Shoulda, coulda, and woulda!
Hey, stupid! Yeah, you with your head up your a double q.
You’re not as smart as you think.
Success for you is ruthless financial discipline — no bad debt.
The adults in your life are not stupid, but in some cases they are just wrong. They are not teaching you the life skills that you need to learn!
Forget school. They are teaching you facts; some of which are even wrong. Worse than that, they are fooling you into thinking that life is like school. It ain’t by a long shoot. You need the “education” and the piece of paper, but there are so many other skills you need. Forget it in the sense that’s it’s giving you all you need. Sorry, but it’s not even teaching you the minimum you need.
Write down your goals. I know you heard that, but you didn’t do it. Do it! It’s critical. (Why didn’t you do it?)
I can’t say your life would be “better”. Only the Creator can answer that. But, I can say it would be very different. And, from this fat old white guy injineer’s point of view, you’d have been better off.
Sadly. Much better off.








