MONEY: ZELLE’s use case doesn’t fit me at all

Monday, June 9, 2025

https://www.zellepay.com/

What’s Zelle®?

Zelle® is a great way to send money to friends and family, even if they bank somewhere different than you do1. That means it’s super easy to get paid back, or split the costs of things like dinner. With Zelle®, the money goes directly into your bank account. And when money goes into your bank account directly, you can live delightfully. Zelle® is already in lots of banking apps, so look for it in yours today.

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So, it all works great  —  sort of — if you have one bank, one cell phone, and one email account.

What happens when you have Bank#1, Bank#2, Bank#3, and one cell phone?

Chaos!

I’ve had to enroll in Zelle three times.  Bank#1 and email#1, Bank#2 and email#2, and Bank#3 and email#3. Good luck keeping that all straight.

Argh!

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