INTERESTING: The Universe is truly “one song”

Four Ways to Be Happier – About Your Past
from The Coach Approach by Lora Banks

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Rewrite Your Personal History. You can actually sit down and write a version of your personal history simply highlighting all of the great events of your past. Try to stick to some semblance of fact. If you embellish too much or try to put a positive spin on say a traumatic experience, you will find your mind busy judging and debating the details rather than relishing the positivity of the past. And you don’t have to actually write it down. We tell our personal stories all the time and they reinforce how we think and feel about our past. Choose the stories that reflect the the gems rather than the rocks and you will in effect, rewrite history – your history that is.

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ROFL, I kinda did that when I wrote “CHURCH 10●19●62”. I wrote what I thought when I was a child. Carried the story for decades. And, was tickled when it was in print. No one should leave the “universe” with their song unsung. Why leave it to other to write?

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SURVIVAL: Take zero chances. Ever?

Boy, 9, killed rescuing duck from the road
By Joel Currier

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ST. CHARLES COUNTY — Danny Bampton’s compassion for animals cost him his life.

Investigators say the 9-year-old St. Charles County boy was riding with his mother on Highway P near a relative’s house Wednesday afternoon when he saw an injured duck in the road and asked her whether he could save it. After she pulled the car over, Danny hopped out and put the duck in a roadside culvert on the south side of the highway.

But when he tried to cross back over the rural, two-lane road to his family’s car, Danny was struck by a westbound Subaru Legacy driven by Alayna R. Hitz, 18, of Wentzville.

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Wow, what a tragedy for ALL involved.

I bet Mom is going to rethink that decision for a long time.

Accidents happen.

But, someone always wins the lotto.

Maybe, there’s a lesson there. But I’m having a hard time seeing it.

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MONEY: An interesting facet; most will miss it

Pink Slip Nation
by Gary North

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The re-sets will not be re-set. The lenders will face walkaways. Not that many home owners have enough savvy to keep paying on the mortgages, on the assumption that the lenders will not foreclose.

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There’s a pearl of wisdom in here.

In an ARM (adjustable rate mortgage), there are times when the interest rate “resets”. Goes higher from the “teaser rate”.

Here’s the gem.

Just ignore the reset.

The bank can’t afford to foreclose. It can’t afford to renegotiate. It’s “hung”.

Payers should just keep paying based on their old schedule. There may be idle threats from the bank. (The smaller your bank the better.)

When does the chicken come home to roost?

I’m not so sure. When this trouble works itself out, interest rates may be lower and the ARM resets back down? When the bank eventually gets shut down and acquired by a bigger bank? When the Ponzi scheme runs out?

When it does go to foreclosure, the homeowner will have a valid argument: precedent. The bank kept cashing my checks, didn’t foreclose, so it — remember my law degree is from the Judge Judy school of law — has accepted a modification!

Very cute! No?

Just ignore the big bad wolf cause he can’t blow very hard!

This may be wrong, but I’m not so sure. I think it’s a very very savvy move. And, costs the homeowner nothing to try.


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PRODUCTIVITY: feet to shoot

EMI Only Selling CDs To Mega-Chains From Now On

from Slashdot by samzenpus

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farrellj writes “According to Zero Paid, record company EMI has been notifying small music stores that they will no longer be able to buy EMI CDs from EMI, and will have to buy product from Mega-Chains like Walmart. Independent Record store customers are some of the most loyal music buyers around. You are not going to find the back catalog, what used to be the staple of the music business, at your local Walmart. One wonders when the Music Business is going to run out of feet to shoot?”

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I like clever formulations.

“… when the Music Business is going to run out of feet to shoot?”

That seems so descriptive of some of my best disasters.


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