http://www.getrichslowly.org/blog/2007/11/06/beware-of-citibanks-retroactive-late-fee
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Here’s one way for banks to compensate for their losses during the subprime lending debacle: screw their other customers. GRS reader Morydd shared a scary story in the discussion forums. His wife has a student loan through Citibank, which this month decided to charge a retro-active late fee without any explanation.
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Watch for fees! You figure all these banks will have to make up their sub-prime mortgage losses somewhere. What better place than you!
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Reinke Faces Life 