street for a couple of decades, managed my own portfolio, and I wish I had found them much sooner. Just my opinion.

Remember the sources of my education! I’m just a fat old white guy injineer with:

  • Law “degree” from watching Judge Judy;
  • Medical “degree” from watching Doctor Phil;
  • Building “degree” from watching “Holmes on Homes”;
  • Investing “degree” from reading about Bernie Made-off;
  • Finance “degree”from listening to Ric Edelman;
  • Sensitively managing Human Resources from watching Chef Ramsey; AND
  • Creating loving /  caring human relationships from studying the movie roles
    of Gunny Ronald Lee Ermey! 

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MONEY: A gold Drachma?

Five Steps to Fixing Greece’s Debt Problem
By Frank
March 5, 2015

*** begin quote ***

Step Five: Fix the New Drachma to Gold

Gold has many drawbacks, but gold’s primary advantage lies in the fact that it constrains current and future governments from using the printing presses to finance government expenditures. Once the tie to the euro is broken, Greece should then fix its new currency to gold. Even though Greece has no significant gold reserves, it can follow the example of Germany in 1923 when a broke Germany slowly returned to a gold standard by first fixing its money to non-gold commodities (i.e., rye bread in the German case).

By instituting true austerity and freeing the banking sector from the euro and the EU, Greece could go from being the example to avoid to the example to emulate in a relatively short period of time. With such a financial structure, Greece would benefit from long-term financial and economic stability. It would force Greece to make hard choices up front, thus avoiding later problems in the first place.

*** end quote ***

I’d want some of them. Or any hard money currency tied to something!

As a non-enconmist, I’d assume that there would be a capital inflow with a hard money currency.

Akin to the Swiss Franc, that’s becoming a proxy for a strong fiat currency.

And, if Russia or China do it, then that is the end of the US dollar as the world’s reserve currency.

Whatever happened to the gold dinar?

Remember what happened to Saddam when he made noises about wanting to be paid in gold for his oil?

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MONEY: 401(k) Programs — Methadone for the Middle Class?

401(k) Programs: Methadone for the Middle Class
Gary North – February 06, 2015

*** begin quote ***

Methadone is a legal drug that is taken by former heroin addicts. It eliminates the “rush” that heroin offers, but it also eliminates withdrawal symptoms. It lets heroin addicts escape the need to buy the expensive illegal drug.

Methadone is for heroin addicts who just cannot bring themselves to go cold turkey from an addictive drug that distorts their perception.

That is what a 401(k) retirement plan is for middle-class workers.

*** end quote ***

Even a gold bug, such myself, understands the concern that the 401k may not be enough.

And, the younger the person, the more they are at risk.

Clearly SocSec isn’t enough retirement savings, especially when the Gooferment cheats on inflation, COLA, Medicare rates, and — of course — the ULTIMATE cheat making SocSec ½ taxable income!!!

A similar concern exists with 401ks and IRAs. The “rules” can be changed. And, when you think of the 18T$ “debt” and 17T$ in tax deferred savings accounts under the control of about 2100 “custodians”, it’s not hard to imagine the political mischief that could emerge. There was a “trial balloon” about “saving” “We, The Sheeple” from “market risk” by swapping the 401k/IRA money for an “enhanced social security benefit”. It died a quiet death, but bad ideas are like Dracula rising from the grave.

So while I think folks “must” participate in the 401k / IRA system, they must also realize that there is a “counter party risk” and you better have other assets.

For once I’m glad I’m old.

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MONEY: Having a pantry and a garden might be a good hedge for the future

Survivalist, Prepper or Housewife?
by Katherine Grossman • November 4, 2012

*** begin quote ***

The average American housewife for most of the 20th century didn’t work for wages. Food, clothing and shelter were her specialties. She knew how to cook, sew family clothing, kill and dress a chicken and get by without electricity or indoor plumbing if she had to. She had a full pantry, backyard garden, raised her own children and had plenty of time for her outside interests and community. She also didn’t have a car payment, a TV, credit card debt and managed to marry and stay married.

The average American housewife from 1920 – 1970 would today be considered a survivalist. For many of you reading this, your great-grandma was a hard-core prepper.

*** end quote ***
I humorously shared this with all the “gals” I know.

I remember my Great Aunt Marion and her basement full of “stuff” — wrote about it in CHURCH. It was impressive.

I was told that my paternal Grandmother Reinke in Portland had a prodigious pantry, “root cellar”, and “cold storage” that was under her log cabin house and it was actually bigger than the house. This was the woman who didn’t have electricity until the 50’s and a frider until the 60’s.

I often rant on my blog that it takes “two income families” today because one person works to pay the taxes.

Not sure if we can EVER regain our lost freedoms. Not sure if we can ever get back to simpler times. But, I am sure that there will be hard times ahead.

Having a pantry and a garden might be a good hedge to have.

(Marge François is the only one I know who has the knowledge and skills to pull that off. Maybe I can induce her to move to New Hampshire and join Kelly’s Dad raising more that purple potatoes.)


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MONEY: A grandparent’s obligation?

Saving for college—trust Vanguard to help you reach your goal

*** begin quote ***

Keep your money for college—not taxes

When you invest in a 529 plan, your earnings grow tax-deferred, so more of your savings goes toward your main goal—financing a college education.

Why the Vanguard 529

  • Low costs
  • Our expenses and fees, among the lowest in the industry, allow more of your money to work for your child.
  • Easy investing
  • Choosing an age-based option and
  • an automatic investment plan (AIP) could mean almost no work for you.


  • We’re a leader in direct-sold 529 plans: Vanguard investment options are offered in 28 plans totaling more than $25 billion in assets.*

*** end quote ***

Holiday gift giving season is upon us.

I’m not only a fat old white guy injineer, but a Bahhh Humbug type who’s hero is old Ebenezer (who I think was given a bad rap!).

Grandparents, assuming you want the best for this grandchildren, have an obligation to “fill in” for the parents. Parents have to do the day to day things, under pressure and time constraints. Us old <synonym for multiple instances of  flatulence> — and I include myself in that category — have the luxury of seeing the “whole road” since we are far closer to the end than the beginning.

What one thing do parents overlook or can’t afford — other than there own retirement?

Yup, saving for their kids education. 

Now in our day and age, I know I got a present and a savings bond. Sometimes the savings bond WAS the present. One uncle gave me a FIFTY DOLLAR bond and a big <synonym for donkey> navel orange! I remember that one. But the savings bond is a joke now days. It’ll never pay for tech school or college.

So, rather than throw money away on presents that will NEVER be remembered, I’m agitating for 529’s.

Specifically the Vanguard 529 Nevada plan because of the “age adjustment” option and the very low fees.

While YMMV, this gift would be wasted. Even if it’s forgotten.

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MONEY: A Monetary Gadfly

Thank you from BVNH

Dear Liberty Dollar Supporters!

Thank you for your wonderful emails and your continued support. While I am disappointed we didn’t “change the money – change the country,” I am humbled by your kind words of support and sheer joy that I am not going to prison. I hope to review all my emails and reply to your questions and suggestions as soon as time permits.

Meanwhile, you may wish to share the main points raised in the Wall Street Journal editorial by Seth Lipsky just the day before I was sentenced: “A Monetary Gadfly in an Age of Fiat Money” and his excellent editorial “Beyond Bernard von NotHaus” in the New York Sun published the day after I was sentenced. Both are very well written and should be of interest to your local news sources.
I wish to express a very special thanks to Noell Tin, Fred Williams and Tom Ashcraft, the very competent and dedicated team of attorneys who represented me at the Sentencing Hearing and GATA for their outstanding support and posting Seth Lipsky’s WSJ.

Please remember that it is only by banding together and adopting a free and independent currency that provides us with “just weights and measures” that we will be able to throw off the yoke of a manipulated monetary/tax system and generate a peaceful and prosperous society.

Many thanks for your continued support.

Bernard von NotHaus
Monetary Architect/Editor

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Well, at least, he didn’t go to prison.

Like anyone would confuse fiat valueless tokens for the Liberty Dollar “medallions”!

Or their “warehouse receipts” for the Federal Reserve System’s “toilet paper”.

What is a “dollar” these days?

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MONEY: The tomato soup standard of value

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Then to Publix. I bought nothing. Cost $51. How do families do it?

When I was in high school, I worked in what was then called a supermarket. The time 1949. Supermarkets then were not the huge stores of today. Not even close. One of my jobs was to stock the shelves. One of the items was Campbell Tomato Soup. Five cents a can. I noticed Publix was having a Campbell Tomato Soup sale. Four cans for $4.95. $1.24 a can.  Although more than 60 years later, still a major increase!

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I would suggest to you that the difference is not “a major increase”, but a way to recognize that the value of “a dollar” — whatever that is — has dropped from 0.05 to 1.24.

Some economists — mostly from the Von Mise’s “Austrian School” — have asserted — I believe correctly — that the dollar has lost anywhere from 99.9% to 90% of its value depending on the interval you choose to measure.

In your specific example, it’s 95%!


It’s about the Federal Reserve System, that is the OPEC of American Banks, Gooferment debt, Gooferment spending, cowardly politicians, and spendthrift bureaucrats.

The dollar, like the history of the French Franc, has been “devalued” day by day. Today the dollar is a shadow of its former self.

That’s the problem. 

Tomato soup hasn’t become more expensive; the dollars used to buy it are worth so much less. Ditto gas. Ditto every other product or service.


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MONEY: US 90 percent silver coins minted before 1965

The Immorality Of Paper Money
Monday, 14 July 2014 16:44 Bob Livingston

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I still like U.S. 90 percent silver coins minted before 1965. They can be purchased in bags of $1,000 face amount or in smaller increments — even individually. (Find a local, reputable coin dealer with a good rating with the Better Business Bureau and a history in the community.) Buy for great price explosion upward as well as for survival coins. As paper money fails, a silver dollar will buy a week’s groceries any time.

*** end quote ***

A silver dollar is probably worth 19 U$D in melt value.

Don’t think that buys a week’s groceries. That’s probably hype.

But, it’s not hard to look at Zimbabwe, Argentina, Venezuela, or the pre-WW2 Germany experiences for an approximation of what could happen here.

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Gas Prices Near 6-Year Highs, No Inflation? Who SaysThursday
July 03, 2014 12:59

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While official government statistics show U.S. inflation at still low levels, anyone who buys gas, food or health insurance can attest to the fact that inflation exists in our everyday lives. GasBuddy has predicted that U.S. consumers will see the most expensive July 4th since 2008 at the gas pump.

Despite the dramatic increase in U.S. oil production in recent years, GasBuddy estimates that Americans are likely to pay about $1.435 billion per day for gasoline during the holiday week, about $50 million more each day, or $350 million more per week than last year.

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Any wonder why the “stock market” is going up while the “standard of living” is going down like the Titanic!

The value of the Federal Reserve Note!

THREE silver dimes from 1964, when I started buying gas, would buy ONE GALLON of gas. At $21.15 per silver ounce, those SAME THREE SILVER DIMES are worth $5.70. Far more than a gallon of gas. (Never mind that today’s gas is better, cleaner, and healthier.)

So what’s changed?

The value of money has been inflated away by the Gooferment politicians and bureaucrats for the benefit of the Crony Capitalists and the Banking Cartel.

When do The Sheeple wake up?

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MONEY: A defined-contribution program

July 1, 2014 9:16 a.m. ET

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Lockheed Martin Corp. LMT -0.82% plans to freeze its defined-benefit pension plan for salaried workers and move them to a defined-contribution program starting in early 2016.

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Screw the little guys.

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