YAHOO ANSWER: Inheriting $35K

Saturday, May 19, 2007

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Hello! ..Inheriting $35K, would like to invest (secure but agressive), any ideas?

I own a home, so I’m not sure what’s the best thing, I have c.c. debt about 12k

Thanks

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Since you’re ask here, I’d guess that you have no experience in investing. Assuming that you have no reason to do something odd, paying off the credit card debt is a great idea. (Unless you are going to run right out and charge more stuff!) You can then keep “paying” the credit card debt payment right into your investment account. (Training you to save.) With the balance, I’d suggest either a Treasury Direct account (very safe) to buy some 90 day tbills until you get “smarter”. Or, you can put it in a Vanguard account into a money market until you get savvy. Or you could do both splitting it 50-50.

You’ll learn very quickly. After all it’s your money. Either or both of those two options will keep it “safe” until you learn more.

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Posted by reinkefj

GUNS: Still think that gun seizures after Katrina was an abberation?

Saturday, May 19, 2007

http://www.homelandstupidity.us/2007/05/18/
after-tornado-fema-disarms-town-turns-away-help/

http://tinyurl.com/2trjfw

After tornado, FEMA disarms town, turns away help
By Michael Hampton
Posted: May 18, 2007 4:34 pm

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On Friday, May 4, an F5 tornado wiped the town of Greensburg, Kan., almost entirely off the map. The Federal Emergency Management Agency, along with the National Guard and local police from all over Kansas, then systematically kept out relief workers while they went house to house disarming the residents.

***AND***

FEMA’s top priority going in was clear. It was not to help people, but to establish control and cow the population. These, of course, are the same things they did during Hurricane Katrina, with much more disastrous results.

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Still think that Katrina was an abberation?

Sorry, no.

The gooferment is “practicing”. If they get a big enough disaster, then we are going to get never ending martial law and tyranny. Followed by the camps.

So when do we stand up and fight?

I’m a fat old guy. No much I can do, but it’s coming.

Economic crash, bird flu, terrorist incident, or who knows what the excuse will be. As soon as they get the chance, they will.

We need to stop them now.

2 Comments | LIBERTY | Permalink
Posted by reinkefj

YAHOO ANSWER: How am I ever gonna retire early?

Saturday, May 19, 2007

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How am I ever gonna retire early? I really want to but I’ll be like 35 when I finish paying for college?

PLUS, life expenses and stuff, I really am willing to SAVE UP ALOT. I’m not sure my job will have a 401K so what should I do to be able to put A LOT of money aside and retire by the time i’m 50? IRA’s kind of suck they only allow 4,000 YEARLY. And I don’t wanna gamble my money away by investing in stocks which I know absolutely nothing about. Does this have no solution whatsoever?

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Well, of course it has a solution. The answer is “it depends”. It depends upon how much you want what when.

College debt, life, and then retirement.

How early do you want to retire and what do want to give up for it?

I suggest that you need a blended solution. You have three priorities to balance — college debt, life expenses, and retirement savings. One thing you’ll have to avoid like the plague is credit card debt.

My standard answer for success in the future is that you need a ruthless dedication to financial discipline (i.e., earn money, save, invest, and keep everything working for you; no lazy money), a good white collar job, a blue collar skill like plumbing, and one or more internet businesses.

Roth IRAs are fantastic. You can accumulate gains tax free.

I think you need to do debt repayment, retirement savings, then allocate whatever’s left. You can get extra work and bank the difference. It’s about tuning and discipline.

I’d suggest you use Vanguard low expense mutual funds or etfs to do you saving in. Don’t try to be too fancy. Focus on getting it into the accounts and left he market work over time.

I won’t be around to see how you make out, but stay flexible and discipline. Where ever I am (upstairs or down), I’ll be rooting for you.

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Update 2007-05=24 at 2200: Notified this was the best answer as chosen by the asker. Happy dance time!

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Me, doing my happy dance. See the moves?

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Posted by reinkefj

LIBERTY: What did Berger do?

Saturday, May 19, 2007

http://www.washtimes.com/national/20070516-113137-9942r.htm

http://tinyurl.com/3yug9y

 

Clinton Aide Forfeits Law License In Justice Probe
– Washington Times

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Samuel R. Berger, the Clinton White House national security adviser who was caught taking highly classified documents from the National Archives, has agreed to forfeit his license to practice law.

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If I was the Grand Inquisitor of the Spanish Inquisition, then I’d want to interrogate all sorts of people about this.

Why?

What did Berger do?

I, of course, suspect that he was covering for Bill Clinton. (Disclaimer: I don’t like politicians of EITHER of the duplicitous duopoly!) Or worse.

Could there have been something in the ORIGINAL documents that would not be pleasant for Bill or Hillary?

Maybe we’ll never know. Maybe there will be something in the future that Berger has to “buy” his way out of by coming clean. Maybe a “copy” will show up from some one’s file somewhere. Maybe it will come out some how some where.

Argh!

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Posted by reinkefj

GUNS: Helping Stop Gunman

Saturday, May 19, 2007

http://www.timesdaily.com/apps/pbcs.dll/
article?AID=/20070516/APN/705161813

http://tinyurl.com/3ao4jx

 

Carry Permit Holder Praised For Helping Stop Gunman
– Times Daily

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Chris Chappell was in a Bessemer, Ala., bank getting change on the way to his job when gunshots rang out. He drew a gun for which he has a Right-to-Carry permit, took cover by his sport utility vehicle and alerted deputies who came up. “It`s obvious he played a key role in keeping the guy there until we could get there,” said Jefferson County Sheriff`s Sgt. Randy Christian. “It`s a great testament of someone willing to take action.”

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Why can’t we all be “carry permit holders”? Isn’t that the essence of the Second Amendment?

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Posted by reinkefj

TECH SERVICE: 2IDI silently changed it’s offering

Saturday, May 19, 2007

http://2idi.com

Intelligent Identity Information

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Just as a url is an address for a website, an i-name is an Internet address for YOU! It is a simple, secure way to authenticate your identity and to share personal data, with the assurance that it will remain private and up-to-date. Further, your identity cannot be “harvested” by spammers or other marketers without your express permission.

Contact Service

Your Contact Service is a way for you to put a link on your web pages or on your business card that allows people to contact you, without exposing your email address to spammers.

Use the menu at the left to view the messages you have received, and to inspect and/or edit your Contact Service settings.

The address for other people to reach your Contact Page is http://2idi.com/contact/=reinkefj.

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I signed up with this a while ago. So long ago, I don’t remember when. I bought it because I could put the link on any website and it would send me a non-spam email. (Neat! Still haven’t seen such elsewhere.) The identity claims I haven’t seen any great benefit for, but, I did get a good service.

It always worked flawlessly from http://public.2idi.com/=reinkefj

BUT

yesterday, a contact tried to use it and via different channel told me it wasn’t working. Upon testing, I found he was right. (Thanks!) SO I pinged every where I could find, and got the response, “where did that url come from”. Huh? From youse guys. Did you think I could make that up on my own.

From this I learn that the inet, even when you pay for something, ain’t set it and forget it.

I need a process where I check components to ensure they are working. Especially when I paid for a service.

NOW, I have to find all the places I put it and update them. Thanks a good trick. Maybe Google?

Argh!

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Posted by reinkefj