http://www.nytimes.com/2011/08/19/opinion/save-the-savings-bond.html

OP-ED CONTRIBUTOR
Save the Savings Bond
By FRED T. GOLDBERG Jr. and PETER TUFANO
Published: August 18, 2011

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FOR generations of children, the idea of saving first became real when a savings bond landed in a birthday or holiday card, the image of a famous American staring out from the elaborate, earth-tone etching on a stately certificate. These fond memories may explain why this year nearly 50,000 Americans — the vast majority of them modest wage-earners — decided, under a new I.R.S. policy, to buy savings bonds with a portion of their precious tax refunds.

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sorry but if I was buing for a youth, I’d buy a bullion coin.

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