yahoo answer input just 999’s for the last 24 hours. I’ve tried different browser, different ip, with and without google accelerator. Argh!
YAHOO ANSWER: Car loan to credit card
Tuesday, June 19, 2007http:// answers.yahoo.com/question/
index;_ylt=Aqv0jntcHIzyBtM
93NXWwgGTxQt.?qid=20070619133036AAnmjsm
Car loan to credit card
QUESTION
Asked by “tvman”
Doing a balance? How much $ can I save if?
my balance on my car is 2884.58 at 10.16 %. My c.c. is currently 8.99 % variable (washington mytual). What should I do? How much could I save? I am planning on paying 300 mo. until its paid off or for five months, may have extra cash then.
ANSWER
Dear “tvman”:
Well, “save” would not be a word I use when talking about loans! That’s a joke. I’d reserve the word “save” for when you’re collecting the interest. If for no other reason than to keep your thinking straight. :-)
So, to confirm I understand the opportunity, it APPEARS that 0.1016 minus 0.0899 equals 117 basis point for possible savings.
I’d suspect that they tiny “savings”, what really should be called “cost avoidance”, are illusionary.
First, when car loans are give, they often use a method interest calculation called the “Rule of 72”. Without going into too much detail. You pay the interest more in the front of the loan’s term than the end. It’s like a penalty for prepayment. So, moving from the car loan, may not avoid any interest.
Second, the credit card is variable. You didn’t say what the adjustment interval was AND credit cards have a lot of “spring loaded traps” that can send the interest rate into “orbit”.
SO, I’d recommend NOT transferring. Stay with what you know.
If you want something to ACT on, I’d suggest that you find a credit union to do business with. They can help you shift from “borrowing” to “saving”. Credit Unions don’t use the 72 or any other such trickery; most use daily calculations which are most favorable to the borrower. They do low cost banking with education.
Hope this helps. I’m interested how it works out for you. Drop me a note sometime. My blog may have helpful “stuff”.
Ferdinand J. Reinke
Kendall Park, NJ 08824
SOURCE
http://tinyurl.com/3bjcq3
http://www.creditunionsonline.com/…
http://www.aicpa.org/
http://www.reinkefaceslife.com/…
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UPDATE Just notified that this was “Best by Voters. One vote; one answers. Not overwhelming, but I won’t decline the 10 meaningless points.
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YAHOO ANSWER: currency at the bank
Monday, June 18, 2007http:// answers.yahoo.com/question/
index;_ylt=AsV6stix_l5FNxAuZyUy1giwxQt.?qid=20070618055340AAPf2HW
currency at the bank
QUESTION
Asked by “walmart3rdshiftnight”
Who work at a suntrust banks!?
How can I get a 100s bills at the bank do I need to give them anything or how get 7 of 20s bills?
I never go to bank so dont no how its work if any female work in a bank and know what people ask for I need know what I need to take with me!!! no one not give me a 100s bills like ATM wont and try my work place and no one can’t unless I have paid walmart to get a 100s bill from them I have to give them 20s to get a 100s is that true??
ANSWER
Dear “walmart3rdshiftnight”:
Well, assuming that this is not a phising attempt to meet “gurls”, or the cute teller a the local Suntrust bank, I can tell you that you need to try a different approach. All you caught is a fat old turkey who thinks every question is worth an answer. And, I get two meaningless points to answer with a possibility of ten for best.
Who works at Suntrust Bank can be answered by shooting over to LinkedIn (www.linkedin.com) and running a query. It’s free.
You may have to brake down and go into a bank branch. They are full of nice people who sole job is to make you happy while separating you from your money. Think of it as a strip club without the nakedness or the booze. Seriously, if you have a need to change denominations (5*20=100) (10*10=5*20), most banks will oblige you.
If you are truly a “third shift night worker at wallmart”, then you are getting paid and probably have a paycheck to handle. Take it to your branch bank and, I’ll bet, they can arrange a direct deposit to an account for you. If you’re not into checking accounts, then get a savings account to be your pot of gold.
ATMs don’t usually stock anything but 20’s and 5’s. The Atlantic City casinos have some snazzy ones that will show you on the screen what you put in and give you choices of what you can take out. (No two dollar bills as an output choice!) But the risk there is you may not get out of the casino with your cash.
Rumor hath it that WalMart wants to go into the banking business. So wait awhile and your question may be answered by them.
I’d suggest finding a credit union or a friendly bank and chatting with them. They won’t bite.
Hope this helps. I’m interested how it works out for you. Drop me a note sometime. My blog may have other helpful “stuff”.
Ferdinand J. Reinke
Kendall Park, NJ 08824
Webform that creates an urgent email => http://2idi.com/contact/=reinkefj
Web page => http://www.reinke.cc/
My blog => http://www.reinkefaceslife.com/
LinkedIn url => http://www.linkedin.com/in/reinkefj
SOURCE
http://tinyurl.com/lxu93
http://www.reinkefaceslife.com/…
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UPDATE: Chosen best by voters. One vote for one answer.
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YAHOO ANSWER: dates wrong on application
Monday, June 18, 2007http:// answers.yahoo.com/question/
index;_ylt=AmB_QtVKmNM40ftAe.bGjl7sy6IX?qid=20070617063257AAt702y&show=7
dates wrong on application
QUESTION
Asked by “hcj25”
What do you think ?
i messed up on my application and thought i started a job a couple years prior to what i put.So when she called my reference they said i started in 01 but i still had an excellent reference.I was offered this job pending references as an intake coordinator what do you think will this ruin me?
Additional Details
by the way the lady called me back after the reference and question my dates at that job i told her my dates may have been off but i was basically there about 6 years
ANSWER
Dear “hcj25”:
Well, it could be a big deal or a small deal.
You said “intake coordinator”. Depends upon what you are taking in and for whom. Tomatoes for Gristedes, who cares. Little children for the gooferment, everyone might care.
My first take was “honest mistake” or “deliberate lie”? On a government application or some standard application form that’s been xeroxed a grazillion times?
If it’s a gooferment form, does it say anything down at the bottom where you signed about perjury? Did it have to be notarized? Was it “official” like a permit to “intake children”? Then, I’d suggest that you need a lawyer; not Yahoo Answers. If not, then you might be able to apologize your way out.
Assuming that it is NOT, repeat NOT, about perjury, gooferent forms, or something that can get you in a lot of hot water (and that’s a big deal!), I have some thoughts.
I’d forget about it unless it comes up again. (And resolve in the future to fill out all forms as if they were important. Very important.) If it comes up again, apologize profusely, offer to correct the form, and ask what you can do to compensate for making a mistake.
You might want to have some thoughts, about why you made the mistake, in case things get intense. Treat it as a typo. Think about how rushed you were filling it out. Maybe someone said “don’t worry about the exact dates”. Maybe you were interrupted by the interviewer being ready. Get the incident firmly in your mind now in case it becomes urgent.
Then forget about it.
Hope this helps. I’m interested how it works out for you. Drop me a note sometime. I have jobsearch hints on my blog if you need them.
Ferdinand J. Reinke
Kendall Park, NJ 08824
SOURCE
http://tinyurl.com/lxu93
http://www.reinkefaceslife.com/…
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Note: You can go to the Yahoo Answer site and give my, or other answers, a thumbs up or down. When the question closes you can go vote for mine, or other answers, as “best”. Whatever. (Hint, hint, HINT!)
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YahooAnswers: Status Can’t post to ya
Sunday, June 17, 2007I’ve been trying to post my response to a Yahoo Question, but Yahoo ain’t taking my “call”. Argh! I’ll have to try later. But, I hate to leave tasks undone.
Update: Got it in this evening.
YahooAnswers: Status “Best by Voters” awarded (#18)
Sunday, June 17, 2007http:// answers.yahoo.com/question/
index?qid=20070611074258AAn8z1U
*** begin quote ***
Asked by “Wendy b”
Interest rates and definitions as a payee, can you give me some basic info ?
*** end quote ***
Just received word that this was selected “best by voters”.
Only one vote among only one answer.
Ten meaningless points brings me to 613.
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YAHOO ANSWER: Any Good Shepherd grads
Sunday, June 17, 2007http:// answers.yahoo.com/question/
index;_ylt=AtDrAxlzGK0tgsz2rNPTYHPty6IX?qid=20070103115238AAZOvLH&show=7
QUESTION
Asked by “chaquita”
Any Good Shepherd grads?
Did anyone attend Good Shepherd in the Inwood section of Manhattan? I graduated in 87 (attended 79-87). I went to the reunion they had in 2000 at Manhattan College. Great time, although majority of people there were my parents age!
ANSWER
You buzzed? I graduated from GS in 1960, Manhattan Prep 64, and Manhattan College 68. I knew several GS grads thru the MP Yahoo groups and MC alums. Were you looking for someone in particular?
Ferdinand J. Reinke
Kendall Park, NJ 08824
SOURCES
(none)
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UPDATE “Best Answer – Chosen By Voters” Only one answer; only one vote. This was my first “best answer”.
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YahooAnswers: Status “Best by Asker” awarded (#17)
Sunday, June 17, 2007http:// answers.yahoo.com/question/
index?qid=20070614063907AAstsbN
YAHOO ANSWER: Why does it seem every new law seems to be taking away our rights
*** begin quote ***
AmyB askes:
Why does it seem every new law seems to be taking away our rights and freedoms? Is this just in Maryland?
*** end quote ***
Just received word that this was selected “best by asker”.
Mine among 7 answers.
Ten meaningless points brings me to 603.
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YAHOO ANSWER: STATUS getting better organized
Sunday, June 17, 2007OK, now I am really really “maturing” in my approach.
The format (or foolmat) of the postings will always start with “Yahoo Answers”. When I post my answer, all I know is that it’s an answer. It will first be a pending, then either go to “bad” … err “not best” or “best”. Why try to change the title, (I DO like the tile to reflect the category), when it “resolves”. It mucks with how WordPressDotCom assigns a url. So, “YA” for all.
I’ve also updated the categories. I realized there are TWO types of best — by voters (which can be messed with) and by asker. The “by Asker” is the gold standard (can’t be messed with) because that is really who counts here. So I have an updated category hierarchy.
YahooAnswers – top level
— YahooAnswers – Best for “Best in Show” (Those that got the ten meaningless points)
— YahooAnswers – Best by Asker (The most valuable form of “best”)
— YahooAnswers – Best by Voters (A less valuable form of “best”)
— YahooAnswers – Not Best (My clearly misunderstood entries that were not “winners”)
— YahooAnswers – Pending (My excellent entries waiting for their “acclaim”)
— YahooAnswers – Status (For aministrivia like this)
Why?
(1) Clearly, it about answering someone’s question so that they feel they have the best answer.
(2) Even more clearly, I want to communicate such that people immediately see the value.
(3) From pending, you can go and cook the books by voting for my superior whizdumb!
(4) From status, you can see in my mixed up mind.
Lessons learned:
(1) As usual, I’ve jumped into the swamp with out organizing for alligators.
(2) Aiello’s admonition about holes and digging needs amending. Something inclusive of painting and corners.
(3) Why do I make a fool out of myself. No wonder I have no image to be snooty about. One leg at a time, Sweet …
Your thoughts? After all this ego trip is PARTIALLY for you. :-)
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YAHOO ANSWERS: contact my fans
Saturday, June 16, 2007http:// answers.yahoo.com/question/
index?qid=20070616105320AA
YD6Pc&r=w&pa=FZptHWf.BGRX3OFMiTZVUaP0dlzX.wv22GGVMZN
YSS3kh7k.6T.Ni7bZliJBN.VUEGj6ndnvYybMnmrY6Q–&paid=answe
red
QUESTION
Asked by sheratonsami
How can I contact my fans?
I participated successfully Q&A, as a result I got amazing fans,and I would like to contact and email them, to build a good friendship with them, but I didn’t know how?
ANSWER
Dear “sheratonsami”:
Well, you didn’t say what the Q&A was about, but if it was about tomorrow’s winning lotto numbers, then I’d be a fan too. Assuming that you have further contact with your old fans, or their contact information, then you might be able to offer them some reasons to be bigger fans. Or, going forward, if you have more Q&As, then you can be ready to build that fan base. I can think of some things that you can offer, that might encourage more and bigger fans. Like, the ability to ask the questions that they forgot or didn’t get to ask. Like, the summary of all the Q’s & A’s that were asked that they missed, didn’t hear, or didn’t comprehend. Like, pointers to examples, further info, or related material.
My idea would be to have business cards that point to your website / blog.
For under a fifty bucks, some effort, some calendar time, imho, you can get better “known”. I’d suggest a blog as the underlying engine for building your fan base and enthusiasm.
(1) Check for an available domain name you like (www dot sheratonsami dot com is available), but don’t buy it yet.
(2) Get a free wordpress blog at www.wordpress.com. Sign up as “sheratonsami”. Or whatever domain name you decide on that is available.
(3) Buy the domain name feature from wordpress for $15 — it includes the registration of the domain name. (How’s that for cheap?)
(4) You now have a web site and a domain name. Use the blog posting part to put fresh content on your blog. Put something meaningful there daily.
(5) Use the pages part to put more static posts like your Q&A summaries, pictures, stories, prices, or event schedules out on your “site”.
(6) Sign up for the free Gmail for Domains and get email via your domain. You can be sheratonsami at sheratonsami dot com.
(7) Sign up (free) at the various blog directories.
(8) Submit to the search engines
(9) Use the search engines to “find” yourself which improves your site in the search engines eyes. :-) [That’s circular reasoning! By telling the search engine to look for me and finding it, it makes me more find-able by regular people.]
All this is about building your “brand” with your fans. On your business card, put your name, web address, and email. So you’ll have a professional website with up to date content for cheap. And, your fans will love it. What fan wouldn’t. And it’s really cheap and easy!
Yell if you want help with it. (I’m free and do this stuff for fun!) And, let me know how you make out if you decide to try it.
Ferdinand J. Reinke
p.s.: You an look at my site http://www.reinkefaceslife.com/… which was done exactly this way.
SOURCES
(none)
COMMENT
I may have not understood the question?
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UPDATE 20070617 Corrected the title to my new standard format for Yahoo Answers.
Posted by reinkefj 








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