MONEY: Negotiate rebate up front!

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Redeeming rebates for hardware and software is a pitfall-filled process, as contributing editor Scott Dunn’s Jan. 7 Top Story pointed out. But reader Walter Donavan says he’s found another way to play the rebate game:

“Scott omitted one possible method of dealing with rebates that is 100% certain — if you can negotiate it. Simply tell the vendor by phone or e-mail that you want the product and will buy it, but only with the rebate already included in the price. For example, ‘$50 after mail-in rebate of $100’ becomes ‘$50 price now.’ Never mind the risky $150 price before rebate.

“I will no longer buy a product that depends on a mail-in rebate. If the vendor won’t give me the post-rebate price up front, I hang up. It’s very satisfying.”

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Sounds like a good policy for everyone all the time.

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