POLITICAL: Mortgage Fraud Cannot Be Tolerated

Wednesday, November 26, 2025

https://www.thegatewaypundit.com/2025/11/primary-residence-scam-heres-why-james-schiff-cook/

The Primary-Residence Scam: Here’s Why James, Schiff, Cook, and Swalwell’s Mortgage Fraud Cannot Be Tolerated
by Joel Gilbert Nov. 17, 2025 8:00 am

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Allowing lies about occupancy hides this elevated risk.

How about down payments? Primary residences may require as little as 3-5% down, while second properties are often 20-25% higher.

When someone misrepresents a second home or investment property as their primary residence, they distort the lender’s assessment of risk.

The bank thinks they are issuing a safer loan than they actually are. In reality, they are being exposed to the elevated risks associated with investment properties including higher vacancy rates, greater likelihood of strategic default, and more volatile cash flows.

If this deception is tolerated, the pricing model for mortgages collapses. The lender cannot correctly measure risk, and without accurate risk assessments, the cost of lending rises for everyone.

Make no mistake, primary-residence fraud is theft. Lying about primary residence constitutes mortgage fraud, a federal crime under 18 U.S.C. § 1014. Penalties may include federal felony charges, up to 30 years in prison, fines up to $1 million, and civil liability, including treble damages.

*** end quote ***

Sorry, but I feel little sympathy for politicians and bureaucrats who commit mortgage fraud.  As someone, who has had multiple homes and multiple mortgages, I ALWAYS played by the rules.  And, suffered bigger down payments, higher interest rates, and more expensive insurance rates.  I think the legal distinction between: domicile, primary residence, other residences, multiple homes, and “vacation” homes as arbitrary and confusing.  (I also object to paying property taxes on a home where I can not vote how money is spent, but I can sure pay those taxes from which money is spent.)

The politicians and bureaucrats, who are always in the top tier of wealth, should be held to a standard like Caesar’s wife.  And, when they fall afoul of the laws they created, they should be judged and punished harshly.  

Equality under the law for everyone; not just us “little people”!

That goes for insider trading too!

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RANT: Liberal white women voters stats show they voted for Islamic politicians?

Tuesday, November 25, 2025

# – # – # – # – #

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Maybe MEMEs are the best way to communicate with “We, The Sheeple”?

It’s hard to get them to focus.

We have concrete examples —  North and South Korea, Cuba, Venezuela, London, Paris, and … …

… … the best of all Poland and Hungary.

So sad that th USA experiment in self-governance lasted for 250 years only to fall to the corrupt “two UNI-party system” that the Dead Old White Guys tried to prevent.

I’m a fat old white guy injineer and I focus on solutions; not idle bitching.

Here’s my formula to claw out of this hole:

  • Repeal the Seventeenth Amendment (Direct election of Senators) and return it to the various State Legislatures.
  • Repeal the Sixteenth Amendment (Income tax) and fund the the Federal Gooferment with a population based assessment on the individual States.
  • Repeal all laws the Federal Gooferment has as they pertain to individual citizens.
  • Return the “immigration function” to the individual States.
  • Enact Buffet’s 3% solution on the House of Representatives (3% deficit makes all sitting member of the House ineligible for reelection).
  • Transition back to a gold back currency.  Transition to End The Fed!
  • Size limits on all “corporations” (No more too big to fail —  too big to fail is too big to exist).
  •  All corporate compensation that exceeds the President’s salary must be in the form of corporate bonds laddered over 25 years (No executive rape and pillage companies into insolvency).

I think that’s a good start to returning to the Dead Old White Guys’ vision of the Federal Republic.

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HEALTHCARE: Do you know your type?

Monday, November 24, 2025

https://www.bbc.com/future/article/20251111-the-magic-of-the-worlds-rarest-blood-type?utm_campaign=website&utm_medium=email&utm_source=nautilus-newsletter

The magic of the world’s rarest blood type
Jasmin Fox-Skelly
<>

*** begin quote ***

Only one in every six million people have the Rh null blood type. Now researchers are trying to grow it in the laboratory in the hope it could save lives.

Blood transfusions have transformed modern medicine. If we are ever unlucky enough to be injured or need serious surgery, blood that has been donated by others can be life-saving.

But not everyone is able to benefit from this remarkable procedure. People with rare blood types struggle to find donated blood that will match their own.

One of the rarest – the Rh null blood type – is found in just 50 known people in the world. Should they ever be in an accident that needs a transfusion, their chances of getting one are slim. Those with Rh null are instead encouraged to freeze their own blood for long-term storage.

*** end quote ***

Thanks to the USAF, “APOS” might as well be tattooed on my fore head. Laugh!

Seriously, due to my now sainted wife’s terminal illness, I have donated a lot of blood and platelets.

In ingineering skrule, Brother Austin Barry would always give us time off from lab work to donate blood. His rationale was that we were too dumb to do anything useful in the lab and he would not have to worry that we were killing our selves of others in the lab. (He accidentally electrocuted himself in the lab one year, but it didn’t shock him back to sanity.)

The tin foil hat brigade has (imho rightly) pointed out that the RNA covid “vaccine” (that revised the definition of vaccine) has many side effects. They urge the unvaxed to store their own blood and the rest of us should insist on unvaxed blood for transfusions. (IMHO if I need a transfusion, I think the RNA fragments are the least of my worries!)

*** begin quote ***

First, there are currently 47 known blood groups and 366 different antigens, as of October 2024. That means that a person receiving an O negative donation could still have an immune reaction to any of the other antigens present – although some antigens provoke more of an immune response than others.

*** end quote ***

Learning that there are so many blood groups and antigens has alerted me to inquire what my loved one’s blood characteristics are. The article warns that you may not find out that you are one of the “unlucky winners” of an “immune response”. It would seem that everyone should get this information!

This story has a very happy ending. It appears that several groups of companies and scientists are hot on the quest for a universal donor “golden” Rh null blood type artificial blood. That would obviate the need for blood which always seems to be in short or near short supply.

Until that day comes, I urge everyone to donate. I’m too old now and they don’t want “old” blood, but I would if I could. Argh!

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MEME: End the CIA

Sunday, November 23, 2025

[JR: HST signed it into existence and regretted it.  JFK and RFK were killed by it.  And, 911 may have involved it.  Just time to END it.]

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RANT: Border Czar Tom Homan Delivers a Perfect Response

Sunday, November 23, 2025

https://www.thegatewaypundit.com/2025/11/watch-border-czar-tom-homan-delivers-perfect-response-2/

WATCH: Border Czar Tom Homan Delivers a Perfect Response After Catholic Bishops Blast Trump Admin for Carrying Out Mass Deportations of Illegal Aliens
by Cullen Linebarger Nov. 15, 2025 7:30 am

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As The New York Times reported, the United States’ Conference of Bishops sharply rebuked the Trump Administration over its mass deportation policy of illegals during the bishops’ annual conference in Baltimore.

In a statement, the bishops slammed the Trump Administration for creating “a climate of fear,” vilifying illegals, and not granting lawbreakers access to pastoral care.

*** end quote ***

Funny, I don’t remember them criticizing the Biden Administration for “cages”, or human trafficking.  Or, when Obama deported people.

Perhaps, because there was a financial incentive to the Catholic Church to “resettle” immigrants, their opinion was swayed?

Tom Homan reacts to Catholic Bishops on immigration: “I’m saying it not only as the Border Czar, I’ll say it as a Catholic, I think they need to spend time fixing the Catholic Church.”

Yup, spot on!

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VOCABULARY: Mandela effect — A shared false memory.

Saturday, November 22, 2025

https://www.makeuseof.com/chatgpt-meltdown-hallucination-prompt/?user=bXVvQHJlaW5rZS5jYw&lctg=28d2ed2b3c7a64795f347195bfd302ab46e112a2d0fa032e2ba5de55cc388ab7

Why does this harmless emoji make ChatGPT lose its mind?
By Amir Bohlooli
Published 5 hours ago
<< EDITOR ADDED DATE 2025-11-15>>

  • Amir is the Segment Lead for Productivity and Creative at MUO. He’s a PharmD student who’s interested in clinical outcomes and Pharmacoeconomics. He loves looking at

*** begin quote ***

Despite all that, the emoji never existed. This is the Mandela effect. A shared false memory. The term came from researcher Fiona Broome, who clearly remembered Nelson Mandela dying in prison in the 1980s — only to realize Mandela became president and died in 2013. She could even recall the funeral coverage. When she found many others with the same false memory, the term “Mandela effect” was born.

*** end quote ***

I wonder how much of “history” is nothing more than a “shared false memory”.  And, if written “history” is a false memory, then what is oral “history” passed down through generations?

So it sounds like that JoHari window quadrant IV (i.e., what we both can’t see) is suddenly HUGE!

Now with “AI”, whatever that is, with its “hallucinations” and fake video creations, make even more “evidence” unreliable. The legal system has proven that “eyewitness” testimony is very fallible.  And, even forensic “evidence” has to be suspect.

What can we “know” or “believe”?

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https://www.dailymail.co.uk/sciencetech/article-15302383/Mr-Darcy-wet-colour-C3PO-Mandela-Effect-films.html

*** begin quote ***

Why does the Mandela Effect happen?

Arlin Cuncic, a psychologist and author based in Canada, said the Mandela Effect is ‘unreliable and not infallible’.

She points to a memory error called confabulation – where the brain fills in gaps that are missing in your memories to make more sense of them.

Another factor is the information we subsequently learn can change our memory of the original event.

‘This includes event subtle information and helps to explain why eyewitness testimony can be unreliable,’ she said in a piece for Verywell Mind.

Also, the role of the internet in ‘influencing the memories of the masses should not be underestimated’.

‘It’s probably no coincidence that consideration of the Mandela effect has grown in this digital age,’ Cuncic said.

Another theory for the basis for the Mandela effect relates to the idea that rather than one timeline of events, alternate realities or universes may be taking place and mixing with our timeline.

This far-fetched idea continues to gain traction among online Mandela effect communities but is closer to the realm of science fiction.

*** end quote ***

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VETERANS: WWII veteran’s bracelet comes home … … 

Friday, November 21, 2025

https://abcnews.go.com/US/video/wwii-veterans-bracelet-1946-found-france-returned-daughter-127423766?utm_placement=newsletter&user_id=66c4b9c55d78644b3a882a4d

WWII veteran’s bracelet from 1946 found in France and returned to his daughter
It was an incredible research mystery. Now, Joan Sheehan will receive her dad’s WWII bracelet 80 years later.
November 11, 2025

# – # – # – # – #

Better than never.

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MONEY: Remember penny candy? I do!

Thursday, November 20, 2025

https://thehill.com/homenews/nexstar_media_wire/5602348-why-the-us-is-minting-its-last-penny-and-what-happens-now/

Why the US is minting its last penny, and what happens now
by Addy Bink – 11/12/25 3:10 PM ET

*** begin quote ***

(NEXSTAR) — The day has finally come: the U.S. Mint is pressing its last pennies on Wednesday. It comes as retailers across the country are already facing empty penny slots in their cash registers.

*** end quote ***

https://tenthamendmentcenter.com/2025/11/12/what-fdr-did-to-our-money/

What FDR Did to Our Money
By: Jacob Hornberger|Published on: Nov 12, 2025

*** begin quote ***

For more than 125 years, the United States had a gold-coin, silver-coin monetary system. No, it was not a paper-money system backed by gold, as so many mainstream commentators have been taught to believe. It was a system in which gold coins and silver coins were the official money of the American people.

*** end quote ***

# – # – # – # – #

Penny candy, Nickel cigars, Dime store comics, and Quarter a gallon gas!

Hopefully, this action by the mint will drive home to “We, The Sheeple” that they have been robbed of their birthright.

Prior to FDR, one could stack gold coins and save for your old age secure in the knowledge that your wealth could nit be silently stolen by the Gooferment via “inflation”.

The Dead Old White Guys knew what we have apparently forgotten as a society.  Having lived thru an era of “not worth a Continental damn”, they knew that papa money was the Devil’s spawn.  

I’ve posted many blog posts about “pony candy” and well-remember life was better when money was “honest”.

Perhaps, ₿itcoin will replace the “Federal Reserve Note”?

Save your nickels because they are the next to disappear.

Argh!

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POLITICAL: Separation of Gooferment from Aviation

Wednesday, November 19, 2025

FROM 1440 http://join1440.com/

*** begin quote ***

House Shutdown Vote

The House reconvenes today and is expected to vote on a Senate bill to reopen the government. The vote comes on the 43rd day of the US’ longest shutdown.

Seven Democrats and one independent joined 52 Republicans to pass the Senate bill, which would fund much of the government through January. The Agriculture Department—which facilitates SNAP food benefits to 42 million Americans—would be funded through September 2026. The bill does not extend COVID-era healthcare subsidies for 24 million people who purchase plans under the Affordable Care Act. Democratic leaders had sought to make reopening the government conditional on extending those subsidies, due to expire Dec. 31. ACA marketplace premiums are projected to rise up to 30%, from 18%, without an extension. Federal health subsidies cost an estimated $1.8T in 2023, roughly 7% of the US gross domestic product.

Separately, airlines canceled an estimated 6% of flights at 40 of the US’ busiest airports yesterday amid ongoing air traffic controller shortages.

*** end quote ***

Why is the Gooferment regulating and operating “Aviation”?

It should ONLY be regulating as necessary. Clearly a consortium of commercial airlines could do a better job and cheaper. Surely a private entity would not be running on 1950’s hardware and software. Additionally, the Gooferment is immoral, ineffective, and inefficient. As well as untrustworthy. So, there would be efficiencies and cost reductions.

This goes for Air Traffic Control and Airports.

Now there would have to be some role for “private aviation” and “military aviation” in this consortium. But those details can be worked out between the parties involved.

Airports would be just like any other corporate establishment regulated by the state or local Gooferment.

I can see a much better future once we #privatizetheFAA!

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RANT:20K mile Colorado pickup truck would need rear brakes

Tuesday, November 18, 2025

https://www.maloufchevrolet.com/new-chevrolet-lease-finance-offers-edison-nj.htm

Find it hard to believe that a few year old 20K mile Colorado pickup truck would need rear brakes. Sounds like a manufacture’s defect or a bad design?

Certainly no reflection upon the dealership.

At least the coffee was “free”.

Argh! Argh! Sigh!

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