Northam on Abortion Bill: Infant Could Be Delivered and Then ‘Physicians and the Mother’ Could Decide If It Lives

Virginia Gov. Ralph Northam (D.) commented Wednesday about a controversial 40-week abortion bill and in so doing said the law allows an abortion to take place after the infant’s birth.

Source: Northam on Abortion Bill: Infant Could Be Delivered and Then ‘Physicians and the Mother’ Could Decide If It Lives

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Isn’t this murder?

When does life begin?

And when does a baby get those “inalienable rights of life, liberty, and the pursuit of happiness”?


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MONEY: Thoughts on Bob Murphy’s “Infinite Banking Concept”


Ep. 1326 How to Secede From Our Monetary Regime
22nd January 2019 — Tom Woods

*** begin quote *** 
Frequent guest Bob Murphy returns, this time talking about his new (co-authored) book, The Case for IBC. This is an acronym for “Infinite Banking Concept,” a strategy that uses properly designed whole life insurance policies as a way to “become your own banker.” The concept was developed by Nelson Nash, who besides working in insurance was personally tutored in Austrian theory by Leonard Read himself. Bob explains how the average person can benefit from IBC, and he answers common objections like “Isn’t it better to buy term and invest the difference?” and “Why would I put my money in life insurance when the dollar is going to crash?”

*** end quote ***

My initial thought:

I (humbly) suggest another reason for the IBC concept. One can only by insurance when reasonable healthy. I had a young 30 something coworker who became uninsurable after surviving a bout with cancer. In his case, buying a whole life policy, when he was younger and healthier, would have given his family the death benefit protection. He died in his 50’s. So I’d suggest the IBC concept would avoid the “insurability” problem should it arise. Buying any insurance may not be possible later in life. Am I missing something here?
To which Bob responded:

BobMurphy9  ferdinand reinke • 7 days ago
You’re right. That has to do with the “buy term and invest the difference” canard. I think on the episode I contrasted the jump in premiums if you wanted to renew your term policy, but yeah, if you develop a condition in the meantime, you might be uninsurable.

Now upon reflection on “buy term and invest the difference”:

Based on my own personality, and that of many other “spendthrifts” I see around me, I think there are two types of people — spenders and savers.  My now deceased wife grew up poor, was scared for life, and was a prodigious saver.  My maternal grandmother and my mother grew up in the Depression and also were prodigious savers.  I, OTOH, am a “spender”; maybe even a “spendthrift”, who never cared about delaying gratification.  I can identify others who fall into one of those two categories. 

Now with that in mind, considering the “buy term and invest the difference” canard, imho, “savers” can do that easily, but “spenders” can’t.  So for spenders, whole life insurance and the IBC concept makes a lot of sense.  All though, I’m not quite sure how one in their “earning days” could get on it or into it.  

Unlike savings in a CD ladder (, which my wife loved, entry and exit was easy.  In today’s Fed-driven insane zero interest rate climate, the CD ladder makes no sense.

Hope this is of interest and helps someone further back on the road of life.  As I like to say, “if I knew then what I know now, my life would be completely different”.  Not sure it would be better or worse; just different. Unfortunately, in life, one can not just “rewind time” and choose differently.  It doesn’t work that way.  And one can’t even say a choice was “wrong”, since you made the choice at the time with feelings, imperfect information, and outlooks that structured your decision.  All you can say is that the results were what they are.  

Even “bad” results are how we are viewing the results in the eyes of the Monday Morning Quarterback. Shoulda, coulda, and woulda!  An alternative future history.  What might have been?  You can drive yourself crazy and make yourself sad about “missed opportunities”, “missed loves”, and “bad mistakes”.  

*** begin quote ***

And now, the end is near
And so I face the final curtain
My friend, I’ll say it clear
I’ll state my case, of which I’m certain
I’ve lived a life that’s full
I traveled each and every highway
And more, much more than this, I did it my way

Regrets, I’ve had a few
But then again, too few to mention
I did what I had to do and saw it through without exemption
I planned each charted course, each careful step along the byway
And more, much more than this, I did it my way

{Extraneous Deleted}

The record shows I took the blows and did it my way
Yes, it was my way

*** end quote ***

“You don’t have to pay tuition for every lesson. You can learn from other people’s mistakes!” — Unknown

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Drunk driver cruises for 17 miles in wrong direction: cops

A man was arrested for DWI — after driving his car 17 miles in the wrong direction on a Connecticut highway, police said.

Source: Drunk driver cruises for 17 miles in wrong direction: cops

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As a fat old white guy injineer, why can’t this be prevented by parking lot like spikes at the entrance ramps?

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Retired couple who made $26million on state lotteries to have a movie made of their lives | Daily Mail Online

Jerry and Marge Selbee made millions winning various state lottery games over six years and helped others in their home town of Evart, Michigan, beat the system.

Source: Retired couple who made $26million on state lotteries to have a movie made of their lives | Daily Mail Online

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Well good for them.  I’ve always looked at the Gooferment’s lottery “offerings” and never found the odds even close to attractive.  I never heard of “Windfall” until this 60 minutes story last night.

Reminds me of the Canadian guy who realized that the Canadian casio was powering down the Keno machine and the numbers were repeating.  He took them for millions and they eventually figured it out but it was way too late.  They went to court and lost.  Laugh!

I just “love” politicians and bureaucrats who make blunders.

Like the IRS when they seized an Nevada whorehouse and ran it while seeking buy and lost a million dollars a month.  Laugh!  Can you lose money running a whorehouse?  Obviously you can.


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INTERESTING: Is “football” over?


For the NFL and all of football, a new threat: an evaporating insurance market play 
Jan 17, 2019 Steve Fainaru Mark Fainaru-Wada

*** begin quote ***

“Basically, the world has left the marketplace,” Alex Fairly, CEO of the Fairly Group, an Amarillo, Texas-based risk management firm whose clients include the NFL and Major League Baseball, told Outside the Lines. “If you’re football, hockey or soccer, the insurance business doesn’t want you.”

During the November convention of the Casualty Actuarial Society in Las Vegas, William Primps, an insurance lawyer and former Yale running back, told hundreds of actuaries, “Overall, I think that there is a real threat to the viability of contact sports.”

*** end quote ***

I know, personally, that some are not going to let their children play football.  I think that is the “death blow”.  Here’s another factor in its eventual demise?

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Trump ally Roger Stone arrested following indictment in Robert Muller’s Russia probe | Daily Mail Online

FBI agents armed with rifles took the self-decsribed political dirty trickster into custody in a dramatic pre-dawn raid with their weapons drawn and a lead agent shouting ‘FBI! Open the door! We have a warrant!’

Source: Trump ally Roger Stone arrested following indictment in Robert Muller’s Russia probe | Daily Mail Online

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What’s this?  More political theater!

The demonstration of this was that CNN was there to film it!

Sorry, but this discredits the FBI in my mind.  A phone call to his lawyer to arrange a surrender would have be a lot cheaper, but not as much “fun”.


It’s all a political circus.

Where were the raids over the HRC emails?

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GOVEROTRAGEOUS: Selective Service System should be ended


Proposal Could Require Women to Register for the Draft
23 Jan 2019 | By Patricia Kime

*** begin quote ***

A congressionally mandated commission is weighing whether women should be required to register for the Selective Service System, or whether the U.S. needs a draft registration system at all.

*** end quote ***

Isn’t it time to end the draft?

After all it’s unconstitutional slavery.

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