MONEY: ZELLE’s use case doesn’t fit me at all

Monday, June 9, 2025

https://www.zellepay.com/

What’s Zelle®?

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do1. That means it’s super easy to get paid back, or split the costs of things like dinner. With Zelle®, the money goes directly into your bank account. And when money goes into your bank account directly, you can live delightfully. Zelle® is already in lots of banking apps, so look for it in yours today.

# – # – # – # – # 

So, it all works great  —  sort of — if you have one bank, one cell phone, and one email account.

What happens when you have Bank#1, Bank#2, Bank#3, and one cell phone?

Chaos!

I’ve had to enroll in Zelle three times.  Bank#1 and email#1, Bank#2 and email#2, and Bank#3 and email#3. Good luck keeping that all straight.

Argh!

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INTERESTING: NOTEBOOK LLM review of RFL blog. for May 2025 — pretty accurate from my POV

Monday, June 9, 2025

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Reinke Faces Life: May 2025 Entries

1 source

 

The sources consist of blog posts from “Reinke Faces Life,” a blog where the author shares content they find interesting, amusing, or enraging. The topics covered are varied, including the shutdown of the Pocket app, thoughts on the elimination of the penny and its connection to inflation, a review of a World War II movie, a discussion on corrosion-resistant steel for infrastructure, and advice on security for Bitcoin holders. Other posts address potential issues with government agencies, the ethics of selling scanned public domain books, a survival story, a software bug, the controversy surrounding President Biden’s physician, and concerns about Google’s search algorithms. The author also reflects on Memorial Day, offers a resource for free e-books, and criticizes government involvement in energy and air travel.

 

What is the overarching sentiment towards government and authority across these sources?

Across the provided sources, the overarching sentiment towards government and authority is highly negative, critical, and deeply distrustful. The author frequently expresses frustration and anger regarding the actions and perceived failures of government entities and individuals involved in politics and bureaucracy.

Several sources explicitly criticize governmental bodies and their impact:

The US Treasury and Federal Reserve are blamed for inflation and the devaluation of the dollar, with the Federal Reserve described as a “private cartel of the elite banks run for their benefit and that of the entrenched politicians”

. The author views the decision to stop circulating one-cent coins as a sign that “We, The Sheeple” will be forced to recognize the inflation caused by the Federal Reserve printing “so many ‘dollars'”. The author advocates for ending the Federal Reserve entirely, citing reasons such as its inability to accomplish objectives, acting against the public interest, generating unfair tax, encouraging war, destabilizing the economy, and being an instrument of totalitarianism. The author contrasts the current fiat money system with a gold standard, which they believe led to lower prices and predictable life, arguing that fiat dollars enable the “Gooferment” in endless spending, “forever wars,” and welfare

.

Politicians and bureaucrats are generally portrayed as untrustworthy and lacking incentive to solve problems

. In the context of infrastructure, the author suggests that bridges are failing because the “Gooferment” is involved in their construction and that an entrepreneur would build bridges that last longer because politicians and bureaucrats “have no incentive to solve the problems of the world”

.

The author questions the role of government in areas like air travel security and air traffic control, suggesting the TSA and FAA should be ended and these functions turned over to airlines, arguing that government involvement adds unnecessary overhead that could be better managed privately

. The author sees government programs, like the temporary ones Jeff Thomas discusses, as becoming permanent and overbearing

.

In the context of Bitcoin, the author expresses concern about “Gooferment involvement,” specifically mentioning the IRS wanting to report capital gains and coercing crypto exchanges to cooperate via KYC rules

. They highlight the ability to transfer assets without “Gooferment involvement” as a valuable use case for Bitcoin

.

The author is highly critical of perceived government cover-ups and lack of accountability, such as questioning President Biden’s physician and staff, and suggesting they should face repercussions for statements about his competence

. This situation is labeled a “national disgrace”. The author calls for reforms like term limits, age limits, and citizenship requirements for politicians and bureaucrats

.

The New Jersey “Pepuls Republik of Nu Jerzee Gooferment” is criticized for a significant increase in electric rates and the lack of competition in energy

. The author states the Board of Public Utilities (BPU) “ain’t looking out for the consumer”

.

The Canadian Food Inspection Agency (CFIA) is described as “unscientific” and accused of unnecessarily culling birds

. The author questions the motivations of bureaucrats in such agencies, imagining them justifying their paychecks without adding value, and states a strong dislike for politicians and bureaucrats

.

The 1986 SHIELD ACT is heavily criticized for shielding vaccine manufacturers from lawsuits, which the author believes leads to a lack of safety testing and contributes to health issues

. The author calls for its repeal

.

The author frequently uses the derogatory term “Gooferment”

 and the exclamation “Argh!” to convey frustration related to government actions or perceived failures. The sentiment is further reinforced by headings like “GOVEROTRAGEOUS” and topics listed in the sidebar such as “Political,” “Ranting,” “TYLER DURDEN,” “tyranny,” and “VICTIM DISARMAMENT”. The focus on “Conspiracy Theories” and the mention of perceived “crimes committed by the Political Class” also contribute to this negative view

.

The sources suggest a preference for private sector solutions over government involvement, as seen in the discussion of infrastructure

, airline security/air traffic control, and energy competition. There is also an emphasis on self-reliance and skepticism of authority, exemplified by the advice to “TRUST NO ONE, EVER” in the context of Bitcoin security and government involvement, the suggestion to save in gold and silver, and the inclusion of a quote about an armed society

.

In summary, the sources consistently portray government and authority as inefficient, untrustworthy, detrimental to individual liberty and economic well-being, and often acting against the public interest for the benefit of insiders

.

1 source

NotebookLM can be inaccurate; please double check its responses.

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