POLITICAL: California may cap future retirement checks

Friday, September 7, 2012

http://www.bloomberg.com/news/2012-08-28/california-lawmakers-set-vote-to-limit-retiree-pensions.html

California Lawmakers Set Vote to Limit Retiree Pensions
By Michael B. Marois – Aug 28, 2012 2:32 PM ET

*** begin quote ***

New state employees in California would face a cap on the size of their retirement checks, Senate President Pro Tem Darrell Steinberg said yesterday. They would also have to put in more time on the job than current workers before they collect, he said.

Brown, 74, wants to cut pension benefits and curb abuses before he asks voters in November to raise income and sales taxes. A weak recovery from the longest recession since the 1930s, reducing job prospects and retirement benefits for most nongovernment workers, has churned up a backlash against the pay and benefits of public employees nationwide.

“If voters think that legislators have made a serious policy change, then the chances for the tax increase improve,” said Jack Pitney, who teaches politics at Claremont McKenna College in Claremont, California. “But if they think it is nothing but window dressing, then chances get a lot worse.”

*** and ***

He also wanted to raise the retirement age to 67 from 55 for most new state employees.

Rising retiree obligations are straining the budgets of states such as California and cities across the U.S. still grappling with income- and sales-tax revenue slammed by the recession.

California’s state pensions in 2010 had about 81 percent of what they needed to cover the benefits they promised, down from 87 percent in the preceding year, according to an annual study by Bloomberg Rankings. The median for all states was 75 percent, the data show.

Steinberg said the pension changes would save the state “tens of billions of dollars” over the next 20 to 30 years, though he later added that an analysis of the cost savings had yet to be done.

*** end quote ***

Sorry, but Gooferment pensions are a vestige of “golden watch” thinking.

No pensions for ordinary people; why should the political class get them.

It a terrible abuse of the taxpayer.

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FUN: “Well then good news! Today’s the day a girl’s finally going to touch you in your little special place.”

Friday, September 7, 2012

http://the-big-bang-theory.com/quotes/episode/419/

*** begin quote ***

Penny: Give my friend his stuff back.

Tod Zarnecki: I don’t know what you’re talking about.

Penny: Well then good news! Today’s the day a girl’s finally going to touch you in your little special place.

*Kicks him in the groin*

*** end quote ***

Never fails to make me laugh!

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PRODUCTIVITY: DROPBOX response; “drugs in prison”

Thursday, September 6, 2012

http://www.readwriteweb.com/enterprise/2012/08/should-your-company-just-say-no-to-dropbox.php

Should Your Company Just Say “No” To Dropbox?
Brian Proffitt

*** Begin Quote ***

As the business world increasingly turns to mobile devices and cloud-based file-sharing services to store or collaborate on important documents, the amount of information that’s falling into the wrong hands keeps climbing.

The numbers tell the tale: 90% of organizations had a leak of sensitive or confidential information over the past year. That’s one of the take-aways from a new study from security analysts at the Ponemon Institute.

Dropbox Is Useful – And That’s The Problem

Services like Dropbox, Bitcasa, YouSendIt and others are useful and efficient ways to get documents and files from one worker to another, especially in this age of mobile devices and distributed workforces. Plus, they’re cheap (or free) and easy for individual workers or small departments to set up.

But increasing use of these tools in the workplace, even for legitimate business reasons such as collaboration, puts a lot of private information at risk. And companies are starting to notice.

How bad is the situation? According to the Ponemon study, 60% of organizations have employees who frequently or very frequently put confidential files on services like Dropbox without permission. And just about that same percentage (59%) reported that what controls they do have in place were ineffective at managing who has access to sensitive files.

*** and ***

Some companies are already reacting with strong policies regulating use of such file-sharing services. IBM, for instance, has banned employee access to services like Dropbox and iCloud. Even the iPhone’s Siri is turned off for fear that sensitive information could be discovered from search query data stored at Apple.

This might be going too far for many companies. Especially if they don’t provide some sort of alternative. IBM has its own custom-built solution for file sharing, but many smaller operations can’t afford such measures.

*** End quote ***

Sure, that’s going to stop the practice.

Every hear of encryption.

Sensitive file? Run it thru PKZIP.

Use LASTPASS to select a 97 character password to encrypt it.

Problem solved.

Argh!

IMHO the rule should be if you can’t able it; you can’t ban it.

Bans don’t work.

Why?

“Drugs in Prison”!

The human being is the world’s best “rat” in terms of adaptability and maze solving.

Tell some one they can’t in an obnoxious enough fashion, and they will spend every waking hour proving you’re wrong.

Enable the behavior in a secure fashion.

Security should never say “no”; they should say “yes, and here’ s how to do it”.

Argh!

*****


POLITICAL: Convention feedback or “what lever Jesus would pull”

Wednesday, September 5, 2012

AN EMAIL FROM MY HIGH SCHOOL CHUM “CHIEF RACCOON”

*** begin quote ***

I don’t watch that much TV but I had to watch the convention last night mainly to see what Ann Romney is all about because up till now I only associated her with horse ballet.

When she started speaking I found myself holding my breath because i was concerned for her. There was something that I couldn’t put my finger on in her delivery … it was a cross between bravado and terror … I think. At one point I turned to Stella and said ” I’m really uncomfortable for her “. But then slowly as I listened and thought about her raising 5 boys, and that ain’t easy even if your a Kennedy, and it began to dawn on me that I liked this woman. Here she was for literally all the world to see and thru the schmaltz and the rehearsed hand gestures she seemed to be a genuine person/mother in a solid marriage who had to summon the courage to do this public speaking thing for her husband and family … and Oh yeah she also has MS.

Then she was done and the Mittster came out and I was desperate to read his lips but it was clear that he was delighted and proud of her and I thought he said something like ” fantastic ” and shook his head in a “how about that!” manner. I really haven’t paid that much attention to Mitt either up until now but he certainly looks presidential with a chin the size of my couch and his family looks like they’re straight out of central casting.

I got to admit I was thinking ” OK if Obama doesn’t make it I can live with this guy.”

Unfortunately I didn’t go back to reading my ” New Yorker ” magazine ( yeah that’s right I got a deal for 26 weeks cheap and I took it ) instead I decided to watch the much hyped Gov from NJ who I also really didn’t know that much about other than he once took a helicopter to his son’s pee wee football game.

So the Gov walks out to the podium clapping as he walks and I swear I saw Reginald Van Gleason the Third. But I had still had a glow from Anne’s speech ( not that kind of glow you animals ! ) and I was anxious to see just how he would compliment the nominee’s wife and how much he would linger on her. Well, it’s about 14 hours later and I’m still lingering waiting for his assessment of Ann.

I looked again at Stella and dumbfounded I said ” he isn’t going to say anything about her speech ? !! … maybe he’s waiting for the end and he’ll close with glowing praise for her … and then I get caught in a senior moment and I think that Christie is the nominee because he’s talking about his mother and his father and I half expected him to pull out his 1040 or whatever for public viewing. Diane Sawyer later remarked that it was 17 minutes into his speech before he mentioned Mitt. When the cameras would pan on Mitt and Ann while the Gov was speaking, I could hear Ann psychically saying that if this fat Ahole doesn’t acknowledge my speech and my hubby makes it into the White House, I’m going to try and get him planted next to Hoffa in the meadowlands !

Please someone tell me that they think it was famously rude of this guy not to give a single freaking shout out to to the wife of the guy he’s “fighting for “.

I thought it additionally disturbing that all of the post speech pundits that I heard didn’t mention what I would call ” the snub. ” Some people thought it was right on the mark for Repubilcan thinking.

Ann had a love message but Reginald uh I mean Christie’s message was … not love ?

I hope I have poked a stick in a bear hole and that Briscoe and Reinke and Phelpsy will weigh in with their views ( which usually go over my head ) and tell me what lever Jesus would pull

*** end quote ***

I love the characterization “Reginald Van Gleason the Third”.

I don’t watch political speeches. My bp would go thru the roof and I get distracted from the content by the theatrics.

I did like Ann and Clint. They came off as “real people”.

I did read the texts of all the speeches.

As a little L libertarian, I am amazed that everyone D and R can ignore the 800# gorilla in the room — the AfPak war where young girls and boys are dying, or worse coming home crippled for life. Sorry to rain on the politicians and bureaucrats’ parade but this is a national disgrace.

When I have to watch TV commercials pandering to get these troops what they need to recover some how Reginald Van Gleason the Third isn’t funny.

My guy, Ron Paul, didn’t get the nod. It was a long shot from the start. He didn’t get to speak and warn the R’s that they face being at the helm as the Titanic goes down. Talk about what BHO44 got from Bush43; that’ll look like a gift.

Ron is right on the War. No one else even addresses it.

Sadly, I think that we are leaving posterity a sack of <synonym for excrement>. Like lemmings off the cliff, we follow “leaders” who have their own hidden agendas.

Maybe Rand Paul will run. I hope it’s not too late.

I do think that this has DEMONSTRATED beyond a shadow of a doubt that ALL the anit-war groups, with the exception of the Quakers, are really just shills for the D’s. Talk about astroturf! Boy, did those people fool a lot of people. But not me. As a libertarian, I KNOW it’s all about control. Who has the levers to tell other people what to do.

Hope this is the rat’s nest you wanted to stir up.

But I did laff at the Reginald Van Gleason the Third line,
Pf-reinke-nstein

# – # – # – # – #   

I love the characterization “Reginald Van Gleason the Third”.
I don’t watch political speeches. My bp would go thru the roof and I get distracted from the content by the theatrics.
I did like Ann and Clint. They came off as “real people”.
I did read the texts of all the speeches.
As a little L libertarian, I am amazed that everyone D and R can ignore the 800# gorilla in the room — the AfPak war where young girls and boys are dying, or worse coming home crippled for life. Sorry to rain on the politicians and bureaucrats’ parade but this is a national disgrace.
When I have to watch TV commercials pandering to get these troops what they need to recover some how Reginald Van Gleason the Third isn’t funny.
My guy, Ron Paul, didn’t get the nod. It was a long shot from the start. He didn’t get to speak and warn the R’s that they face being at the helm as the Titanic goes down. Talk about what BHO44 got from Bush43; that’ll look like a gift.
Ron is right on the War. No one else even addresses it.
Sadly, I think that we are leaving posterity a sack of <synonym for excrement>. Like lemmings off the cliff, we follow “leaders” who have their own hidden agendas.
Maybe Rand Paul will run. I hope it’s not too late.
I do think that this has DEMONSTRATED beyond a shadow of a doubt that ALL the anit-war groups, with the exception of the Quakers, are really just shills for the D’s. Talk about astroturf! Boy, did those people fool a lot of people. But not me. As a libertarian, I KNOW it’s all about control. Who has the levers to tell other people what to do.
Hope this is the rat’s nest you wanted to stir up.
But I did laff at the Reginald Van Gleason the Third line,Pf-reinke-nstein
— —Pf-reinke-nsteinprep64 @ reinke . cc908-209-3625

 

GUNS: Common in mass shootings is the shooter is a nut!

Tuesday, September 4, 2012

http://libertyslifeline.com/2012/08/28/guns-psychopaths-training-and-left-wing-bluster/

Guns, Psychopaths, Training, and Left Wing Bluster by Bill O’Connell on August 28, 2012

*** begin quote ***

No, what is common in these mass shootings is that the shooter is a nut job. Page was a white supremacist crackpot; Jared Loughner in  Tucson was known to be off his rocker for at least six years before the shooting, which by the way made it illegal to buy a gun but the gun laws didn’t stop him; the Colorado movie shooter was also seeing mental health professionals; in the Virginia Tech shooting, it was the same story, but in our PC world they couldn’t force him to get counseling. Nowhere in her article, nor anywhere else in the main stream media do they talk about the real problem: figuring out how to keep dangerous psychopaths off the street before they snap and kill someone.

*** end quote *** 

Yes, guns are just tools.

And, there’s never a kop around when you need them.

And, to conclude the argument: “God made man and woman; Sam Colt made them equal.” — anonymous

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INTERESTING: Taylor Swift can turn the tables on the Trolls

Monday, September 3, 2012

http://www.tennessean.com/article/20120902/COLUMNIST0101/309020082/Hey-Taylor-Swift-here-s-how-get-sweet-revenge?nclick_check=1

Hey, Taylor Swift, here’s how to get sweet revenge
2:04 AM, Sep 2, 2012

*** begin quote ***

Internet trolls have hijacked an innocent contest waged by country megastar Taylor Swift. She will give a free concert and $10,000 to the school that gets the most votes online after “liking” her Facebook page.

Swift’s foes are urging people to vote for the Horace Mann School for the Deaf. Because there’s nothing more hilarious than using deaf children as the punchline to a lame joke aimed at poking fun at a superstar, right?

Swift has legions of public relations people, millions of dollars in income and an international career. Her new song, “We Are Never, Ever Getting Back Together,” is topping charts.

So the 22-year-old phenomenon does not need advice from a 51-year-old local news columnist in Nashville. But here’s some anyway: Babe, embrace this. Own it. Take the joke and turn it around on them. If the Horace Mann School wins — and, with the votes at around 25,000 so far, that looks pretty certain — you get on a plane to Boston and sing your pretty little heart out for them.

*** and ***

It would be a wonderful, generous gesture for her to perform there. After all, music therapy is commonly taught to deaf and hard-of-hearing children.

“Music belongs to all people, and all people have the right to music experiences,” wrote Patricia Winter, a music therapist, in an online article.

Children with hearing impairment, with or without hearing aids or cochlear implants, connect with music. They feel the vibrations. They “hear” lyrics through sign language. Touching the neck of someone singing helps them improve speech skills.

What better revenge would there be for Swift than having photos of sweet deaf children touching her as she sings posted all over the same Internet that’s trashing her?

And one more thought, based on Swift’s own lyrics.

She’s right: People do indeed throw rocks at things that shine. But when you take the high road, they can’t hit you.

*** end quote ***

An EXCELLENT response. 

Rub the trolls nose in it and do good works while you do it.

Sounds very Taylor-esque!

Maybe she good give a duplicate prize to the Number #2 runner up.

I love this idea. When handed lemons, make lemonade.

Webcast it and enshrine yourself as America’s sweetheart. Like Bob Hope or Lucile Ball.

LOL!

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POLITICAL: Thoughts about Labor Day

Monday, September 3, 2012

Labor Day Weekend, a time to goof off. 

Perhaps think about the essence of labor? Where we extract our sustinence from a cruel hard world. Such is our lot in life.

I joke with my much younger coworkers that what we do can’t be considered “work”.

The construction worker, the gardener, even the cooks in the cafeteria are “working”.

Paper pushing and keyboard tapping aren’t “work” in the same sense.

But what the division of labor and trade in a free market have given us has been taken away by the rise of “drones”.

Look around at what people “do” to make a living: paper pushing and key tapping is “work” in comparison to the politicians and bureaucrats. What I’d call the “Political Class”.

They make a living by telling their inferiors what to do. Right out of the Prussian School Model.

How did the workers let themselves get exploited by yet another set of “bosses”?

I think it was the adulteration of money that led everyone into a sense of complacency.

When the “dollar” was as good as gold, things were a lot different. The FDR gold theft allowed the common man to be taxed silently without his recognition. Withholding was a similar strategy. As was “social security insurance”. Debt. All frauds intended to steal the seed corn of future generations. 

Leaving them impoverished, while the past generations of politicians and bureaucrats feathered their nests.

How does it change?

I’m not sure. They say that admitting the problem is the first step towards a solution.

I admit that we have problem; does anyone else?

Happy Labor Day, fellow serfs.

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INTERESTING: WHo can morally kill who?

Sunday, September 2, 2012

http://formerspook.blogspot.com/2012/08/selective-prosecution.html

Friday, August 31, 2012
Selective Prosecution?

*** begin quote ***

Like many Americans, I’ll be watching 60 Minutes on Sunday night. Not that I’m a regular viewer of the program; from my perspective, the MSM is like bad medicine, best taken in small doses, and only when necessary. So why am I tuning in to CBS? Because the network’s venerable news magazine will have the first broadcast interview with Mark Owen, the Navy SEAL who participated in the raid that killed Osama bin Laden, and has written about the mission.

*** end quote ***

While the Constitution provides the Congress the power of marque and reprisal, the President just goes off and kills people.

Sorry, but I don’t believe anything those politicians and bureaucrats say.

Sounds like this EYEWITNESS has a different story to tell and the “establishment” would rather he did “spill the beans”.

Maybe I’ll watch. 

Always nice to get something first hand.

Maybe?

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POLITICAL: Camden politicians and bureaucrats abdicate?

Sunday, September 2, 2012

http://www.foxnews.com/politics/2012/08/24/camden-nj-to-reboot-police-department-by-new-year

Gritty N.J. city of Camden to scrap police department amid budget woes
By Perry Chiaramonte
Published August 26, 2012
FoxNews.com

*** begin quote ***

Crime-ridden Camden, New Jersey – often referred to as the most dangerous city in the United States—is getting rid of its police department.

In the latest example of a cash-strapped municipality taking drastic measures to deal with swollen public sector liabilities and shrinking budgets, the city plans to disband its 460-member police department and replace it with a non-union “Metro Division” of the Camden County Police. Backers of the plan say it will save millions of dollars for taxpayers while ensuring public safety, but police unions say it is simply a way to get out of collective bargaining with the men and women in blue.

*** end quote ***

There are few, some would say if any, valid Gooferment functions. A citizen exchanges their loyalty for the protection of the group. Police protection is the the platinum “service” that the Gooferment fails to provide. If it doesn’t do that, why have it.

The argument can be made that a citizen can buy protection service more cheaply from “the Mob” that is much more effective. I remember in the Fifties, one NEVER heard of an old lady being mugged or a store being shoplifted. One did hear of from time to time of a ne’er-do-well tripping on the apocryphal sidewalk crack and spending several weeks in hospital and several months learning to walk again. Those sidewalk cracks are very dangerous. I was give also to understand that members of the local Italian American Club rush to the poor unfortunate’s aid and whisked him to the doctor by way of a small clearing in the Inwood Park informally call “You disrespect my neighborhood; you disrespect me?”.

Ahhh, so here we have the politicians and bureaucrats, having robbed the good taxpayers of everything they have, cuts the one essential service. How about if every one of the politicians and bureaucrats on the public’s dole, gets cut to minimum wage?

Defined benefit pensions are the dodo of the financial world. Time to correct this abuse. Welcome to the 401k world.

A brave new world financially.

Argh!

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SERVICE: LastPass offers Grid Multifactor Authentication to free Users

Saturday, September 1, 2012

http://helpdesk.lastpass.com/security-options/grid-multifactor-authentication/

*** begin quote ***

At LastPass, we strongly encourage our users to take advantage of our multifactor authentication options. Multifactor authentication requires the user to present both username/password and information from another, often physical, item. This means that if a hacker gets your password, they are still unable to access your LastPass account without this second factor.

LastPass offers multifactor authentication as a Premium feature, but we also believe that everyone should be protected online, so we have created the Grid Multifactor Authentication as a feature available to both Premium and non-Premium users.

*** end quote ***

Another service beefs up security.

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SERVICE: Dropbox two-step authentication

Friday, August 31, 2012

http://lifehacker.com/5937946/dropbox-rolls-out-two+step-verification

Dropbox Adds Two-Step Verification for Enhanced Security, And You Should Turn It On Now [Dropbox]
by David Galloway

*** begin quote ***

Dropbox Adds Two-Step Verification for Enhanced Security, And You Should Turn It On NowMost security-minded computer users know about Google’s two-step verification process, but other popular webapps like Facebook and Amazon have also added this great way of reducing your chances of being hacked. Today, Dropbox joins the two-step verification party .

To enable Dropbox two-step authentication you’ll need to allow Dropbox to send you a text message with a code or use a mobile authenticator app if you don’t want Dropbox to have your phone number. Either way works fine and enables the “something you have” plus “something you know” steps to help keep you safe.

To get started go to your account settings page on Dropbox, click on the Security tab, and scroll down to the bottom of the page and enable two-step verification. Or just click this link.

*** end quote ***

GREAT!

We need two factor on more critical inet services.

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JOBSEARCH: Your intellectual capital walks out the door every night!

Thursday, August 30, 2012

http://nicholasnigro.blogspot.com/2012/08/anatomy-of-boss.html

Wednesday, August 22, 2012
Anatomy of a Boss…

*** begin quote ***

It was, nonetheless, an era when men were evidently men. Recently, I watched an episode where a haplessly green eighteen-year-old joined Mr. Favor’s outfit. Ordered to rein in some misbehaving cattle, the youngster was no match for the bovine ensemble’s frenzied antics. Rowdy desperately wanted to intervene on the boy’s behalf, but Mr. Favor, who had assigned him another vital task, refused to allow it. When the poor kid was trampled to death, Rowdy was disgusted with his remarkably callous boss, who had told him point-blank that “men are replaceable; cattle aren’t.” By the end of the episode, though, Rowdy somehow understood where Mr. Favor was coming from in their cow-eat-cow world.

Favor’s cool hard line, which was probably closer to the reality of the times and job, wouldn’t wash today on the small screen. He was, after all, the show’s leading man, authority figure, and hero. But then when you get right down to it, I suspect there are more than a few boss figures who believe men (and women) are replaceable. In fact, I more than suspect this…. Head ‘em up; move ‘em out!

*** end quote ***

A couple of people at work are calling me “boss”. 

I find this humorous because I do very little “boss-ing”. It’s more about setting the objective and letting them loose.

One fellow said to me: “I don’t have to get permission to do this …”. I gave him my pat: “Does it violate any ‘standing orders’? If not, then let’s get it done and beg forgiveness if we need to. You can always blame me.”

LOL!

After a recent bad storm, the first thing I did, dropping back to my old AT&T training, was check that all our people were safe and didn’t need anything. Then, once that was done, I started to figure out what had to get done and not done with the resources we had available.

Others were more worried about “the work”; rather than “the people”.

Guess they never heard the old Wall Street adage that: “Your intellectual capital walks out the door every night!”

Most Wall Streeters worried about it coming back the next morning. Like AT&T!

Argh!

That’s why I tell any fat old white guy turkeys, or anyone who will listen, that you have to be “the captain of your own ship”, the CEO of “You, Inc.”, or just understand what YOUR objectives are. If they happen to overlap with your employer’s, great. If not, first things first.

I’ve told more than one “employee”, who was putting the employer first, that their job is to FIRST find your next job. Good performance at your current job is an important component of doing that. BUT, it’s not the FIRST priority. Third at best!

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POLITICAL: Chris Christie’s RNC speech

Wednesday, August 29, 2012

http://drudgereport.com/flashcc.htm

The Hon. Chris Christie
Governor of New Jersey
Remarks as Prepared for Delivery at Republican National Convention
August 28, 2012
Tue Aug 28 2012 21:26:40 ET

**Exclusive**

This stage and this moment are very improbable for me.

A New Jersey Republican delivering the keynote address to our national convention, from a state with 700,000 more Democrats than Republicans.

A New Jersey Republican stands before you tonight.

Proud of my party, proud of my state and proud of my country.

I am the son of an Irish father and a Sicilian mother.

My Dad, who I am blessed to have with me here tonight, is gregarious, outgoing and loveable.

My Mom, who I lost 8 years ago, was the enforcer. She made sure we all knew who set the rules.

In the automobile of life, Dad was just a passenger. Mom was the driver.

They both lived hard lives. Dad grew up in poverty. After returning from Army service, he worked at the Breyers Ice Cream plant in the 1950s. With that job and the G.I. bill he put himself through Rutgers University at night to become the first in his family to earn a college degree. Our first family picture was on his graduation day, with Mom beaming next to him, six months pregnant with me.

Mom also came from nothing. She was raised by a single mother who took three buses to get to work every day. And mom spent the time she was supposed to be a kid actually raising children – her two younger siblings. She was tough as nails and didn’t suffer fools at all. The truth was she couldn’t afford to. She spoke the truth – bluntly, directly and without much varnish.

I am her son.

I was her son as I listened to “Darkness on the Edge of Town” with my high school friends on the Jersey Shore.

I was her son as I moved into a studio apartment with Mary Pat to start a marriage that is now 26 years old.

I was her son as I coached our sons Andrew and Patrick on the fields of Mendham, and as I watched with pride as our daughters Sarah and Bridget marched with their soccer teams in the Labor Day parade.

And I am still her son today, as Governor, following the rules she taught me: to speak from the heart and to fight for your principles. She never thought you get extra credit for just speaking the truth.

The greatest lesson Mom ever taught me, though, was this one: she told me there would be times in your life when you have to choose between being loved and being respected. She said to always pick being respected, that love without respect was always fleeting — but that respect could grow into real, lasting love.

Now, of course, she was talking about women.

But I have learned over time that it applies just as much to leadership. In fact, I think that advice applies to America today more than ever.

I believe we have become paralyzed by our desire to be loved.

Our founding fathers had the wisdom to know that social acceptance and popularity is fleeting and that this country’s principles needed to be rooted in strengths greater than the passions and emotions of the times.

Our leaders today have decided it is more important to be popular, to do what is easy and say “yes,” rather than to say no when “no” is what’s required.

In recent years, we as a country have too often chosen the same path.

It’s been easy for our leaders to say not us, and not now, in taking on the tough issues. And we’ve stood silently by and let them get away with it.

But tonight, I say enough.

I say, together, let’s make a much different choice. Tonight, we are speaking up for ourselves and stepping up.

We are beginning to do what is right and what is necessary to make our country great again.

We are demanding that our leaders stop tearing each other down, and work together to take action on the big things facing America.

Tonight, we choose respect over love.

We are not afraid. We are taking our country back.

We are the great grandchildren of men and women who broke their backs in the name of American ingenuity; the grandchildren of the Greatest Generation; the sons and daughters of immigrants; the brothers and sisters of everyday heroes; the neighbors of entrepreneurs and firefighters, teachers and farmers, veterans and factory workers and everyone in-between who shows up not just on the big days or the good days, but on the bad days and on the hard days.

Each and every day. All 365 of them.

We are the United States of America.

Now we must lead the way our citizens live. To lead as my mother insisted I live, not by avoiding truths, especially the hard ones, but by facing up to them and being the better for it.

We cannot afford to do anything less.

I know because this was the challenge in New Jersey.

When I came into office, I could continue on the same path that led to wealth, jobs and people leaving the state or I could do the job the people elected me to do – to do the big things.

There were those who said it couldn’t be done. The problems were too big, too politically charged, too broken to fix. But we were on a path we could no longer afford to follow.

They said it was impossible to cut taxes in a state where taxes were raised 115 times in eight years. That it was impossible to balance a budget at the same time, with an $11 billion deficit. Three years later, we have three balanced budgets with lower taxes.

We did it.

They said it was impossible to touch the third rail of politics. To take on the public sector unions and to reform a pension and health benefit system that was headed to bankruptcy.

With bipartisan leadership we saved taxpayers $132 billion over 30 years and saved retirees their pension.

We did it.

They said it was impossible to speak the truth to the teachers union. They were just too powerful. Real teacher tenure reform that demands accountability and ends the guarantee of a job for life regardless of performance would never happen.

For the first time in 100 years with bipartisan support, we did it.

The disciples of yesterday’s politics underestimated the will of the people. They assumed our people were selfish; that when told of the difficult problems, tough choices and complicated solutions, they would simply turn their backs, that they would decide it was every man for himself.

Instead, the people of New Jersey stepped up and shared in the sacrifice.

They rewarded politicians who led instead of politicians who pandered.

We shouldn’t be surprised.

We’ve never been a country to shy away from the truth. History shows that we stand up when it counts and it’s this quality that has defined our character and our significance in the world.

I know this simple truth and I’m not afraid to say it: our ideas are right for America and their ideas have failed America.

Let’s be clear with the American people tonight. Here’s what we believe as Republicans and what they believe as Democrats.

We believe in telling hard working families the truth about our country’s fiscal realities. Telling them what they already know – the math of federal spending doesn’t add up.

With $5 trillion in debt added over the last four years, we have no other option but to make the hard choices, cut federal spending and fundamentally reduce the size of government.

They believe that the American people don’t want to hear the truth about the extent of our fiscal difficulties and need to be coddled by big government.

They believe the American people are content to live the lie with them.

We believe in telling seniors the truth about our overburdened entitlements.

We know seniors not only want these programs to survive, but they just as badly want them secured for their grandchildren.

Seniors are not selfish.

They believe seniors will always put themselves ahead of their grandchildren. So they prey on their vulnerabilities and scare them with misinformation for the cynical purpose of winning the next election.

Their plan: whistle a happy tune while driving us off the fiscal cliff, as long as they are behind the wheel of power.

We believe that the majority of teachers in America know our system must be reformed to put students first so that America can compete.

Teachers don’t teach to become rich or famous. They teach because they love children.

We believe that we should honor and reward the good ones while doing what’s best for our nation’s future – demanding accountability, higher standards and the best teacher in every classroom.

They believe the educational establishment will always put themselves ahead of children. That self-interest trumps common sense.

They believe in pitting unions against teachers, educators against parents, and lobbyists against children.

They believe in teacher’s unions.

We believe in teachers.

We believe that if we tell the people the truth they will act bigger than the pettiness of Washington, D.C.

We believe it’s possible to forge bipartisan compromise and stand up for conservative principles.

It’s the power of our ideas, not of our rhetoric, that attracts people to our Party.

We win when we make it about what needs to be done; we lose when we play along with their game of scaring and dividing.

For make no mistake, the problems are too big to let the American people lose – the slowest economic recovery in decades, a spiraling out of control deficit, an education system that’s failing to compete in the world.

It doesn’t matter how we got here. There is enough blame to go around.

What matters now is what we do.

I know we can fix our problems.

When there are people in the room who care more about doing the job they were elected to do than worrying about winning re-election, it’s possible to work together, achieve principled compromise and get results.

The people have no patience for any other way.

It’s simple.

We need politicians to care more about doing something and less about being something.

Believe me, if we can do this in a blue state with a conservative Republican Governor, Washington is out of excuses.

Leadership delivers.

Leadership counts.

Leadership matters.

We have this leader for America.

We have a nominee who will tell us the truth and who will lead with conviction. And now he has a running mate who will do the same.

We have Governor Mitt Romney and Congressman Paul Ryan, and we must make them our next President and Vice President.

Mitt Romney will tell us the hard truths we need to hear to put us back on the path to growth and create good paying private sector jobs again in America.

Mitt Romney will tell us the hard truths we need to hear to end the torrent of debt that is compromising our future and burying our economy.

Mitt Romney will tell us the hard truths we need to hear to end the debacle of putting the world’s greatest health care system in the hands of federal bureaucrats and putting those bureaucrats between an American citizen and her doctor.

We ended an era of absentee leadership without purpose or principle in New Jersey.

It’s time to end this era of absentee leadership in the Oval Office and send real leaders to the White House.

America needs Mitt Romney and Paul Ryan and we need them right now.

There is doubt and fear for our future in every corner of our country.

These feelings are real.

This moment is real.

It’s a moment like this where some skeptics wonder if American greatness is over.

How those who have come before us had the spirit and tenacity to lead America to a new era of greatness in the face of challenge.

Not to look around and say “not me,” but to say, “YES, ME.”

I have an answer tonight for the skeptics and the naysayers, the dividers and the defenders of the status quo.

I have faith in us.

I know we can be the men and women our country calls on us to be.

I believe in America and her history.

There’s only one thing missing now. Leadership. It takes leadership that you don’t get from reading a poll.

You see, Mr. President – real leaders don’t follow polls. Real leaders change polls.

That’s what we need to do now.

Change polls through the power of our principles.

Change polls through the strength of our convictions.

Tonight, our duty is to tell the American people the truth.

Our problems are big and the solutions will not be painless. We all must share in the sacrifice. Any leader that tells us differently is simply not telling the truth.

I think tonight of the Greatest Generation.

We look back and marvel at their courage – overcoming the Great Depression, fighting Nazi tyranny, standing up for freedom around the world.

Now it’s our time to answer history’s call.

For make no mistake, every generation will be judged and so will we.

What will our children and grandchildren say of us? Will they say we buried our heads in the sand, we assuaged ourselves with the creature comforts we’ve acquired, that our problems were too big and we were too small, that someone else should make a difference because we can’t?

Or will they say we stood up and made the tough choices needed to preserve our way of life?

I don’t know about you, but I don’t want my children and grandchildren to have to read in a history book what it was like to live in an American Century.

I don’t want their only inheritance to be an enormous government that has overtaxed, overspent and over-borrowed a great people into second-class citizenship.

I want them to live in a second American Century.

A second American Century of strong economic growth where those who are willing to work hard will have good paying jobs to support their families and reach their dreams.

A second American Century where real American exceptionalism is not a political punch line, but is evident to everyone in the world just by watching the way our government conducts its business and everyday Americans live their lives.

A second American Century where our military is strong, our values are sure, our work ethic is unmatched and our Constitution remains a model for anyone in the world struggling for liberty.

Let us choose a path that will be remembered for generations to come. Standing strong for freedom will make the next century as great an American century as the last one.

This is the American way.

We have never been victims of destiny.

We have always been masters of our own.

I won’t be part of the generation that fails that test and neither will you.

It’s now time to stand up. There’s no time left to waste.

If you’re willing to stand up with me for America’s future, I will stand up with you.

If you’re willing to fight with me for Mitt Romney, I will fight with you.

If you’re willing to hear the truth about the hard road ahead, and the rewards for America that truth will bear, I’m here to begin with you this new era of truth-telling.

Tonight, we choose the path that has always defined our nation’s history.

Tonight, we finally and firmly answer the call that so many generations have had the courage to answer before us.

Tonight, we stand up for Mitt Romney as the next President of the United States.

And, together, we stand up once again for American greatness.

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Good speech. Not sure if I believe that the R’s are any less corrupt than the D’s.

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POLITICAL: GOP changes their rules to prevent “grass roots”

Wednesday, August 29, 2012

http://www.lewrockwell.com/blog/lewrw/archives/118902.html

August 25, 2012
GOP Acts To Prevent Another Paulian Insurgency
Posted by Lew Rockwell on August 25, 2012 08:37 AM

*** begin quote ***

LA Times:

The RNC laid the groundwork to change its rules in a maneuver that would effectively make it harder for a Paul-type candidate in future elections. A key committee voted to raise the number of states required to put a name in contention from five to eight, and to allow campaigns to select state delegates. The latter is a response to Paul’s campaign this year, which in some states was successful in working local and state party rules so their delegates are appearing in Tampa despite other candidates’ winning the states’ voting contests.

Of course, as it turns out–surprise!–a Paulian insurgency was already impossible, because the GOP will lie, cheat, steal, threaten, and bribe to prevent an opponent of the warfare state from coming to the fore. It all began when Ron won the Iowa straw poll, and the Republicans changed the votes to make him #2. Of course, the GOP is an arm of the lying, killng, looting state. Why would we expect anything else from these gangsters?

*** end quote ***

The answer is that BOTH political parties are virtual clones of each other.

A viable third party has to form around: Sound money (like pre the FDR gold grab); Smaller Government (like the pre-War of Northern Aggression); and Peace through Strength (like Switzerland).

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HARDWARE: CHROMEBOX; my experience

Tuesday, August 28, 2012

http://reviews.cnet.com/desktops/samsung-chromebox-series-3/4505-3118_7-35313576-2.html

Samsung Chromebox Series 3 review

*** begin quote ***

The Chromebox does support dual-display output, but right now it will only mirror the desktop image to both displays, rather than extending a single operating environment across multiple screens. Again, the system chooses the output resolution automatically, in this case opting for the highest common resolution between both monitors.

Along with connecting a monitor to the Chromebox, you must also provide your own mouse and keyboard. That opens up a larger discussion about device compatibility, which is less of an issue for the Chromebook considering its built-in Webcam and input devices.

Six USB 2.0 ports on the system (two in front, four in back) imply broad support for the vast ecosystem of USB devices. I did not expect the Chromebox to support every esoteric peripheral, but I was also surprised by how quickly I found devices that didn’t work.

*** end quote ***

MY experience mirrors the review with one big positive and one surprising negative.

Positive: This puppy doing gmail is FAST. Like an idiot savant, it renders web pages quick like a bunny.

Negative: I never realized how much I depend upon text expansion utilities. 

I’d buy a CHROMEBOOK to replace my obsoleted MACBOOKAIR. (That alone makes me a NEGATIVE Apple Fan Boy. What is the opposite of a FAN boy?)

So, I’m stuck. I am getting off the Apple “upgrade” treadmill. I’m burnt out on Microsoft problems. Not sure if Ubuntu will give me text expansion. 

Welcome to the “glue trap” or worse whatever.

Sorry, but CHROMEBOOK isn’t ready for me. BUT, if you have kids or old folks, it’s perfect and cheap!

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POLITICAL: Zero Aggression Project

Monday, August 27, 2012

http://www.downsizedc.org/about

Consumer Controlled Government
By Perry Willis (351 words)

Yesterday we explained how . .

The government is NOT the society, the country, the nation, the culture, the people, the traditions, or the land. Instead . . .
Government is merely a service provider, like Exxon or Microsoft.
Service providers are supposed to serve, not rule.
A government, properly understood, should be below you, NOT above you. Therefore…
Government should never INITIATE violence.

So we urged you to STOP thinking of The State as some magical, mystical entity, and instead think of it the same way you think of Walmart. Today we’ll take this concept further . . .

If Walmart does something you dislike you can FIRE IT and hire Kmart or Target instead.

Please notice that you don’t have to ask anyone’s permission to do this, and Walmart won’t do anything to harm you.

You have all the power. Walmart has none.

This is true for all service providers, except The State. Walmart must earn your support, The State does not. The State will harm you if you try to withdraw your business. Thus . . .

The State does what it wants, NOT what you want.

Can you vote to change The State’s management? Not really. That requires the permission of your fellow “citizens.”

We are all captive customers, held in bondage to the politicians and each other.

Does it need to be this way?

What if The State lost the power to hold its customers captive? What if The State could no longer INITIATE violence against its customers? Then it would have to earn your support.

You would have the control.

Notice that this idea says nothing about downsizing government. Government could be as big or as small as its customers want it to be.

This would be consumer controlled government.

Such a government would serve, not rule. It would be below you, not above you.

Do you want to explore these possibilities, and promote these ideas? If so, we need your help. We’re not like The State. We can’t force you to do anything.

We must persuade you and earn your support.

Please become either a Co-Founder or an Associate Founder of the Zero Aggression Project.

********************

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I’m a Founder. 

ZAP!

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JOBSEARCH: An oldie but a goodie

Sunday, August 26, 2012

Surf over to my “turkey farm” and review some of the key points. Regardless of why you have been out of the workforce, you have a “unique value proposition” to express. You can unlock same value for some one. If you can’t, what are you selling? You have to find out what that value is. Then, you craft a “unique sales proposition” (i.e., how do I get someone to hire me). Then, you build a resume and cover letter to that purpose.

I counsel “turkeys” (i.e., people who have gotten the axe from their employer). I’ve been axed several times. After the first time, it should NOT hurt. And, it certainly shouldn’t be a surprise. Happens to everyone. If it doesn’t then you’re playing your cards to tight to the vest.

Your letter and resume have to tell a story. They have to initiate a conversation. You want them to make the reader pick up the phone and say “how did you do that? can you do it for me?”.

It’s hard work. The hardest you’ll ever do. But, you’ll be motivated because you’re working for yourself.

I’ll close with one story. An “old” turkey (i.e., one who has been out of work for a “long” time) was sent to me for “help”. So, I looked at his resume with a three year hole in it. I naturally inquired, in my blunt cavalier injineer way, “been in jail?”. Mind you this was the resume he was sending out and didn’t understand why no response. He said “no, i was caring for my dying wife”. My jaw dropped to the floor.

He wasn’t telling his story. We fashioned a “job entry” that said something like “Care Giver, Medical Treatment Assistant, and Medical Billing Expert” with three bullet points. Recruiters hate holes in time lines; they suspect you’ve been in jail or worse off having the fun that they are not having. Any way, this turkey had a senior level IT job in an HR department working on their benefits billing systems in less than five weeks.

All I did was get him to tell his story. All you have to do is to tell yours. AND, express what you are going to do for the reader.

Good luck,
fjohn
just a big old fat turkey hisself


MONEY: Error Employees Make

Saturday, August 25, 2012

http://www.ricedelman.com/cs/pressroom/pressroom_detail?pressrelease.id=3234

The Most Common Error Employees Make

For Immediate Release
August 10, 2012

*** begin quote ***

Unfortunately, only 9% of the nation’s 60 million workers who are eligible to participate in 401(k) plans contribute the maximum, according to the Employee Benefit Research Institute. The Plan Sponsor Council of America says only 5% of employees do so. And a recent survey by CouponCabin found that 73% of Americans aged 18–34 — the group whose long-time horizon offers them the best chance of creating wealth by retirement — don’t invest for retirement at all.

*** end quote ***

I’m not a “financial advisor”. Nor do I play one on TV. 

Remember the sources of my education: I’m just a fat old white guy injineer with: Law “degree” from watching Judge Judy; Medical “degree” from watching Doctor Phil; Building “degree” from watching “Holmes on Homes”; Investing “degree” from reading about Bernie Made-off; and creating caring human relationships from studying the movie roles of Gunny Ronald Lee Ermey!

And, while generally and usually agree with Ric, and by way of disclosure I am a Customer of Ric’s, I think I’d like to quibble with him a little.

Not that folks should be worried about the future and saving everything they can. He and Dave Ramsey together are good pundits. But I disagree with both around the edges.

But back to Ric and 401Ks.

There are at least three specific incidents where the 401K advice hits a boundary.

(1) Some 401Ks REQUIRE you to rollover into the company’s 401K. There is the infamous case of the guy who rolled a million dollar PGE IRA into Enron and is now living on welfare or social security.

(2) Some 401Ks are really “house organs”. The CFO makes a sweetheart deal and the employees get screwed. High fees, limited choices, and you name it.

(3) Some 401Ks are not worth chasing to get the limited match.

Then there are some TINFOILHAT considerations:

(A) The Gooferment desperate for money needs 13T$. The IRA / 401K holding is 14T$. All the politicians and bureaucrats have to do is to twist the arms of ~2500 “custodians” and give the “owner” an “enhanced social security benefit” and all their portables are solved. For YOUR OWN GOOD of course. (Yeah, it can’t happen here — the FDR gold grab, GM bailout, … … the Japanese Internment, Trail of Tears, … … yeah trust your Gooferment.

(B) The 401K is in dollar denominated assets.What if the Fed does QE3+4+5 … and we get a Carter stagflation? Remember 21% Treasury Bills that were losers in a 30% inflation world? The dollar has lost 99% of its purchasing power in 30 or 40 years at a few percent. No doubt that I like nickels, silver and gold.

All I’m saying is do trust. Have a Plan B, Plan C … and some bullion in your basement.

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FLASH: Mad Gunman 1 NYPD 10; and who’s more dangerous?

Friday, August 24, 2012

http://www.inquisitr.com/311349/bloomberg-confirms-one-dead-bystanders-accidentally-shot-by-police-in-workplace-shooting/

Bloomberg Confirms: One Dead, Bystanders Accidentally Shot By Police In Workplace Shooting
Posted: August 24, 2012

*** begin quote ***

In the gunfire on the street between Jeffrey Johnson and the NYPD officers, seven men and two women are said to have been hit, all are likely to survive their injuries.

*** end quote ***

On one private club / gun range I frequent, the Range Safety Officer (and, there has to be one on duty for the range to be open) is required by club policy to announce “LEO on the line” so that those on the line can retire to safety. And, the backup Assistant Range Safety Officer comes to the line to observe the LEO or LEOs on the line. Note the club’s ONLY THREE accidents have been when LEOs were involved. A regular member is ejected and loses his deposit if they or their guest violates a safety rule.

Further, most gun owners know that the cops don’t practice enough to maintain proficiency. Unlike the Marines and the Military Police who practice a lot.

So why are we surprise when civilians get hurt when the kops “protect and serve”?

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INTERESTING: Titanic sunk by a “cold water mirage”

Friday, August 24, 2012

http://www.smithsonianmag.com/science-nature/Did-the-Titanic-Sink-Because-of-an-Optical-Illusion.html

Did the Titanic Sink Because of an Optical Illusion?
New research may have found the reason why the ship struck an iceberg: light refraction
By Tim Maltin
Illustrations by Charles Floyd
Smithsonian magazine, March 2012

*** begin quote ***

An unusual optical phenomenon explains why the Titanic struck an iceberg and received no assistance from a nearby ship, according to new research by British historian Tim Maltin. Atmospheric conditions in the area that night were ripe for super refraction, Maltin found. This extraordinary bending of light causes miraging, which, he discovered, was recorded by several ships in the area. He says it also prevented the Titanic’s lookouts from seeing the iceberg in time and the freighter Californian from identifying the ocean liner and communicating with it. A 1992 British government investigation suggested that super refraction may have played a role in the disaster, but that possibility went unexplored until Maltin mined weather records, survivors’ testimony and long-forgotten ships’ logs. His findings—presented in his new book, A Very Deceiving Night, and the documentary film Titanic’s Final Mystery, premiering on the Smithsonian Channel at 8 p.m. on April 15—are distilled here:

1. The Titanic was sailing from Gulf Stream waters into the frigid Labrador Current, where the air column was cooling from the bottom up, creating a thermal inversion: layers of cold air below layers of warmer air. Extraordinarily high air pressure kept the air free of fog.

*** end quote ***

Fascinating. 

This video explains and rationalizes the reason that Titanic didn’t see the iceberg that sank it.

Human frailty. We don’t know what we don’t know and our paradigms fail us.

I wonder how many “optical illusions” have tripped me up over my life?

Argh!

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INTERESTING: India’s blackout is in the USA’s future

Thursday, August 23, 2012

http://www.popularmechanics.com/technology/engineering/infrastructure/
us-woefully-unprepared-for-a-blackout-like-indias-analysis-11413652

U.S. Woefully Unprepared for a Blackout Like India’s: Analysis
Two major blackouts last week left hundreds of millions of Indians in the dark. PM contributor Glenn Harlan Reynolds says despite its advanced grid, the U.S. needs major improvements in infrastructure and preparedness to be ready for a major power loss.
By Glenn Harlan Reynolds

August 6, 2012 2:16 PM 

*** begin quote *** 

Last week, India suffered two huge blackouts. Tuesday’s cut power to 370 million people; another one on Wednesday blacked out 670 million people, making it the worst blackout in the history of humanity.

Talking about this with a colleague, I said, “Don’t worry. That can’t happen here.” “Why not?” she asked. “Because we don’t have 670 million people,” I replied.

*** end quote ***

As a fat old white guy injineer, E-lect-trick-al for that matter, I know how fragile our infrastructure is.

A power outage for a week and we are in TEOTWAWKI (The End Of The World As We Know It).

Civilization will break down in a month.

Personally, I’m suggesting that only the Amish, the Mormons, and a few preppers will survive.

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MONEY: Polish Ponzi hurts; a lesson for the USA and the Federal Reserve System “dollar”

Wednesday, August 22, 2012

http://www.zerohedge.com/news/and-why-you-always-demand-physical

Aaaand It’s Gone: This Is Why You Always Demand Physical
Tyler Durden’s picture
Submitted by Tyler Durden on 08/14/2012 21:09 -0400

*** begin quote *** 

We have said it over and over, we’ll say it again. For all those who for one reason or another would like to boycott the broken markets, yet trade gold in paper form, please understand that all the invested capital is at risk of total loss and can and will be lost, commingled and rehypothecated, not necessarily in that order, with little to zero recourse and the residual claim on liquidating assets pushed to the very end of the queue. Because if Lehman, MF Global, Peregrine, and countless other examples were not enough, here comes Amber Gold: a gold-based investment ponzi scheme out of Poland, in which it is likely needless to say that the gullible investors never had actual possession of the gold. And when they tried, it was gone. All gone.

*** end quote ***

Why do you trust that someone else is watching your assets?

Argh!

Ponzi is the meme.

Social Security Insurance, fiat paper money that channels John Law, and any promise made by politicians and bureaucrats!

Cynical?

Nah, realist.

Save your nickels!

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SERVICE: GIST goes bye bye; don’t depend on anything in the cloud?

Tuesday, August 21, 2012

Gist
We started Gist in 2008 to make connecting with your key contacts faster and easier to help you create stronger business relationships. In February of 2011, we become part of Research In Motion (RIM) to bring the Gist vision to millions of BlackBerry customers. Since our acquisition we built the BlackBerry Playbook Contacts app and more recently, our team has been tasked with creating the native address book/contact manager for the next generation platform, BlackBerry 10.

In addition to our core focus on the Contacts app, we have been given expanded responsibility for everything social at RIM including BlackBerry Messenger, Facebook and Twitter apps and instant messaging as well as much of the identity platform, location services and user analytics features.

With all this responsibility, we feel even more empowered to deliver a truly unique and amazing experience for aggregating, enhancing and connecting you deeply with your key contacts. All of this feels pretty exciting, but you may have noticed limited innovation on the core Gist product offering over the last year. In an effort to make the most of our new focus, we have, with heavy hearts, decided to shutdown the stand-alone Gist service. Sigh.

As of today, we are no longer accepting new users and Gist.com will officially be closing on September 15, 2012. Click here to read the blog post and learn how to get your data out of Gist so you can transition to another service.

Thanks,
The Gist Team
http://www.gist.com

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Argh!

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MEMORIES: The Grand (Central) Hyatt; the visit makes me sad

Monday, August 20, 2012

This past week end I had occasion to stay at the The Grand Hyatt in NYC over Grand Central Station for work.

It was in the Fall of 1967 that I attended the Injineer’s Ball in that very same hotel with my beloved.

Made me very sad.

What can I say? If I knew then what I know now, would it have made a difference? If I knew then what I know now, could I have changed the course of history? Would I have lived with more zest knowing that the end was fast approaching?

Or, would by knowing, would something different have happened?

Argh!

In my Great American Novel, CHURCH 10●19●62, I postulated an etherial “probabilities” machine.

*** begin quote ***

(Upon having his name invoked, Saint TAQ checked the Eternal Possibilities Machine, which generates all the possibilities for use in creating the alternative worlds. In all those probability lines where those three survived to lead the survivors, everyone died. Marie never was in a place and motivated to open the water valve. No one else would have found and read the directions. Saint Taq petitioned the Lord to soften Jody’s heart to Marie’s pain. And vice versa.)

*** end quote ***

— CHURCH 10●19●62 (volume 1) page 45

Were I had such a thing to “know” the difference?

Argh!

Sadly, we’ll never know.

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INTERESTING: Sleep is not the cousin of death

Sunday, August 19, 2012

http://www.marksdailyapple.com/the-three-ss-you-must-get-right/

The Three S’s You Must Get Right

*** begin quote ***

You hear it all the time: “It’s not a diet, it’s a lifestyle change!” or “Fitness is something you live!” It seems like every health guru out there with a diet and/or workout plan says something to that effect. Unfortunately, if you fully subscribe to their prescriptions and do so for life, you’re still only changing what you eat or how you work out.

While that’s most of the battle, it’s not enough. Diet and exercise are simply vital components of a lifestyle. If you make a permanent modification to your diet and exercise without addressing the other things that encompass a “lifestyle,” you’re selling yourself short.

Which is why I believe it is necessary to focus on the other stuff, too. I’m convinced that good health, longevity, happiness, and weight management come down to far more than just diet and exercise.

*** and ***

Sleep

Sleep is not the cousin of death, and no, you shouldn’t hold off on sleeping until you’re dead. Sleep is restoration time. It’s when your body repairs itself. And, chances are, you’re not getting nearly enough of it.

Are you? How often do you get a “good night’s sleep?” Do you regularly wake up refreshed and ready to take on the day?

If you are like most people you are not getting good, regular sleep. You’re hitting the snooze button several times, fumbling for your coffee fix, and yawning at work. You’re staying up late with the TV going or you’re taking your laptop into bed.

It wasn’t always like this. For millions of years, up until about a hundred twenty years ago, humans all over the world enjoyed restorative, refreshing, regular sleep. When the sun went down, they either went to sleep or started getting ready for it. Life would wind down. Candles and fire were too costly to burn all night, every night, so nighttime meant bedtime.

*** end quote ***

This will be the hardest part of going primal.

I am NOT a good sleeper.

We’ll see.

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GOVEROTRAGEOUS: Consumer Financial Protection Bureau’s proposal

Friday, August 17, 2012

From: WSJ.com Editors <access@interactive.wsj.com>
Date: Fri, Aug 10, 2012 at 12:10 AM
Subject: WSJ NEWS ALERT: Watchdog Offers Mortgage Rules
To: reinkefj

__________________________________
News Alert
from The Wall Street Journal

A federal consumer regulator is expected to propose Friday the first set of national standards for the mortgage-servicing industry, which has been riddled with problems in the wake of the housing bust.

Under the Consumer Financial Protection Bureau’s proposal, loan servicers would be required to evaluate homeowners’ applications for loan-assistance within 30 days of receiving an application and would be barred from going ahead with a foreclosure until a final decision has been reached on a borrower’s application for help.

http://online.wsj.com/article/SB10000872396390444900304577579591114136230.html?mod=djemalertNEWS

 

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Talk about locking the barn after the whole herd has left the building!

I can’t wait to see the details of this.

Does it “charge back” the originator with the costs. IBM used to have a commission back out program when a Customer was “lost”. Needless to say, they lost very few Customers and, when they did, a sales team exited with the Customer.

Does it set standards for downpayments, ARMs, negative amortization, and balloons? In the “old days”, home mortgages were 50% down and 5 years max. Needless to say there were few if any defaults. Compare that to the NIJA no down no income no job applications of the subprome mess. Clearly these protections should apply to the Donald Trumps. He can stand the loss, but the “little people” need to be taught the lesson.

As a little L libertarian, if I have to have Gooferment, let’s at least try to pretend it can do something.

Argh!

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