SECURITY: Why doesn’t the Gooferment mandate not using SMS for 2FA?

Saturday, January 25, 2025

https://www.makeuseof.com/why-sms-2fa-insecure/?user=cmVpbmtlZmpAZ21haWwuY29t&lctg=7e6c3cd411d6a815afa18582d54bd455914c43c5f69df1448b8ec20ee4959f71

Why I Don’t Use SMS for 2FA (and What I Use Instead)
By John Awa-abuon
Published Dec 14, 2024

  •     SIM Swaps Allow Hackers to Steal Your Phone Number
  •     SMS Messages Can Be Intercepted
  •     SMS Is Tied to Your Phone Number
  •     What I Use Instead: Authenticator Apps

Two-factor authentication (2FA) adds a vital layer of security to your online accounts, but unfortunately, not all methods are created equal. Many people rely on SMS-based 2FA, assuming it’s a safe choice. Unfortunately, SMS is far from foolproof. Here’s why I’ve stopped using SMS for 2FA and what I use instead…

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What I Use Instead: Authenticator Apps

Rather than relying on SMS for 2FA, I’ve switched to 2FA authenticator apps. Apps like Google Authenticator, Microsoft Authenticator, and Authy generate time-based one-time passwords (TOTP) directly on your device, offering a much safer and more reliable alternative to SMS.

The first major advantage of authenticator apps is security. Unlike SMS, these apps generate codes locally on your phone, meaning they’re not transmitted over networks that could be intercepted or exploited. They’re also protected by additional layers of security—many apps require a passcode, fingerprint, or face scan to access the codes.

Another reason I prefer authenticator apps is their offline functionality. Since the codes are generated directly on the device, you don’t need a cellular connection to use them. Whether you’re in a remote area with no service or simply indoors with poor reception, you can still access your codes as long as you have your device.

I prefer Authy over other authenticator apps because it offers cloud backups, making it easy to recover my accounts if I lose my phone. At the same time, it secures these backups with encryption, ensuring that only I can access them. Google Authenticator is another popular choice. Both options are free, widely supported, and easy to set up.

Using an authenticator app is straightforward. Once you’ve set it up, usually by scanning a QR code provided by the website during the 2FA setup process, you simply open the app to access a code whenever you log in. The codes refresh every 30 seconds, so even if someone manages to steal one, it becomes useless almost immediately.

Two-factor authentication is essential for keeping your accounts secure, but the method you use matters. While SMS-based 2FA might seem convenient, it’s riddled with vulnerabilities—from SIM swaps to interception methods and even practical issues like poor cellular reception. These risks make SMS an unreliable safeguard for your online security.

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The Gooferment politicians and bureaucrats have warned that the phone networks have been hacked.

So why not MANDATE better security.   

Seems simple to me?

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NEWJERSEY: Why are phones in schools a NJ State issue?

Friday, January 24, 2025

https://patch.com/new-jersey/southbrunswick/s/j3sj5/5-takeaways-from-gov-murphys-penultimate-state-of-the-state-address

5 Takeaways From Gov. Murphy’s Penultimate State Of The State Address

  • Murphy outlined his priorities to “run through the tape” in his final year in office. Here are some of the highlights:

Michelle Rotuno-Johnson, Patch Staff
Posted Tue, Jan 14, 2025 at 4:24 pm ET | Updated Tue, Jan 14, 2025 at 4:28 pm ET

*** begin quote ***

Education

As preschool expansion efforts continue around the state, Murphy said he would enact a new law requiring all districts to provide full-day kindergarten, to help set children “on a path to lifelong success.”

While most of the state’s school districts already offer a full-day kindergarten program, some families and children are being “left behind,” he said.

Speaking to the issue of youth mental health, Murphy said he would support a new proposal to ban cell phones from K-12 classrooms and help establish phone-free buildings.

“If you ask just about any educator, they will tell you that mobile devices are a distraction in the classroom,” he said. “They are fueling a rise in cyberbullying. And they are making it incredibly difficult for our kids, not only to learn, but to retain the substance of what they learn.”

*** end quote ***

I fail to see why this is a state issue.  And, besides, it’s controversial.  

Parents and guardians give their children phones for a reason.  It’s reasonable to restrict their use during class time.  BUT, (and there is always a BIG butt), that doesn’t mean that the Gooferment should confiscate or technological prevent their use in parent – child communications.

As a tech guy, it’s very easy to kill web-surfing and interactive games during class time.  If you’re low tech, just have a rack of pigeon holes by the classroom door.  If the phone rings, allow the student to put it on speaker and talk to their adult.  (That should take care of that.)

Wasn’t there a recent school shooting that was reported by student with a phone from inside the incident?

Sorry, not a State-wide problem with a one size fits all solution that the Goofermentis famous for.  All because Governor Murphy wants to “run through the tape”!

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INTERESTING: Here’s a factoid that must have some rational explanation?

Thursday, January 23, 2025
https://www.newsmax.com/health/health-news/mortality-death-birthday/2024/04/12/id/1160815/
 
Why You Are More Likely to Die on Your Birthday
By Lynn C. Allison | Friday, 12 April 2024 05:12 PM EDT 
 
​*** begin quote ***
 
The most common theory behind the birthday and death association is that a little too much celebrating may be going on that involves alcohol, says The Guardian. There is also the possibility that terminally ill people view birthdays as survival milestones and tend to pass on the day on either side of it.
 
*** end quote ***
 
Laugh! 
 
Some things are just inexplicable.
 
# – # – # – # – # 
 
“What you do on your birthday you do all year long.”  — Anonymous old proverb
 
Never figured out what that meant.  Does it mean, literally, what ever you do on your birthday, you’ll repeat it over and over again like the movie “Groundhog’s Day”.  Or, maybe that your attitude on your birthday, will carry on through the year.  Or something else.
 
For me, that annual day of introspection leads me to think of the things I wanna change.  Life choices?
 
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RECOMMENDED: Netflix’s ‘Number 24’ asks you the question “what would you do”?

Tuesday, January 21, 2025

https://www.netflix.com/title/81664509

Netflix’s ‘Number 24’

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Netflix’s ‘Number 24’ transports the audience to 1940s Norway, where the German occupation incites the Norwegians to form a resistance. While a lot of people join it to fight the Nazi regime and free their country, Gunnar Sønsteby is one of the few who leaves an indelible mark in history with his many acts of sabotage. The film begins with a 90-something Gunnar appearing for a lecture to the youth, who have several questions about his story, which has now become somewhat of a legend in the country. He starts with the times before the war and how drastically everything changed once the Nazis set foot on the streets of Norway.

*** end quote ***

I’m not sure I could have done a fraction of what he did.   I can understand how after the war his comrade became an alcoholic and eventually suicided. 

Watch this if yo9u want to understand what true patriotism means.

Can’t imagine being in those circumstances.

Can you?

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RECOMMENDED: Netflix’s ‘Number 24’ asks you the question “what would you do”?

Tuesday, January 21, 2025

https://www.netflix.com/title/81664509

Netflix’s ‘Number 24’

*** begin quote ***

Netflix’s ‘Number 24’ transports the audience to 1940s Norway, where the German occupation incites the Norwegians to form a resistance. While a lot of people join it to fight the Nazi regime and free their country, Gunnar Sønsteby is one of the few who leaves an indelible mark in history with his many acts of sabotage. The film begins with a 90-something Gunnar appearing for a lecture to the youth, who have several questions about his story, which has now become somewhat of a legend in the country. He starts with the times before the war and how drastically everything changed once the Nazis set foot on the streets of Norway.

*** end quote ***

I’m not sure I could have done a fraction of what he did.   I can understand how after the war his comrade became an alcoholic and eventually suicided. 

Watch this if yo9u want to understand what true patriotism means.

Can’t imagine being in those circumstances.

Can you?

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PEACE: MLK was Correct about a lot of things — we just didn’t listen

Monday, January 20, 2025

https://www.lewrockwell.com/lrc-blog/mlks-courageous-antiwar-speech/

MLK’s Courageous Antiwar Speech

Joshua Shoenfeld 

<< EDITOR ADDED DATE 2025-01-20>>

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One year prior to his assassination, Martin Luther King Jr. delivered his powerful antiwar speech, “Beyond Vietnam: A Time to Break Silence” decrying the United States’ genocidal war on the people of Vietnam. King eloquently linked the state-sanctioned oppression of blacks with the suffering that the Vietnamese were enduring in the face of a genocidal onslaught at the hands of the US national-security state. The mainstream media denounced King for speaking out against the war when they should have praised him for speaking truth to power.

*** end quote ***

MLK, Gandhi, various moral philosophers, and religious leaders continue to urge peace.

What the US Gooferment has done in foreign policy is nothing short of war crimes, and foolish interventions.

When will we ever learn?

No money or weapons given away to allow killing and worse.

Argh!

Dona Nobis Pacem

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FINANCIAL: Not so sure about ‘Super Catch-Ups’ for 401(k)s

Monday, January 20, 2025

https://www.barrons.com/articles/401k-retirement-super-catch-up-contributions-e2358dd8?mod=past_editions

How to Make the Most of the New ‘Super Catch-Ups’ for 401(k)s
By Elizabeth O’Brien
Updated Jan 09, 2025, 8:53 am EST / Original Jan 09, 2025, 2:30 am 70EST

*** begin quote ***

Savers in their early 60s can sock away nearly $35,000 in their 401(k) account for retirement in 2025, thanks to the new “super catch-up” rules. The higher contribution limits aren’t a slam dunk for everyone, though, and you may need to make adjustments to other retirement accounts to maximize your savings.

*** end quote ***

Unfortunately behind a paywall.

I’m not so sure that if I was 60 and had 35k$ to spare that any tax deffered savings plan would be the course I would chose.

Tell me what the inflation rate will be between now and say age 70 and that might be a case of getting out “depreciated dollars”.  For the very rich in a high tax bracket, the tax savings MAY offset the loss of “purchasing power”.  Everyone else has to guess what reality will have to offer.

I’m no Warren Buffet By far, I’ve made some great trades and some terrible decisions.

YMMV

I am a firm believe that you can’t trust the Gooferment, its politicians and bureaucrats, or any “celebrity spokesman”.   If you see it on TV, hear it on radio, or read it on the net, then ask “cut bono”.  Who’s paying for the advertisement?  Even if you can see it, some one is getting a cut.

I’m old enough to remember lessons from a family friend who lived thru the Weimar Republic inflation. Wife would go to the old man’s office at lunchtime every day, take whatever he earned that morning, and run out an buy something,  Anything!  When she spoke of it, her hands trembled in fear almost 50 years later.  Who she buy the “right thing”, or anything. Or be left with a handful of worthless paper.  Made a big impression on me.

So where ever you put that “extra” 35k$, make sure it’s money well spent.

I’d select gold rounds, silver rounds, bitcoin, or goldbacks.  Probably some mix of the four.  Take the tax hit now and avoid the “inflation tax”.  Probably be some complex math to say that is “bad advice”, but that would be my choice. 

As always YMMV and faiwwypfi (Free Advice Is Worth What You Pay For It! ?zero?)

See you on the other side to decide if I was more right than wrong.

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VOCABULARY: ‘future-faking’ — making promises to their partner that they have no sincere intent on making true

Sunday, January 19, 2025

https://nypost.com/2025/01/12/lifestyle/psychologist-warns-future-faking-is-subtle-narcissistic-behavior/

Beware ‘future-faking’ — this common relationship behavior is actually narcissistic manipulation: expert
By Eric Todisco 
Published Jan. 12, 2025, 12:49 p.m. ET

*** begin quote ***

Partners who do this should be left in the past.

Los Angeles-based psychologist Dr. Ramani Durvasula made a YouTube video with a dire warning about “future-faking,” a common manipulation tactic used by narcissists in romantic relationships.

Future-faking involves a person making promises to their partner that they have no sincere intent on making true.

*** and ***

She noted that society “didn’t talk about narcissism until relatively recently in the way that we do now,” so many people who are in their 40s and older “are tolerating toxic relationships but didn’t have any word or model for it.”

*** end quote ***

Interesting that not having word or model for a behavior prevents humans from recognizing it.  Never thought of that concept.  It’s like another “window” in the Johari window Quadrant 3  — “what I can’t see that others can”.  

Have to think about that?

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RANT: Seems just a tad hypocricial

Saturday, January 18, 2025

https://www.amren.com/news/2025/01/vatican-cracks-down-on-illegal-entry-into-its-territory/

Posted on January 16, 2025
Vatican Cracks Down on Illegal Entry Into Its Territory
Almudena Martínez-Bordiú, Catholic News Agency, January 15, 2025

*** begin quote ***

The Vatican City State has toughened sanctions for those who try to illegally enter its territory in areas where free access is not allowed.

In a decree issued last month by the Holy See, the monetary sanctions and prison sentences for those who violate the strict security regulations of Vatican City have been considerably increased.

The document, signed by Cardinal Fernando Vérguez Alzaga, president of the Pontifical Commission for Vatican City State, provides for monetary fines ranging from 10,000 to 25,000 euros (about $10,200 to $25,700) and prison sentences ranging from one to four years.

*** end quote ***

Are you kidding me?

Seems very “good for thee, but not for me”.

If the childmolesting clergy wasn’t enough of a turn off, then surely this is!

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FUN: Cute — a little dumb — what if she said no?

Saturday, January 18, 2025

https://nypost.com/2025/01/11/sports/knicks-fan-proposes-to-girlfriend-at-thunder-game/

Knicks fan proposes to girlfriend at Thunder game in OKC: ‘I could have gotten booed’

By Angela Barbuti 

Published Jan. 11, 2025, 9:01 a.m. ET

*** begin quote ***

Diehard Knicks fan Joseph DeSimone popped the question to his girlfriend Erica Vann on the Kiss Cam in Oklahoma City as the team took on the Thunder in a clash of NBA heavyweights last Friday. 

*** end quote ***

I thought this was funny.  Clearly she might have said “no”.  Not sure what you do then.  Propose to each and every cheerleader.  Even the male ones?  Maybe the mascot.

Anyway it all worked out for the happy couple and I hope they have a long and great life.  One can only hope.  

Maazel Toff!

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